Winston_Woof

faced the same issue 7 years ago when I got a car again for the first time in many many(best part of 10) years. I had/have No Claims on motorcycle insurance but they wouldn't (at the time, may have changed) recognise it as I wanted to keep that policy running (they would have made some allowance if I was cancelling the motorcycle insurance).

the drone picture that is google maps lol. Anyways as stated several posts back I've queried it with the insurance company for clarification.

Just walked out an looked, yup it's tagged a sa dead end form the main road

well as I mostly WFH the car is there a good 95% of the time it's not being used

for convenience and accessibility ( and it also leaves room for our neighbours visitors to have an additional space to use if required). Our visitors tend to park outside the kitchen window (red zone).

also angle & perspective alter the perception ;o) Looked at this way both vehicles are well within the boundary

anyways dropped an email over to the insurance company to clarify with them

Its an approximate indication ;o)

/ me waits for insurers to start asking if there are any trees within X feet of the driveway ..............................

Even that's overkill We have no issues with random vehicles using the close as there are no shops, schools, other public places immediately near by. Yes we get the odd vehicle come in and turn around (normally because they think its a cut through , got me thinking now, I dont think its tagged as a dead end from the main road, will have to check a little later lol) but other than residents & their visitors there are no issues, all very neighbourly

NPs, they were all thoughts that have gone trhough my head at one point or another The issues all stem back to 2009 when the plans were (IMHO) wrongly approved (nb we only moved here in 2018 after everything was done) as they never took existing leasehold boundaries (green) into account. Just to compound the matter they never even built as per the approved plans as the 3 new houses to the left aren't staggered and they never did that area with bushes/circles on in *sigh* Oh and the numbering is all wrong 1 is actually 46 (on the main road) , 2 is now 1, 3 is now 2 and 4 is now 3 as ours was always 4

Just for further reference the area covered by the lease overlaid on the security cams (and yes the neighbours are fully aware of these and are happy with them being there as have benefited them as well, we're a nice friendly bunch ) Yes we could go and build a fence but no-one is going to benefit from that and would simply be a bloody minded thing to do

Oh and further fun and games (especially for the new freeholders), according to their title deeds none have them have any form of right of access across the others freehold so in theory that far right property could restrict access to the close as everyone has to go across their property to get to the main road. At least we have the prior lease which was never amended when the developers messed everything up around 2014.

The latter. The road (according to the councils list of adopted roads) has not been adopted and indeed the binmen don't even come in (we all have to take the bins to the main road) even on foot.

The whole situation has turned out to be very complicated and that's a whole other issue (although it's caused more issues for the people in the new houses than us). We have a leasehold with a 900+ year £0.0 lease however originally (according to the 1837 deeds I have a copy of) that covered a much larger area (the extent of the Red lines) with the Freehold of the red marked area also being with one person until approx 1911. Fast forward to 1973 and via various transfer etc the leasehold on our property had been reduced to the Green area although the entire freehold was still owner by one company.(nb the one thats caused issue to the new houses is we still have access(on paper) to the yelow patch of land at the bottom of their gardens) Skip now to around 2014 and a developer had bought that freehold and proceeded to build 4 new homes and assigned the freeholds as indicated to each of them. They then dissolved the building company set up to create them meaning the remainder of the freehold (ie for ours & number 48) reverted to the Duchy of Lancaster. Sum total is that we now have effectively 3 freeholders none of whom are owed any rent on an annual basis

Uhhhh?? a lower quote parked on drive than in locked garage??? 😮🙄🤪

Ok so here's an interesting follow on from the current (no pun intended honest) EV thread. This is my old car parked in its normal location (and yes I do have a garage but not for either of the cars) The cul de sac is technically a private road that has not been adopted by the council. To further confuse matters our Title Deeds show the area in the front as belonging to the property although when the developers built the newer houses (before we moved in)they retarmacced the entire area). Would you class this are as "a driveway" or as "on road" ? (I've always classed it as driveway) (yellow indicates approx car location)

Ok let's tweak my original quote to reflect a 1 year old Hyundai IONIQ 5 Ultimate 77 kWh AWD valued at £35k at WN2 being used for 5k PA. NB mine is on driveway rather than garage. 59YO,7Y NCD,no accidents/points That's getting more reasonable

Nah I do less than that Anyways 59 YO, 7 years NCD (didn't have car insurance for 10 years before that , motorcycle only), on that £65k Ioniq 5 at a WN2 postcode

However *if* hydrogen fuel cells were to supplant batteries then that would be equivalent to the current fossil fuel scenario in terms of availability and the taxation could also follow the current fossil fuel model ;o)

Plus VAT on top of that of course to keep it inline with the 55p litre flat rate on fossil fuels ;o)

Good point. I wonder what increases will come about and where to make up for all the tax paid on fossil fuels once the majority of vehicles are EVs? Whether its 5% or 20% there is less tax going in to the coffers from EVs per mile driven, something's going to have to go up to cover the shortfall and at the very least I can see VED rates for EVs equalling or overtaking those for ICE (at some future point).

Actually that's an interesting comparison. The tax paid on charging by electric is effectively only the 20% VAT where as petrol/diesel is taxed at 52.95p per litre and then VAT at 20% is then paid on the wholesale price + the flat tax rate so therefore tax paid on electric is lower as an element of the price per unit. Actually its even worse than that if this is correct VAT is applied after fuel duty, so, for example, the pump price of a litre of petrol currently reflects the pre-tax price plus 52.95p for fuel duty plus 20 per cent VAT on the pre-tax price and a further 10.59p for VAT at 20 per cent on fuel duty.

anyone who didnt think EVs were eventually going to get taxed at some point (and also have buying incentives removed because that will also happen) was IMHO smoking crack. Technically its not retrospective. Older EVs are simply having their VED rate raised from £0 to minimum £20. It's no different to VED rates going up for ICE vehicles

Did no one tell you? You're supposed to tax it every year lol