Just got swmbo renewal quote for the vRS,

Not less but I have a smaller excess and class 1 business for about £390.

I am similar to you Hedge, with two drivers, SP30 for me and claim for SWMBO - pretty amazing actually.

I am paying about that for a Fabia VRS with the MRS on it and 9 points, with More Than.

I Just had a quote online with the same company for a hundred squid less!!! The Barstewards!!

I believe that swift cover is very cheap qouted me £350 with 1 at fault claim

www.swiftcover.com

about the same as mine but I only have a 150 quid excess

Mine is with Sainsburys who use eSure. eSure were slightly cheaper but I figured Sainsburys had more to lose should it come to anything.

anyone tried Skoda Insurance? They beat my renewal, only by £10 but at least it's in the right direction.

Yep. I tried Skoda Insurance, not even in the same ballpark. The guy could not believe how cheap I was being quoted despite saying that they could beat anything. In the end he gave up and stopped calling me back.

I quoted a reference at him from the card I was sent, and he more or less said he was obliged to beat my renewal quote [from Privilege, who I also found very good last year]. Only by

Yes I have noticed that as well. its almost as if you get penalised for being a good customer. I used quoteline direct who were fairly cheap but I have had some problems since I bought the policy. They are claiming they cannot use my NCB on my last policy, crowd of plonkers.

A friend suggested to me that if you go with a new company and get through the first year without claim, and then you change insurers, your premium with the first company is safe money.

If you stay 4 years say and have a £3000 claim, they have lost out on you. So in a way it is in their interest to get rid of a "good" customer before he eventually has a claim!! [Twisted logic but makes some kind of sense!]

A friend suggested to me that if you go with a new company and get through the first year without claim, and then you change insurers, your premium with the first company is safe money.

If you stay 4 years say and have a

Amazingly the cheapest quote I had on my mk1 vRS was my renewal from More Than, by

Yes, I got an extraordinary low internet quote from Adrian Flux for a one-off annual payment.

When I asked what it was to pay monthly, so as to compare it with my current monthly direct debit version, they added

Just got swmbo renewal quote for the vRS,