Hi guys, need a little help as my renewal has just come through and I decided to have a look through it. Basically on the occupation I'm a Valve Technician which I could select on the website but on my documents it states a offshore worker which is not what I am. I am a valve technician based in a workshop. Should I ring my insurance and ask about the occupation or should I leave it? Thanks, Paul.

Be worth having the conversation just to make sure. You'll feel more confident if you know.

Be worth having the conversation just to make sure. You'll feel more confident if you know.

The last thing I want is having to change it when I shouldn't need to and my insurance going up. With you being a broker is there any way it could invalidate or get me into bother if I left it as it is?

yeah....check with insurance company......you don't want to give them an excuse to make the insurance invalid

You stated your occupation in good faith. There probably won't be any change in premium for adjusting it to something more accurate.

How could your insurance become invalid if you don't state your correct occupation.

 

 

My son works in Musical theatre but quite often they have him down as a  Hospital technician .

 

 

You tell them one thing they put another so you have to ring back and adjust it.  There fault not yours

 

If you work in a High risk occupation you should pay less, chances are you might not be here next week.

If youre a Stuntman..Wont that affect your Life Insurance?

Gotta love insurance companies, they'll void your cover if you lie but than refuse to accept your real job title and force you to chose something else, so in affect force you to lie.

Might be invalid if they can claim you've chose another occupation in order to reduce your premiums.

 

I'd have guessed offshore worker would probably put your premium up. Those lads have a bit of a rep for fast cars and loose living.

 

Better to get it corrected so they don't have an excuse to cause bother in the future.

Quick update, spoke to my insurance this morning and elephant don't have the specific occupation "valve technician" so because I got my policy from a comparison website they felt that "offshore rig worker" was the closest thing to it as it's to do with pipelines and valves ect. I have asked them to jot down in my notes about the conversation we've just had. Its not affected the price of my policy to anything so it's all good.

Funny thing insurance my renewal just came through for about £200. I asked for my now ex gf to be taken off as a named driver. Was going to increase the premium by £36. So I said to keep her on and change my personal status from cohabiting to single. This kept the premium the same.

This was LV 

Fair result then LGM.

 

Sadly a lot of insurers have differing lists of occupations based on their rating factors so it's often a 'best match' from the Comparison sites.

As pants as it is it's always worth checking your docs are correct for what you're buying once you get them through as there's usually a line in the small print about it all being invalid if something is incorrect and that the onus is on you to check and raise any anomolies.

It's unfathomable! I'm in the process of renewing and if a renew as a solicitor the premium is slightly higher than referring to myself as a lawyer. Both technically are correct. Guess which I'll go with.

When going through the motions last year with Chris Knott, the position of Office Manger for the business of Serviced Offices didn't exist (neither Office Manager nor Serviced Offices existed, which I thought was a little strange). The nice young lady on the end of the phone suggested "Caretaker". I assume under these circumstances it can't be "wrong" as it is the broker/insurer who has suggested the substitute.