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Insurance for vRS

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I've just got my insurance renewal quote through, had my vRS since Jan, so 1st renewal with this car.

Current insurer has quoted me £954 :o With a bit of shopping around on the price comparison sites managed to get this down to £750 with a relatively sensible excess and courtesy car included.

I was thinking this is still quite high - it's not like I'm 18 with 12 points! I'm 33, clean licence, 9yrs no claims bonus, no recent accidents. My car is a 2010 vRS estate TDi, no mods (apart from factory options) and I only do an average mileage. But I do live in north Manchester and don't have a garage, so this is probably pushing the premium up :(

I previously had a Saab 9-3, TiD estate, which was group 13 (vRS TDi is group 14?) and insurance was only £590 last year, so it seems a big jump for 1 group higher

So, I was wondering what other people pay, and if there are are any insurers that look favourably on the vRS (I'm going to try phoning Adrian Flux when they are open)

I've just got my insurance renewal quote through, had my vRS since Jan, so 1st renewal with this car.

Current insurer has quoted me £954 :o With a bit of shopping around on the price comparison sites managed to get this down to £750 with a relatively sensible excess and courtesy car included.

I was thinking this is still quite high - it's not like I'm 18 with 12 points! I'm 33, clean licence, 9yrs no claims bonus, no recent accidents. My car is a 2010 vRS estate TDi, no mods (apart from factory options) and I only do an average mileage. But I do live in north Manchester and don't have a garage, so this is probably pushing the premium up :(

I previously had a Saab 9-3, TiD estate, which was group 13 (vRS TDi is group 14?) and insurance was only £590 last year, so it seems a big jump for 1 group higher

So, I was wondering what other people pay, and if there are are any insurers that look favourably on the vRS (I'm going to try phoning Adrian Flux when they are open)

£220 vRS 2008 9 yrs no-claims Avivia

Ouch! thats a lot!

My 02 octy wrc with a skoda re-map, power flow exhaust and K&N panel filter. My insurance last year cost me £500 fully comp.

I'm 27, this was with 9 years protected no claims, clean licence. Can't remember the excess off the top of my head, but its fairly good.

My insurance is with Adrian Flux, would recomend you try them, they were the best for me.

Matt

560 here with direct line,,. no mods and a hand full of extra drivers lol

About £360 including no claims protector and legal cover. TDi version, parked on a driveway. I'm 31 Full no claims, no points.

That seems really steep, i'm younger than you (25), 5 years less no claims than you (only had insurance in my name for past 4 years), same car.

I used admiral, but it wasnt their online quote, that was up about ~£500 for the Vrs, they called me 2 days later and offered me pretty good rates if i took multicar with them -- suited me as my BMWs insurance is up on the 25th of this month.

Vrs - £425, pro rated down to ~400 based on estimated delivery date of April 14th

BMW 728i - £360 for 12 months

That's whatever their default excess is (£250?).

Even though they called me, if one dept can offer this price, im sure with some haggling their normal inbound sales can offer too -- worth a shot?

£530, 2010 vRS TSI, parked on drive, 3 points, 3 yrs no claims, courtesy car and legal cover, £150 excess, no mods, Aviva

£440, 2008 vRS TDi and also parked on a drive. 9 years+ no claims and 3 points - £300 excess I think.

Just over 400. 28 years old, s35 postcode, parked on drive, 3 points for an sp30, 6 years ncb. All mods inc remap declared. With Brentacre.

Edited by wega3k

  • Author

Thanks for all the replies. I've tried aviva (£1022) and direct line (£932). Admiral were second cheapest at £830. Interestingly the £750 quote was from the same insurance company (LV=) as I'm currently insured with - shows it's worth re-quoting as it's £200 cheaper!!

Going off what everyone else is paying, I think the high price must be mainly due to where I live :'( . Just for comparison I ran a quote for a 2010 1.9TDI Elegance estate (as at group 6 it seems to be the lowest insurance diesel Octavia) which was still £530, so looks like I'll just have to accept getting my bottom slapped with the premiums (unless I move house...). Will try Adrian Flux and Brentacre (but from the website I think Brentacre are just for modified cars?)

33, 2007 VRs diesel hatch, 15yrs NCB, South Wales, no points, driveway. £380 with directline. AXA online seem to be very good seems i might be changing when renewel up for my new 2010 VRs (when it arrives).

Might be worth trying bell.co.uk. They were cheapest for me and a division of Admiral so should be reliable.

ecar insurance, just over 600 with full no claims, unlimited mileage with class 1 business use... but also 9 points in the previous 5 years, and a claim last year...

I'm not looking forward to next years quotes as I've another claim this year and another 3 points to declare (although 6 of the previous 9 will have dropped off the radar)

21years old, 6 points, VRS TDI, 2 years no claims, a little over a £1000 with a 450excess :|

I have just generated a quote for a Fl vRS CR, age 44 with two years NCB (2nd car), LA postcode, parked on the drive - £341 was cheapest with Bell, closely followed by Admiral. I will be talking to a broker before the car is delivered to see if they can beat it by mirroring my full NCB on my other car.

I'm 22, 1 no-fault accident, 3 years NCB, good postcode and driveway parking - driving a 2006 petrol VRS - £900 with Elephant.

Got quotes for renewal and it looks like it's going to come down by a few hundred quid this year as my accident doesn't count anymore and I'll have 4 years NCB :D.

Not got mine yet but quoted £576 with SwiftCover.

26, 5 years NCB (I think. Had a bump in 2007 and dropped to 2 years NCB, so 3 in 08, 4 in 09, so yes, 5 in 2010)

Car will be on the drive.

This was with NO extra drivers, so hopefully adding my fiancée and dad should drop it a bit for me

Last year I paid 515 for 4 years NCB garaged Elegance 2.0 TDI DSG, different postcode

I've just tried Skoda Insurace (the providers of the drive away cover) for my Octavia vRS TDi DSG Estate. It came in at about £450. Thats for a 27 y/o with 5 years No claims, no accidents/convictions, DA postcode parked on the drive overnight.

Adrian flux were wanting an extra £120 quid on top of my £600 annual premium for my BMW 330D

I'm with Adrian Flux - 2007 vRS TDi, no mods, 7 years no claims and parked on the drive costs me £376 at the moment

Aviva quoted £488 to change my 7-day driveaway insurance into a year's policy (that includes 2 months free cover)

waiting on mine but swiftcover quote me £260, it'll be a Vrs Hatch 170tdi, got 5 years no claims, a clean licence and parked on the drive in the south wales area (SA18) thats for 12,000 a year including business, £300 excess

Just insured mine with Chris Knott, :thumbup:

43 year old male, Class 1 business use for me & spouse, New Octavia vRS Petrol est, all extras covered on the car (quite a few), 250 XS, legal protection, courtesy car, foreign use, protected NCB, all for 429 per year, based in Debyshire (but with a Sheffield Postcode).

My current insurer, LV wanted nearly 600.

Interestingly enough, the policy is underwritten by Highway, who i believe are LV anyway (could be wrong though)

£420 for my Elegance. £150 xs. Thought that was expensive but found out via Conf*sed.com it is the business use that adds about £200 pa.

I wondered why my colleagues used hire cars on business trips.....

Edited by gregoir

Quoted £156 from AXA online for the basic cover comp........ £210 with no claims protection with no additional frills. Decided to stick with my current one Halifax at £303 (the other half drives the car when I let her) with all the frills including being covered agains un-insured drives, vandalisism, full no claims discount for life regardless of how may claims , etc, etc baically the biss thought it was worth the extra.......you just never know. 50 years young no claims or points

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