Im looking to replace my Exeo with either an Octavia or Superb, (looking at 2016 ish), ive noticed there seem to be a few Cat N & Cat S cars listed nowdays, and was wondering if its possible to find out exactly how much damage was done to a car, as ive heard not all sellers tell the whole truth and if a Cat S or N repaired car would cost more (or less) to insure compared to if it had no damage at all. and lastly if i were to buy a Cat S or N car and was involved in a RTC would the insurance pay out be alot less due to being a Cat S/N car or is there a thing like protected NC so youd get current market value of the car??

Thanks in advance

Cost to insure would be no different, but they probably would try to knock you quite heavily on PAV if it were written off again.

Some of the more expensive car history checks (car vertical and the like) will sometimes show pictures from when the car was in the salvage auction.

I personally wouldn't buy a repaired car unless the seller was prepared to show me pictures of the original damage, so I can see where repairs have been done and check the quality of them.

Hi.

If you have any issues with insurance at all for a previously written off vehicle then please feel free to drop me a line.

The majority of our insurance schemes have no issues with these types of vehicles.

Regards,

Dan.