Hey guys

So I have my lovely new fresh Octavia on its way to me from the factory.

But, the insurance renewal for my existing car is coming up and I still need to use it between now and the time the new car arrives (about a month).

 

The only way I can think of doing things is to buy insurance for my current car and then ask for a refund on the unused time when the new car arrives. Is there a better way?

 

Thanks guys

I just got my policy changed from my old to new car when the time came. £15 admit charge plus the difference on the policy.

Provided you're happy to stay with your current insurer it will surely be easier to swap your current policy to the new car. We're with Aviva and they were excellent in arranging cover to swap between cars and we only paid the cost to change and a small admin fee - which in our case was under £30!

Keep it simple and you'll avoid paying thru the nose twice!

M

I guess I'll have to call the insurer, their renewal price is well over £150 more than the cheapest I found for the current car. 

I'm not sure how well they will do at getting me a good move-over price to the new ride though as its so completely different (15 y/o focus vs brand new octy vrs 230).

I guess I'll have to call the insurer, their renewal price is well over £150 more than the cheapest I found for the current car.

I'm not sure how well they will do at getting me a good move-over price to the new ride though as its so completely different (15 y/o focus vs brand new octy vrs 230).

Ring and ask them. I found going from a 10 year old octavia to a 1 year old one added about 10% to my premium.

Likewise! Our premium actually went down when we swapped our 17 year old Octy 1.9 tdi to our brand new, top of the line 170 Yeti!

Get the quote on the new car, find the best for you, then move to them until the new car arrives

I'd think doing anything that avoids shutting down the new policy can only be good as refund after a month will possibly be about 60% of initial policy cost!

You want the best price on the new car, even if temporarily the current car might be more expensive for a month.

Worst thing is a cracking deal on the current car then finding out they won't cover the new car, or are stupidly over priced. As above cancelling after a month is a PITA.

+1 for Gadgetman's advice - whatever you do don't get stuck with a policy cancellation.

Thanks everyone for your advice. I'll hopefully know when the new car is arriving by the time the policy renewal date comes around. Then I'll follow gadgetman's advice

We'd be very happy to quote for both cars in this scenario, LemonLime, to find you the best deal.

Hi,

Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back to discuss the different permutations.

Regards,

Dan.