Our new Skoda is having a lot of electronic systems issues and is going in tomorrow for the third time to try and diagnose what's happening. As some of the problems are with the collision warning and automatic braking systems amongst many. Could my insurers be a bit funny if I were to have an accident knowing the car is faulty?

Edited 26 May26 May by Liteboy

Your responsible for the safety of your vehicle. You know the car is a risk and you are posting on a public forum. You will have to refuse to accept back an unsafe car. Make the Skoda Dealership aware and Skoda UK the importer. Corporate Liability. Skoda / VW UK have had to take cars in in the past and provide courtesy cars where there were known or suspected issues and still no Recalls. DVLA Safety Recalls. Contact the DVSA as well and inform them of your concerns.

Short answer - depends on what the issues are doing - is the car actually faulty just because the systems aren't fully funtioning. You need to check with someone, that really knows, (a properly trained person in these matters) at your insurers. This you can also use to hopefully speed up getting the issue(s) sorted.

Longer answer - first, 'blokes' on the internet can give their opinions and (remembered) experience, such as I'm doing, but what about knowlege, training and qualifications, personally I (ETA) don't have any in this area but how would you check if I said I did.

If these systems can, freely, be turned off by the driver, usually going through driver computer menus or on switches near the driver then obviously there is a choice about their use so they're not mandatory - but - if your insurance is based on their use that would be another matter, and no doubt (ETA) anyway if there was an accident the non-use would be noted.

Any system, whether used or not, doesn't take away the driver's responsibility to actually driver and control the car.

If the faults in the system(s) doesn't interfere or hinder with the car being driven properly by the driver then them not working (if not mandatory) doesn't matter.

Good piont about recording anything on an open public (or any) website, if you need to ask about anything that you think might (I don't think it will) get you into any trouble then contact the correct appropriate people non-publicily, it might still be recorded of course.

Good luck.

Edited 26 May26 May by nta16
ETA