I'm off to look at getting another Fabia this weekend and I was wondering what's included as part of the finance system.

I'm looking at either an 11 plate or ordering a new Furby on the 0% VAT / APR deal but I have no idea what's included and the Skoda website isnt helpful. Basically, does it include things like a years insurance and if I order a spec that a car is already available in will I be offered that instead of a brand new one?

Thought I'd ask as I have never had car finance before!

Wont include insurance unless there's a deal for it, and then it'd likely be instead of VAT deal. Some are doing 3yr maintenance deals for £300 - which is cheaper than 3 services.

Yes if they have a car you want you can have that without waiting.

Hum I always assumed it would include a years insurance on a new car. Oh well, no biggy!