My 2021 L&K iV has been written off as a buffoon in a van decided that he'd like to rearrange the front end of my car. Super annoyed as this car was pretty special with all the options on it. I'm now looking at an Enyaq Vrs to replace it.

Edited 6 hours ago6 hr by Stunts

What on earth happened?

Are you sure that it is written off

2 minutes ago, SkodaKing said:

What on earth happened?

Are you sure that it is written off

I was trying to get to the road in which I'm stood to take the image, note the position of my offside front wheel in relation to the kerb - I couldn't get any further over to the left in my approach. The guy in the van was heading towards me and just pulled straight into me.

The insurance has said it's a write off and I couldn't take the salvage anyway - I need my car for work and don't have the time or energy to fix it.

Cost of repairing cars these days is mad. Had similar with my folks fabia. Damage wasnt that bad mainly front wing and drivers door etc and no structural but got written off. Had another with a volvo 940 that someone reversed into rear door and panel. Again they wanted to right it off or give me a so called cash adjustment ?? I dug my heals in and pointed out that it was repairable. I had just spent £700 on it and as I wasn't even in car at the time so wanted it repaired. Surpisingly the asessor agreed and they repaired damage plus gave me a courtesy car. Chances are someone will buy it and fix it.

Alasdair

1 minute ago, Alasdair1 said:

Cost of repairing cars these days is mad. Had similar with my folks fabia. Damage wasnt that bad mainly front wing and drivers door etc and no structural but got written off. Had another with a volvo 940 that someone reversed into rear door and panel. Again they wanted to right it off or give me a so called cash adjustment ?? I dug my heals in and pointed out that it was repairable. I had just spent £700 on it and as I wasn't even in car at the time so wanted it repaired. Surpisingly the asessor agreed and they repaired damage plus gave me a courtesy car. Chances are someone will buy it and fix it.

Alasdair

Indeed, i had an A6 written off with less damage. I fear the damage on mine is structural - wheel to wheel at even 20mph can be catastrophic. Both shocks would need replacing as well, I guess, a Vega 19" - what are they new - £1k? All adds up. I've been given £18500 as the value, and i have GAP, so not too out of pocket.

I got a decent price for my folks fabia. Even the insurance guy was surprised at how much. He did say that they seem to hold there value.

£18500 I suppose isnt too bad but wish they would pay you for the inconvience of looking for another one plus all the hassle. We got a courtesy car when my folks was damaged but when it was written off we had to give it back in 3 days so had to find another quickly. Hope you find something as nice. Did spot this on here a few days ago

https://www.autotrader.co.uk/car-details/202610146991152?utm_source=share&utm_medium=ios-app

Alasdair

May be work looking at Second Gears - www.secondgears.co.uk

1 hour ago, Alasdair1 said:

I got a decent price for my folks fabia. Even the insurance guy was surprised at how much. He did say that they seem to hold there value.

£18500 I suppose isnt too bad but wish they would pay you for the inconvience of looking for another one plus all the hassle. We got a courtesy car when my folks was damaged but when it was written off we had to give it back in 3 days so had to find another quickly. Hope you find something as nice. Did spot this on here a few days ago

https://www.autotrader.co.uk/car-details/202610146991152?utm_source=share&utm_medium=ios-app

Alasdair

Thanks - I do 15k miles per year, and my company give me the bare minimum expenses wise (13p/mile for my 1.5 hybrid), so a 2 litre tsi isn't suitable. Wish it was, but......

Can't believe they've written it off for that level of damage - but then again I probably can as the admin and inflated repair costs charged to insurance companies by body shops will outweigh what they'll pay you less what they'll get back selling it on as damaged repairable.

Having said that a local bodyshop would likely fix that fairly easily...

27 minutes ago, skomaz said:

Can't believe they've written it off for that level of damage - but then again I probably can as the admin and inflated repair costs charged to insurance companies by body shops will outweigh what they'll pay you less what they'll get back selling it on as damaged repairable.

Having said that a local bodyshop would likely fix that fairly easily...

Bumper, wing, headlight, wheel, bonnet. I reckon £2k max in second hand spares?

1 hour ago, Stunts said:

Thanks - I do 15k miles per year, and my company give me the bare minimum expenses wise (13p/mile for my 1.5 hybrid), so a 2 litre tsi isn't suitable. Wish it was, but......

If your company pays you less than the maximum permissible HMRC figure, you can claim for tax relief on the rest. Just need logs and can claim up to 4 years in the past. https://www.gov.uk/tax-relief-for-employees/vehicles-you-use-for-work

There’s a few iV L&k on Autotrader currently for less than your payout.

E.g https://www.autotrader.co.uk/car-details/202610207160878?utm_source=share&utm_medium=ios-app

35 minutes ago, Binx1310 said:

If your company pays you less than the maximum permissible HMRC figure, you can claim for tax relief on the rest. Just need logs and can claim up to 4 years in the past. https://www.gov.uk/tax-relief-for-employees/vehicles-you-use-for-work

Thank you, I've done it for a few years now. I don't get the actual money back (~£1500) but it changes my tax code upwards. Not as good as getting 55p/ mile expenses......

32 minutes ago, Binx1310 said:

There’s a few iV L&k on Autotrader currently for less than your payout.

E.g https://www.autotrader.co.uk/car-details/202610207160878?utm_source=share&utm_medium=ios-app

Thanks, but in not after a leggy car, looking at les than 40k miles 😀

39 minutes ago, Binx1310 said:

Bumper, wing, headlight, wheel, bonnet. I reckon £2k max in second hand spares?

Insurers rarely use second hand spares, must quote on new parts.

1 hour ago, Binx1310 said:

Bumper, wing, headlight, wheel, bonnet. I reckon £2k max in second hand spares?

Probably... Trouble is insurance will have worked on new parts and you'd be looking at about half that just for the bonnet... It's a rip off if you can't choose where it gets repaired and how and I'm sure they prefer to write them off as it's cheaper for them. Means decent cars get written off for small amounts of damage.

7 minutes ago, skomaz said:

Probably... Trouble is insurance will have worked on new parts and you'd be looking at about half that just for the bonnet... It's a rip off if you can't choose where it gets repaired and how and I'm sure they prefer to write them off as it's cheaper for them. Means decent cars get written off for small amounts of damage.

Not worth writing off and buying back to repair?

7 minutes ago, Binx1310 said:

Not worth writing off and buying back to repair?

No time, no inclination. I need a car to do my job, so i need to buy a replacement to keep me mobile.

8 minutes ago, Stunts said:

No time, no inclination. I need a car to do my job, so i need to buy a replacement to keep me mobile.

Fair one. Such a shame when someone’s incompetence causes so much hassle!