Having read so many stories on Briskoda of the amazing care given to each and every steed by car owners , I wondered what their feelings are if they had to share their pride and joy with various drivers. You must understand, that our insurance laws enable "any driver to drive any car" whether he even owns a car, having a license of course is a prerequisite. One of the Octy cars in our situation is a "pool" car so all staff drive it. The second and more to point of this question, is our privately leased Octy, because of our 8+ hour regular round trips, car usually has two or sometimes three able to drive. One difference with the our leased Octy ,the main driver is always present in the car. I imagine sharing the driving like this many would have to ponder deeply before handing over the wheel.:eek: or .

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Octy 2, 1.9 TDI PD Ambiant 4x4 Estate and Nissan Sunny 2.0 DLX, Company Octy 1.9 TDI Tor Estate.

All comes down to trust and there are some people (very few in reality ) that I'd happily chuck the keys to and plenty more I would not....

Chris

All comes down to trust and there are some people (very few in reality ) that I'd happily chuck the keys to and plenty more I would not....

Chris

Absolutely spot on. There are only two people I'd trust to drive my car (and SWMBO is not on that list!)

Yup.. suppose if you're having these thoughts about them driving you're car... you don't really trust them! lol

I think it makes sooo much more sense to insure the car and not the person.

I always love it when we visit family in germany and we can just borrow their cars (choice of micra, golf automatic, merc s500 and porsche carrera 4 s convertible!)

Suppose if you trust em then thats fine... and if you're in the car you can keep an eye on things!

I think it makes sooo much more sense to insure the car and not the person.

Hmmm I don't agree with this. One of reasons we insure an individual person against one car in the UK is that different people represent different risks. I only pay £250 fully comp for my V6 Audi. Don't think it would cost me that if it was just the car insured for anyone (including people who have just passed their tests) to drive.

I trust everyone with my car. They know not to cross me

I have an any driver policy so it doesnt matter whos driving, as long as they have my permission.

Mine is a company 'lease' car, and is insured any driver (with my permission). In reality there are few times when anyone else drives it, but in theory it should be made available to anyone at work who needs it - that never going to happen!

SWMBO drives it, but i don't like letting her :( My mate sometimes drives it, but again, I don't like that too much. But i do get to drive his 2.5TDI 174 BHP T5 Transporter

I used to have so-called "open-driving" on my policy, but cancelled it to save about 70 euro per annum on my premium; it only provided the legal minimum 3rd party cover.

Over here the term "open-driving" is fairly limited meaning persons aged between 25 and 70, with a full licence and my permission.

Who would I trust in my car? Very, very few people.

Lease car -> company vehicle -> drive it like you stole it!

If I'm in the car I'm reasonable happy for almost any competent driver to have a go.

If I'm not in the car then no just me. The VRS is my pride and joy. SWMBO gets it in an emergency even then I'm grudging. She hammers her own car (alloys are wrecked) so I live in fear if she has the skud.

I have come to learn to let Mr P drive it sometimes, which can be quite nice because he pushes it more than I do.

If I'm in the car I'm reasonable happy for almost any competent driver to have a go.

If I'm not in the car then no just me. The VRS is my pride and joy. SWMBO gets it in an emergency even then I'm grudging. She hammers her own car (alloys are wrecked) so I live in fear if she has the skud.

You should stick some of those plastic covers on that the dealers use to protect the alloys during transit!!

Most Skoda owners seem to be a fairly generous bunch, I have had the honour of driving quite a few of the more modded examples on this forum unacompnied, on a track on a runway etc, for which I am very greatfull

I remember a particularly rewarding experience.....sitting in the pub with my M3 owning mate who said to me that if I could flip 5 of those little cardboard beer mats stacked onto each other, and catch them in the air then he would let me drive his car.........You should've seen his face

Serious answer time - I tend to be more careful with loaned cars, partly because I'm not as familiar with them as I am with my own.

SWMBO is insured to drive my car, even though she only passed two years ago.

She is a really good driver and has a company van.

SWMBO drives it but only when I'm in the car with her and I take over when it comes to car parks, narrow lanes or anything that may involve reversing

My mates can't drive for toffee but if I'm in the car it's fine. The only person I completely trust with my pride and joy is my Dad, Class 1 HGV license for 36 years just about qualifys him for unsupervised joyriding

It's only a car, anyone can drive my ST so long as they fix it if they do anything to it.

Serious answer time - I tend to be more careful with loaned cars, partly because I'm not as familiar with them as I am with my own.

but mostly because you treat other people's cars with the same respect you would your own :P

I'm not overly fussed about letting other people drive my car, brother often drives it (sometimes like he stole it), dad sometimes drives it and I've let mates drive it. having said that, there are certain people who simply wouldn't be in with a shout of getting at the keys

It's only a car, anyone can drive my ST so long as they fix it if they do anything to it.

But surely they're insured under your policy when they drive it so they can just claim on that?

Chris

But surely they're insured under your policy when they drive it so they can just claim on that?

Chris

But why should he foot the bill come insurance renewal?

But why should he foot the bill come insurance renewal?

Well imagine the scenario where you're driving his car (insured, etc) and the wheel comes off causing you to crash. Now is it his fault that the car isn't mechanically sound and therefore he should pick up the bill, or is it your fault for not being able to keep control of the car?

Chris

My car is mechanically sound though.

And thats what the insurance is for, but I'd expect them to sort me out with any loses incurred whoevers fault the accident might have been, thats the condition of using my car.

And thats what the insurance is for, but I'd expect them to sort me out with any loses incurred whoevers fault the accident might have been, thats the condition of using my car.

That sounds sensible - most of the chaps and chappesses who let me drive their cars are happy for me to cover their insurance excess and any reasonable expenses incurred in the event of a fault claim. I guess they assume we're all of a reasonable standard and that accidents are therefore much less of an issue....

Chris

I always love it when we visit family in germany and we can just borrow their cars (choice of micra, golf automatic, merc s500 and porsche carrera 4 s convertible!)

And no doubt the micra is your favourite choice

We have the same system in Sweden. Some companies offer reduced premiums if you promise that no driver under 24 will use your car. And normal is that the part not covered by insurance is bigger for under 24 drivers (irrespective of the owner's age).

Our Octy, bought second hand, was formerly owned by a small car pool association with twenty-something members. It was very well kept, served by the book &c - which make sense, since the members of course all shared the interest of having a properly working car at hand when needed.

But I am a bit worried when SWMBO's sons (25 and 22) borrows the car. Not that they are reckless, but they are a bit unexperienced since they do not drive regularly/frequently.