What I can't undestand is my first car was a D reg 1.3 Golf C, back in '99. It cost me £660 TPFT to insure, it was worth about £1000. The most I'ver paid for insurance was £800 for a 2.0 Nissan Primera when I was 21.

So it amazes me it costs the youth of today so much money to insure their cars. When your working part time, trying to run a car and have a social life (as most teenagers do) how can you do it if the insurance co's want £200 a month from you, that's a huge chunk of you income. The same could be said of a young family on a very low income.

As for ANPR camera's when was the alst time you saw one? About 2 years ago where I live, have I ever been stopped in 7 years of motoring, no. The only time I need to prove I have had insurance in that time is when it comes to taxing the car.

I don't approve of running an uninsured car and never have but I can see why some people might do it, from my experince as stated above it appears to be an easy thing to do, with little in way of deterants.

Chap in the office, when 22 years old was paying £1200 a year TPFT for a Rover 216 Coupe.

As for ANPR camera's when was the alst time you saw one?

.

they have them in portsmouth quite often, i must have seen them about five times in the last year. they have one at every road into and out of the city and they normally have an army of motorbike coppers waiting to give persuit too..

As for ANPR camera's when was the alst time you saw one? About 2 years ago where I live' date=' have I ever been stopped in 7 years of motoring, no. [/quote']

Fairly frequently

I'm paying about £500 on mine, 23 with 3NCB, not that bad actually. When did NU's increase happen? I'll see how much it really will go up. I'm looking at about £400 to renew, so if I input my details, we should be looking at about £600??

ANPR is not only in police vans , it is in most of the traffic cars also . the main roads i travel on to and from work in Liverpool have the van on at least once a fortnight , with at least 4 other police vehicles used to stop the cars and lorries to take the uninsured cars away , they also do a lot of checks on the vehicles going to/from the airport too

recently watched 2 programmes on tv

were the cop cars had dash mounted

cameras for tax & insurance checks ..

all they do is sit in their cars at the roadside

and up comes the numberplate on the

screen and sounds an alarm if there is no

tax or ins registered for the car ..........

one of the alarms was Fred Flintstone

shouting YABADADO !!!!!!!!!

BTW my insurance is

first car a 1.2 8v corsa on a P was

its the guys at the top that do this, as if they dont have enough cash as it is

If you go on Aviva's website (of whome Norwich Union are a part) you'll see number in largish text on the right hand side - the share price. If a business such as this does not produce growth year on year, this shareprice will drop, people will stop investing in the company and this can adversely affect the companies ability to trade - in which case it's all the employees who will suffer, not just those "at the top".

As a 20 year old male with (presumably) 2 years NCB you will be regarded as a high risk - as such, buying a car which is insurance group 9 is going to see you getting relatively high insurance premiums.

Have you thought about asking you insurer if you can increase your excess? This should reduce your premium - for example, if your premium was

they have them in portsmouth quite often, i must have seen them about five times in the last year. they have one at every road into and out of the city and they normally have an army of motorbike coppers waiting to give persuit too..

Agree with this, plus you also see unmarked cars parked in layby's round our way (with the bikes a bit further up the road). As was also said, the majority of traffic cars also have the equipment mounted in them so it is prevalent, even if it's invisible

Chris

As a 20 year old male with (presumably) 2 years NCB you will be regarded as a high risk - as such, buying a car which is insurance group 9 is going to see you getting relatively high insurance premiums.

Exactly! If you don't wanna pay the premium, do what the rest of us did and drive around in a Gp 1-3 car until you've built up enough NCB to be less of a risk

Chris

The main problem here is stupidly large compensation claims in the UK, which the courts keep increasing. Plenty of countries in Europe, Canada and New Zealand all have sensible payments for compoensation, hence lower car insurance. So strip out the legal crap that keeps building up, make sensible payments and then the price would fall. Sadly in the UK full of legislative rubbish and namby pandy public this will never happen.

I started driving last year.. first car saxo VTR.. and it cost me

Crikey, judging by the figures you lot are quoting I must've been very lucky :eek: .

I'm 30 now, been driving since I was 17 (had moped then 125 till I was 18) and I've never paid more than