I've currently got a MK3 Superb L&K 2L 150 DSG. It's a company car but the lease runs out in April. I'm going to opt out of the company car scheme and take the car allowance. Can anyone recommend a decent company for PCH deals? Many thanks.

https://www.leasehub.co.uk/skoda/superb-hatchback/14-tsi-150-se-technology-5dr-special-offer

 

https://www.simpsonsskoda.co.uk/pch-offers/new-superb/

 

I've been looking at PCH deals as it happens

 

I did mine direct through the main dealer financed by vwfs.

 

Every lease company I looked at was more expensive

 

Same for me, supplying main dealer and vwfs were cheapest. Many of the lease company deals look cheap up front until you compare the actual deal for the same terms. Also having car supplied and maintained by main dealer with vwfs finance (with full service and tyres included) means less arguing about whose problem it is whan anything goes wrong...

We used select car leasing ,very good, all paperwork signed and uploaded online .superb estate Tdi 150 sel exec.15k year £325pm.oh and they used lex auto for finance no GAP insurance needed !

On 29/09/2018 at 16:45, 2wheelsgood said:

They used lex auto for finance no GAP insurance needed !

 

Why is this? Genuinely interested as my PCH is provided by Lex - I don't have GAP insurance which worries me a little - should it not?

Hi cheshirebumpkin, check T&Cs on your finance to be sure but mine stated any payment liability to lex finance ends in the event of total loss of car, so in other words u don't pay any payments past the end of that month .I phoned lex to check and although she said they can't offer financial advice when  i read terms to her she agreed that was the case .also phoned gap insurance company and they said a few finance companies work like that .just pot luck really as I didn't specify lex myself .

I emailed and spoke to loads of online lease companies ,at the same time kept a dialogue with my lease manager at the local dealer.

 

Kept sending him better quotes from onliners and eventually drove the price down to match best online deal.

 

 

Mine is from VWFS through the main dealer as well, just went in to look at the car and get a brochure and came out with a lease quote.

 

Nothing on the lease comparison sites was close.

 

Watch out for tyres - the VWFS cover does not include damage, just wear and tear unless repairable.  My last lease was an Octavia through Alphabet and their tyre cover includes damage.  It was only £5 a month cheaper than the Superb.

 

I don't see maintenance as an issue if you don't use VWFS, they are all under warranty.

 

Never bothered with gap on a lease but also don't pay 9 months up front.

1 hour ago, IJWS15 said:

Mine is from VWFS through the main dealer as well, just went in to look at the car and get a brochure and came out with a lease quote.

 

Nothing on the lease comparison sites was close.

 

Watch out for tyres - the VWFS cover does not include damage, just wear and tear unless repairable.  My last lease was an Octavia through Alphabet and their tyre cover includes damage.  It was only £5 a month cheaper than the Superb.

 

I don't see maintenance as an issue if you don't use VWFS, they are all under warranty.

 

Never bothered with gap on a lease but also don't pay 9 months up front.

Interesting regarding VWFS spent 2 days negotiating with them and they couldn't get within £60 pm of the price online !

Maintenance *shouldn't* be an issue, but it depends what you include -- when I had my problem with tyres (puncture because worn through to metal on inside shoulders) VWFS first reaction was that it wasn't normal wear and tear, dealer's was that it couldn't have been that badly misaligned so it must be kerbing damage. Eventually VWFS agreed to pay for the tyres, and after some arguments a full dealer realignment. Took it to dealer, who then said leasing cover and warranty didn't cover realignment and I'd have to pay. So I threw it back at VWFS and told them to sort it out, it was a Skoda bought from a Skoda dealer on Skoda finance being fixed at said dealer within warranty period and I didn't care whose problem it was but I wasn't paying a penny, just get it sorted.

 

I'm pretty sure this would have been a lot more difficult using an online leasing company, usually the car dealer will be whichever in the country can supply the cheapest not the one doing the work, which means a 4-way fight about who pays -- supplying dealer, dealer doing work, Skoda warranty, Skoda finance.

 

But I do agree that VWFS only covering tyre wear and tear not damage is a pain, I've had to cough up unexpectedly for a new tyre after a non-repairable puncture :-(

Contract hire and leasing is the best site I think - almost like a compare the market for lease deals, but you just have to look through the prices yourself.

 

leasing.com is the URL.

 

I like to have a look around it now and then - couldn’t help but notice there are some unreal deals for the Volvo S90 on there at the minute, and you get a shed load of kit even on the entry level Momentum model...worth a thought as a Superb alternative if you wanted to benchmark.