hi all,i am 43 with 7 years ncd and gf just passed her test 6 months ago on auto licence(£370 for us both for a brand new 62 plate vrs with all the extras)no points.

so not too bad :wonder:

Paying £123 per month on a multicar policy for a 3ltr V6 Ford Maverick and 1.6 Fabia Monte Carlo 105bhp. I'm not sure what they are split up, as Admiral seem to lack the braincells to find out where the breakdown of my premium is but I believe the Maverick is around £80 per month making mine around £43 per month with 5 years NCB, no points or claims etc.

I'm 22 and my partner is 30

34 with an Octy vrs. Missus is 31 with a Monte

Sent from my iPad using Tapatalk HD

......yet the cleanest and best looked after Monte ive seen was driven by a 50/60 Year old, versatile car haha ?

Some of us might be well in the age bracket you've quoted, but we are still young up in the old grey matter department. Hopefully you'll find out one day!

18 with a monte TSI around the £800 for insurance

18 with a monte TSI around the £800 for insurance

How did you get it so cheap? Are you the policy holder?

How did you get it so cheap? Are you the policy holder?

i have a years no claims with both parents on the policy where i'm the main driver. i went with elephant

I'm 36. Monte 1.6 CR TDI.

One thing I'd say - Admiral (in my experience) are only cheap for a year, they tend to get you at renewal time.

I can't remember what I pay (£300 ish), but tips to keep it down:

1. Shop around - run your details through more than one comparison website.

2. Go direct to the cheapest quotes on the comparison sites.

3. Add someone else - you're driving it less, especially good if they are a "sensible" driver. Play with the options - add your wife/girlfriend/Mum/Dad. Some variables will work out, others not so well.

4. Try and get the car on a driveway or in a garage (obviously not always possible).

5. Postcode is king - I move around a lot and I have, in the last year, paid an increase after moving, then another to move back to a similar area, but crucially the difference between SP/SN/SO postcodes was interesting...

20 was 19 when i got my vrs mk2

Plus i pay £690 fully comp through elephant which i think is rather cheap considering my age

Also were your very very very cheap on insurance? Don't know why mine was so cheap

I'm 19, got my VRS couple of weeks ago, got refunded insurance on a 120bhp vectra, still trying to figure it out!

I'm 35 and hopefully pick-up my vRS on thursday. Insurance was £278 with Eibach springs declared and 14K miles.

I'm 43, and it costs me £430 to insure, but then I teach people to drive in it so thats anyone to drive including provisional liscence holders ect , under 17's off road, and full profession indemnity, insured to drive other cars, my body is insured (x ammount of I loose an eye ect ) , business insurance for my "proper" job (ambulance service) so fully loaded. They didn't increase my insurance for the eibachs..... (but then I remapped a previous car, and they didn't increase my premium for that either!)

I'm 43, and it costs me £430 to insure, but then I teach people to drive in it so thats anyone to drive including provisional liscence holders ect , under 17's off road, and full profession indemnity, insured to drive other cars, my body is insured (x ammount of I loose an eye ect ) , business insurance for my "proper" job (ambulance service) so fully loaded. They didn't increase my insurance for the eibachs..... (but then I remapped a previous car, and they didn't increase my premium for that either!)

Matter of interest, who do you insure with?

I'm 21 with a mk2 vrs I pay about £700 a year

I'm liking the cost for the younger people I paid £2000 when I had a fiat uno turbo (my first performance car) when I was 21!

pulsar: instructorcoverplus..... there are only about 10 companies that insure for instruction, and only 2 that I have found that insure the fabia II vRS (group 29!) most only go up to group 25 for us..... every time I try to renew, almost EVERY one except 2 say "we dont insure that car for what you want to do, its too high an insurance group" :(

24

Soon to be Monte Carlo Estate 1.6 CR TDI in white....

Edited 11 June, 201313 yr by GLENT54321

Really wierd one BTW - driveway is higher risk than parked on the road (as they know which house to break into to get the keys...apparently).

For a few years now, driveways overnight have not automatically been cheaper than parked on the road.

Postcode and vehicle type/value matters obviously.

Secure carparking at Work, or College, daytime not always better than on the road.

I get better/lower online quotes for Parked on Road, than On Drive for ordinary cars

All those Range Rover & Porsche & Nissan Micra parked on drives that end with huge claims,

compared to the Nissan Micra parked on the road.

(many claims are not only Theft & Accident on Roads.

Flood, Storm Damage,/Fallen Trees. Vandalism etc can all add up and may be higher claims when parked off the Public Highway. , set against better security or not on a driveway.)

Amazing how many homes in Aberdeen now have Secure Barriers being installed to stop their Audi, BMW, Merc etc disappearing by the youngsters that were taking them so easily.

(Young Persons in a household that do not yet have Driving Licences can also effect the Insurance Policy cost to parents.)

george

This website is interesting for Postcode ratings,

http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php

Turns out I am in an A rated postcode! Would hate to think what I would have to pay if I was in one of the lower codes!

46 years young. Fabia vrs pay £420 insurance . Business use protected no claims all the bells and whistles. Was paying £700 for my 407 2.2 sw with no extras.

Daughters 23 just got her fabia vrs 13 plate costs £450 for her and her partner.

Edited 17 June, 201313 yr by flamazine

im 22 and have a 62 plated mk2 fabia vrs :-)

I have a monte carlo and am soon to be 20

1.2 tsi 105, black magic Monte, 19 years old, £600 insurance

28 yrs old, just bought fabia vrs mkii (13 plate). £340 insurance and according to that postcode website I live in a "D" risk postcode :-/

This is with 0 years no claims bonus (was named driver on SWMBO policy) and an Admiral multi car discount.

Link provided by dr3w_vrs http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php

Edit: the cost of the policy was reduced by £100 by having SWMBO on the policy as a named driver... Worth thinking about if you have a missus with more yrs on her license!

Edited 29 June, 201313 yr by Jay_booney