MyLicence is part of a joint initiative between DVLA and MIB delivering the first digital sharing initiative for the motor insurance industry involving driver details.

 

The initiative is the first of its kind and was developed in partnership with the Association of British Insurers in response to the government’s Insurance Industry Access to Driver Data programme and DVLA’s ongoing aims to digitise the driver data it holds.

 

The launch of MyLicence is an important step in allowing motor insurers access to driver information. It will act as a deterrent against insurance fraud and in some cases, should reduce insurance premiums for GB motorists. MyLicence aims to protect motorists from unwittingly making false declarations regarding their motoring convictions which could invalidate their insurance and will improve road safety by providing a more accurate risk assessment of drivers.

 

Transport Minister Claire Perry said:
"MyLicence is good news for motorists and good news for the motor insurance industry. This government is investing in the service which will allow insurers to price mch more accurately which should reduce premiums for honest motorists."

 

Participating insurers will need the licence holders permission and driving licence number to allow secure access to entitlements, convictions and other relevant motoring history.

 

You can view your DVLA driving record online, for further information on the MyLicence service, visit their website.

 

 

Sadly I have to keep my counter part and the price reductions on the video will not apply to me :( But I am sure it will be implemented seamlessly as the DVLA are involved, what could go wrong? LOL Enjoy :P  

*should* reduce insurance costs..........Not a chance.

And requires the license holder permission?  So simply deny persmission, therefore they can't access details to check.  System defeated.

 

What a waste of time/effort and cost, rather than getting systems properly integrated and fining non-taxed/uninsured drivers/vehicles automatically.

The likely outcome IMO will be refuse to allow them access and they will not give you a quote, or if they do it will be either based on their worst case scenario risk or will be heavily loaded. Either way they'll make you pay if you don't allow them to see yoir licence details. Their view will be if you have nothing to hide you won't mind them looking.

Being close to this, all I can say is it'll benefit the honest motorist. The only people who will disapprove will invariably have something to hide, and refusing access will result in premium loading/additional validation steps accordingly.

People moan about the cost of premiums, which is a direct result of fraud. Anything the industry can do to reduce fraud will be of benefit to the average, genuine driver.

When cars do eventually drive themselves, why would we need insurance if they won't hit anything?

And if they do what then?