Hi

Does anyone know, roughly, and yes I know there is many factors, but roughly what adding a fault claim does to your insurance policy? not a write off, say, £2000

Im talking ballpark, 10%, 20%, 50%, 300%?!

Thanks so much

Not a clue, but why don't you run a quote on a price comparison site to see the effect. If your current NCD is protected great, if not check your current policy for the effect. You may loose two years from your NCD as well.

Do you have protected NCD, as this will help offset the increased premium, otherwise I thinks its lose 2 years NCD for each claim and then have an increased premium on top.

I had a bump in 2007, I went down to 2 years NCB the next year, and my insurance only went up £80, oh and I went up two groups as well.

Though, I did turn 25 in 2008 (1 year after the bump)

Right now insurance is about £440 quoted on my vRS coming....

Jan my old car was written off through a "no fault" accident.. As it was an old, high milage car it was valued at just short of 4K, so 3rd party paid out in full (eventually).

I have since tried running quotes on a similar vehicle adding in the claim. As I was not at fault and had full NCP, it doesn't appear to have affected me.

Some insurers will increase the premium slightly, as i have had one accident, I am now (statistically) more of bad driver as i have cost an insurance company money.. which is crazy - as I was stationary at the time of the accident and could not have predicted / seen or avoided the accident.

It all boils down to a multitude of factors. run 2 identical quotes through a comparison (one with and one without the claim) and see what happens.

Depends on the insurer as much as anything else. Some will whack the premium up loads, some won't. My current one appears to be one of the former :-(

Small bump in January and when I moved house they added £400 to the premium, using the comparison web sites, without the prang the premium would have gone up about £100 so it appears they've added £300 on for the prang... I paid £650ish to start with so that's almost a 50% increase.

Needless to say they are unlikely to be retaining my custom at renewal time

Damn I wish I could get quotes that cheap

Last year, 1 years NCB, before the bump, my premium was about £1300...

I tried getting new quotes and cant get anything less than £4000 now...

Even quoting for a 1.4TSi which im considering moving to is £1200 odd...

Im just an unlucky person with combination of factors I think...

Damn I wish I could get quotes that cheap

Last year, 1 years NCB, before the bump, my premium was about £1300...

I tried getting new quotes and cant get anything less than £4000 now...

Even quoting for a 1.4TSi which im considering moving to is £1200 odd...

Im just an unlucky person with combination of factors I think...

I was 36 and had full no claims for the original quote... and was living in a good postcode area when I bought the car...

The prices do appear to have gone through the roof recently though