I've owned from new 2004 fabia tdi elegance which i paid 16638

It always makes sense to buy 2nd hand financially because of the steep depreciation - for example check out the Saab's list price and its 5 year value, but it depends if you want to own a 5 year old car which will have no manufacturer warranty and so may well be a gamble with parts wearing out, etc. I tend to buy my cars at around 3 years old so the dealer can sort anything out under manufacturer warranty and the cars tend to be a good price as they've had a big chunk of depreciation (depending on the car!). Bought 3 cars this way and so far had two corkers and one dud, so I'm still winning

Chris