Driveway or Road?

[Winston_Woof]

25 minutes ago, J.R. said:

Notice all the brick ****houses at the bottom of all the gardens of the terraced cottages with the road access behind them for removing the waste just like the miners cottage that my father was born in.

 

Your house being posh did not have one nor the road access to have one, it probably had a septic tank, are you on mains drainage now? I should have connected by now but waiting for a pal with a digger, the road only got mains drainage about 5 years ago.

yup we're on mains drainage now . No idea when that was done but was before our time

[Winston_Woof]

and for completeness.

This is the back of the house which was originally the front access from the main road via footpath (beyond tree)

[nta16]

With all your research I expect you already know this but in case not and for others that don't, on Google Earth there a 'show historical images' button that bring up a slide with years going back for the satellite shots.  Our area includes black and white aerial overlaid photos from 1946, anything to do with ordinance given the year, I don't know.

 

This is on PC/laptop(?) version, I don't know about the versions any "smart" devices of any size, I don't think Street View is on the "smart phones" (which often aren't much cop as a phone or to view imagines in daylight outside.

 

On a very quick look the year 2000 appears to be the first year of any detail for Wigan (town).

 

[Winston_Woof]

2 hours ago, nta16 said:

With all your research I expect you already know this but in case not and for others that don't, on Google Earth there a 'show historical images' button that bring up a slide with years going back for the satellite shots.  Our area includes black and white aerial overlaid photos from 1946, anything to do with ordinance given the year, I don't know.

 

This is on PC/laptop(?) version, I don't know about the versions any "smart" devices of any size, I don't think Street View is on the "smart phones" (which often aren't much cop as a phone or to view imagines in daylight outside.

 

On a very quick look the year 2000 appears to be the first year of any detail for Wigan (town).

 

aye that's a useful feature however (sadly) for where I am the oldest clear view is 2000

What you can see from comparing today with 2009 though is the liberties the development company took when building the new houses in 2013/2014.

Unfortunately this was 4 years before we came here as if we had been the property owners at the time there would have been a lot more objections to the planning request!!

Could there be retrospective objection? Possibly but what would it achieve in reality??

Edited 21 February by Winston_Woof

[nta16]

8 minutes ago, Winston_Woof said:

Unfortunately this was 4 years before we came here as if we had been the property owners at the time there would have been a lot more objections to the planning request!!

Could there be retrospective objection? Possibly but what would it achieve in reality??

Sadly neither is event or the outcome is too rare.  Some expect everything to be accurately recorded somewhere but some relies on living memory, work employee memory for some quite surprising stuff you'd not expect and memories go away, are lost or die, as with all, who controls the information can write or rewrite the history, I'm sure you know all about this from earlier (and now times ) of power, education and learning from medieval times and before perhaps AI will give us a new chapter.  😄  Pass the Dutchy on the left hand side.

 

[Paws4Thot]

32 minutes ago, Winston_Woof said:

Could there be retrospective objection? Possibly but what would it achieve in reality?

Basically no, unless you have reason(s) to think that planning consent was not granted (like Major Tom's family's garden spa) or that the building actually erected does not conform with the planning consent.

 

Possibly nothing, but in the cited case above the building was demolished at the family's expense.

[Winston_Woof]

31 minutes ago, Paws4Thot said:

Basically no, unless you have reason(s) to think that planning consent was not granted (like Major Tom's family's garden spa) or that the building actually erected does not conform with the planning consent.

 

Possibly nothing, but in the cited case above the building was demolished at the family's expense.

Oh the buildings don't match the approved plans. 

The 3 to my left should have been built in a staggered/offset line instead they have been built as a simple straight line of 3.

But again other than ****ing the neighbours off what would be achieved?

Not as though we're suddenly going to get 6-10 times the land we currently sit on lol (if we were then hmmm..................)

[kodiaqsportline]

There's no doubt in my mind - it's a road. It may be a private road, but it's a road all the same. If you did want to call it a driveway, where does it start? It's all one continuous surface - it doesn't cross any path, there's no walls or gates to define the area.

 

That said, what difference does it make to the price if it's a driveway or a road? I get quoted the same price whether I say the car is kept on the road outside my house, on the drive  or is kept in a locked garage !

[nta16]

11 hours ago, kodiaqsportline said:

I get quoted the same price whether I say the car is kept on the road outside my house, on the drive  or is kept in a locked garage !

That may depend on where you live and the insurer or other factors but playing around with the the answers and settings on the website forms (as long as being honest of course) can give a range to your options, as an example only depending on your circumstances reducing the preset non-voluntary excess given may not affect the premium.

 

[kodiaqsportline]

On 22/02/2024 at 14:49, nta16 said:

That may depend on where you live and the insurer or other factors but playing around with the the answers and settings on the website forms (as long as being honest of course) can give a range to your options, as an example only depending on your circumstances reducing the preset non-voluntary excess given may not affect the premium.

 

 

Absolutely depends on address.  Regarding excess - again depends on circumstances, but in general I find the price varies significantly even going up in £50 intervals until around £300 vol excess, but after that it makes sod all difference. For me, Aviva used to be guilty of the exact opposite. You could have an automatic £300 excess but by playing around you could reduce it to £100 and the premium would remain the same.

 

I've just done my father's insurance which is worth a whole thread on it's own. He's in his 90's now which means those little differences we see when playing around with various options are exagerated when you reach that age. Changing the vol excess from say £250 to £300 made hundreds of pounds of a difference with some insurers.  'Shop till you drop' is the only solution - it's taken me two weeks before I'm confident I've the best deal I can get for him.  My advice to anyone over 90 who's looking for a good deal on insurance - sell the car and use chauffeur driven limos - it'll be cheaper.

[nta16]

Sorry I had a total brain-fart I meant voluntary excess not non-voluntary.

 

Really annoying making adjustments on those comparison sites as you then get a quote for it saved in your every growing list of quotes on that site and follow up emails (or text I suppose on mobile devices, I've no idea) so you need to delete the ones you don't want to keep ASAP or your lose track of your a and e.

 

Comparison sites aren't always the best source when dealing with insurance that's not middle of the road mass market stuff, specialist brokers and insurers can be better but sometimes perhaps the bigger names take advantage and don't offer good value trading on their name (advertising) to secure more business at higher prices within their market.

 

I've lived with neighbours in their 80s and 90s for decades and I know why their premiums are higher and have known of them and others in that age range who really shouldn't be driving on the roads but are still able to do so long after they should have stopped. 

 

Decades ago I worked out it was more expensive to keep a car than use taxis below a certain annual mileage (not including free bus pass either) but it's not about the cost and let's be honest many at that age aren't poor or very poor, relatively they're wealthy, so they can afford to keep the car (or cars) as garage and driveway ornaments that may occasionally get used, sometimes on a hit, or scrape,  and run.

 

Edited: wrong info given so deleted that part of post

 

 

Edited 24 February by nta16
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