May I ask how much do you pay for your insurance for the vRS, age and how many ncb.

Im 21 (22 when i get the vRS) no ncb, 3 points, car to be locked in garage.

I pay

>sigh<

Someone's *got* to be paying more for their insurance than me, surely?

Rob.

That seems alot for a Group 16 car. Im considering, transferring ownership of car into my mums name, and being the 2nd named driver.

Probably won't save you much as it'll still be rated on youngest driver, yourself.

Mines

640 pounds, 29, 2 years NCB, kept on drive, 10k per year, EH13 post-code, Axa.

I'm single, but adding my married sister to my insurance reduced the cost by 70 pounds!?

Originally posted by day tripper

That seems alot for a Group 16 car. Im considering, transferring ownership of car into my mums name, and being the 2nd named driver.

This would only work out beneficial if your mum had some NCB

to use on it (ie. if she put the car on an existing policy). Then

you'd still be penalised for being a "young hooligan" on a

sensible person's policy, but you'd get the NCB discount.

In the long term you're best building up your own NCB though.

Rob.

Well while we're all 'laying it out in the open'

47 years, 1.6 GLXi, SK8, on the drive, business use, 20k miles year, no points, 9 years protected no-claims, Norwich Union Direct

vRS no mods, 23, 1 yr no claims, London Postcode on the street, 20 000 mile a year, no accidents, no points with egg insurance

Thanks Mike , there is someone older than me

vRS ,

for 4x4 elegance 2002

age 49

ncd 4 years

fully comp

garaged

no points

vRS,

RS,

Originally posted by JaneC

Wouldn't recommend putting yourself as a second named driver, read about a case where someone had done this and the insurance company refused to pay up as the policy holder is supposed to be the main driver.

Hmm...that doesn't sound right by my experience. It's cheaper

if the policy holder is also the registered owner (or keeper - that

bit gets a bit confusing!), as they think you're less likely to

stack your own car.

With regard to the main driver - the declared main driver on

the policy must be the main driver (err...) but needn't be the

policy holder.

Basically, don't lie to your insurance company

Rob.