nasty, sorry to hear that mate. if you break it, ill buy the seats from you. pm me

glad you're okay, sorry to hear what happened - we don't really want them to get any more limited than they already are

Hope you alright where abouts in N.I did this happen?

OMG cant believe it. Glad your okay.

Surley the tractor should have seen that you were there, or failing that indicated with their arm or something along those lines?

it doesn't matter who was driving as long as tghe car was insured and road legal. its the tractor drivers fault so his insurance should be paying for it not yours. you should be making a claim directly off his insurance!

Oh dear. Glad your ok

999 left...

998:)

it doesn't matter who was driving as long as tghe car was insured and road legal.

Assuming his mate is a named driver on his policy!

Chris

it doesn't matter who was driving as long as tghe car was insured and road legal. its the tractor drivers fault so his insurance should be paying for it not yours. you should be making a claim directly off his insurance!

Maybe the tractor wasnt indicating, but you dont overtake past a junction, so the insurance would view it at the very least a 50-50 but IMHO you'd be lucky to get anywhere near that.

Sorry to hear about your car mate, at least you are ok and thats all that counts

your assuming it was a junction rather than a gate in a field and you don't have to be named on a policy to be insured, my insurance covers me 3rd party on another car as long as its insured by the named owner and i have permission to do so.

A gate in a field that a tractor turns in and out of is still a junction of sorts, and an observation link between a tractor and an open gate in a field can be easily drawn.

you don't have to be named on a policy to be insured, my insurance covers me 3rd party on another car as long as its insured by the named owner and i have permission to do so.

I was going to say the same thing, my fully comp policy allows me to drive ANY car third party only, as long as I have the owners permission. I dont have to be on their policy at all.

A gate in a field that a tractor turns in and out of is still a junction of sorts, and an observation link between a tractor and an open gate in a field can be easily drawn.

i don't think it would be ruined on that alone as its a bit tenuous really. As the highway code says mirror, signal, manoeuvre so the tractor driver was in the wrong and driving dangerously especially if he was driving a vehicle without indicators as surely that isn't road legal.

i don't think it would be ruined on that alone as its a bit tenuous really. As the highway code says mirror, signal, manoeuvre so the tractor driver was in the wrong and driving dangerously especially if he was driving a vehicle without indicators as surely that isn't road legal.

But the final question will be...was it safe to make the manouver, obviously not in the eyes of the insurance, otherwise the coming together wouldnt have happened.

However we're both working on guesses and i just hope that it works out for the OP

my insurance covers me 3rd party on another car as long as its insured by the named owner and i have permission to do so.

Indeed - your insurance covers you 3rd party - the car is not

Chris

driving dangerously especially if he was driving a vehicle without indicators as surely that isn't road legal.

That depends on the year of manufacture.

Ill be honest here, and probably get flamed, but had I been in the same situation and we were both ok, I think the drivers and passengers identities may have swapped

Ill be honest here, and probably get flamed, but had I been in the same situation and we were both ok, I think the drivers and passengers identities may have swapped

Sod that - I'd be expecting the person who bent it to mend it and not costing me a claim on my insurance :P;)

Chris

Sod that - I'd be expecting the person who bent it to mend it and not costing me a claim on my insurance :P;)

Chris

Aye, but most of my friends are as poor as me :P

Yeah, my mate was only covered thru his policy 3rd party.

I've had a few people interestin in buyin the lot already, although I'm still thinkin of breakin her up & sellin/keeping pieces as I already have another vRS Fabia SE.

I can't really disuss the details of the accident until the case is closed, sorry, but all i'll say is that the tractor had a large trailer & I don't think it's lights were plugged in.

Yeah, my mate was only covered thru his policy 3rd party.

I've had a few people interestin in buyin the lot already, although I'm still thinkin of breakin her up & sellin/keeping pieces as I already have another vRS Fabia SE.

I can't really disuss the details of the accident until the case is closed, sorry, but all i'll say is that the tractor had a large trailer & I don't think it's lights were plugged in.

Wot number is it fella?

oh my jesus f*cking christ!!! Thats a lot of damage!! That nearly made me sick to look at those pics because it's identical to mine!! Absolutely gutted for you, are you not going to kill the person who was driving slowly and painfully??

Please excuse me while I go and cry in the corner..... :(

Gutted for you. I'll buy the seats and engine, and maybe some other bits. Cash waiting.

Terrible Terrible

Nearly had similar once

Tractor but with unlit trailer - I'd seen tractor and was looking past it down the long swooping road. If passenger hadn't alerted me we'd have been into it. Stopped with windscreen one foot away from very nasty overhang of trailer. Reported it to police following day and they ticked the farmer off for having no lights.

Sympathies, to say the least.