My 3 year warranty is up soon. Are there any good warranties out there? or are they all flawed? the reviews are mixed.

Warranty direct are offering @360/yr. Anyone got an opinion, good or waste of time? I would be after main dealer servicing, for the next 3 years.

Stu

Stu

I paid £400 for Warranty Direct in 2011 and took ot out again at £400 for this year. It includes everything and that's with dealer servicing and repairs. Touch wood I haven't needed it. If you have your car aerviced within 30 days of taking out the policy they should cover you from day 1 rather than 30 days... if my memory is correct. I am sure that many members will think it expensive but it gives peace of mind. It should cover turbo, ECU ABS and Air Con to pick on the common issues. You need to keep it serviced according to schedule.

Warranty direct are willing to negotiate.

I pay £24 a month for their top cover.

I took out extended warranty when I ordered car new to make it 5 years cost £450 ish inc RAC etc. I am sure I have seen people on here saying that Skoda offered to extend when it was nearly up might be worth asking the question

The warranty other than what skoda offers are NOT worth the paper they are written on. Do the research first they will get out of any claim one way or another.

Save your money or just extend the skoda one if possible.

The warranty other than what skoda offers are NOT worth the paper they are written on. Do the research first they will get out of any claim one way or another.

Save your money or just extend the skoda one if possible.

In the past when this question has popped up some people suggest taking the money you would pay for warranty direct etc and leaving it in a savings account and id add anything you save from going to specialists rather than main dealer servicing and fingers crossed when you sell car you have a nice nest egg sat waiting.

In the past when this question has popped up some people suggest taking the money you would pay for warranty direct etc and leaving it in a savings account and id add anything you save from going to specialists rather than main dealer servicing and fingers crossed when you sell car you have a nice nest egg sat waiting.

I totally agree! These extended warranty people are out there to make money (yours and lots of it!!!). If the service they provide costs more than the premiums then they'd be out of business.

Bank it and use a good independent specialist in the unlikely event that anything goes wrong.

Using the reputable Indy for servicing etc will save you pots of money and it's most unlikely that a properly maintained car will go wrong anyway.

Just my view based on experience.

Your choice!

Dave

Check these out http://www.warrantywise.co.uk/?gclid=CJCsvNv5r64CFUcTfAodmB80RQ , i took out a warranty with them, they are cheaper than Warranty direct and do not try and wriggle out of paying up , i have found them very fair .

warrantywise having got a quote years ago and despite using the opt out at time and on bottom of emails send me on average 10 a week for last 3 years I have grown to HATE them for that reason lol PLEASE MAKE THEM STOP!

The warranty other than what skoda offers are NOT worth the paper they are written on. Do the research first they will get out of any claim one way or another.

Save your money or just extend the skoda one if possible.

Have you had a warranty from one of the aftermarked companies? Only ask as everyone who told me to avoid Direct Line when I used them had never actually used them themselves.

I can't comment on any company/cover other than Warranty Direct top level (inc wear & tear/main dealer) on my previous Audi A6 2.4 SE Avant.

Within 4 months of taking out the policy I had gearbox issues (CVT). This lead to a repair totalling more than the 3 years I had the policy in the end. Replacement gearbox & ECU, new clutch kit (7 plate upgrade).

They paid out without hassle on multiple claims following that including CV joints/gaitors. Does the extended Skoda warranty cover wear and tear items as well as failure? Also covered parts affected/damaged by failed covered components.

Also found that I could use most garages which were connected to the one-link database if I didn't want to use Audi. Definite advantage as I had the gearbox sorted by a proper gearbox specialist without having to go via a "selected" garage.

My personal experience only but could not fault the service once the 3 month period (no wear and tear in that period) had expired.

Edited 21 February, 201214 yr by Lemming

In the past when this question has popped up some people suggest taking the money you would pay for warranty direct etc and leaving it in a savings account and id add anything you save from going to specialists rather than main dealer servicing and fingers crossed when you sell car you have a nice nest egg sat waiting.

100% Agree on that one If you are lucky it might be a nice little lump some for a new one

Have you had a warranty from one of the aftermarked companies? Only ask as everyone who told me to avoid Direct Line when I used them had never actually used them themselves. I can't comment on any company/cover other than Warranty Direct top level (inc wear & tear/main dealer) on my previous Audi A6 2.4 SE Avant. Within 4 months of taking out the policy I had gearbox issues (CVT). This lead to a repair totalling more than the 3 years I had the policy in the end. Replacement gearbox & ECU, new clutch kit (7 plate upgrade). They paid out without hassle on multiple claims following that including CV joints/gaitors. Does the extended Skoda warranty cover wear and tear items as well failure? Also covered parts affected/damaged by failed covered components. My personal experience only but could not fault the service once the 3 month period (no wear and tear in that period) had expired.

I the past yes, I have had issues with these companies even dealers when buying second hand cars (nearly new) have advised that its better to look at what they don't cover rather than what does get covered. They have clauses for virtually everything, its up to the OP if they decide to go for it, but a bit of googling and reading might save him loads.

For the record, BMW and Skoda extended warranties have been brilliant and no they don't cover ware and tear but no companies will not even the manufactures will do that after a year.

I the past yes, I have had issues with these companies even dealers when buying second hand cars (nearly new) have advised that its better to look at what they don't cover rather than what does get covered. They have clauses for virtually everything, its up to the OP if they decide to go for it, but a bit of googling and reading might save him loads.

For the record, BMW and Skoda extended warranties have been brilliant and no they don't cover ware and tear but no companies will not even the manufactures will do that after a year.

Sound advice to look at what isn't covered. Whilst I agree searching is useful it has to be done with the fact that people love to complain (but rarely praise) in mind.

You can probably find negative reviews for pretty much every product/service out there.

All extended warranties are sold with the intention of making profit - Skoda and BMW ones included. Makes me wonder really whether any extended warranty is better or worse...

The wear and tear cover (which does exist and was very useful) from WD did get items replaced which would be excluded on manufacturer extended policies.

Edited 21 February, 201214 yr by Lemming

I took out a Warranty Direct extended warranty my Mk I Octavia 4X4 when the original warranty came to an end. At that time I couldn't buy a Skoda extended warranty because it didn't meet FSA rules. I took out the Skoda warranty the following year when it became available again and kept it running for 2 years. Not so long ago I investigated Quentin Wilson's Warrantywise warranty when my Octavia was around 8 years old, but the claim limit was too low to cover major components, eg the Haldex. The best advice I can offer is to get copies of the warranties you are considering and compare them just as you would/should with any insurance policy. They all have their limitations - and you have to work out which ones are significant to you. The Warranty Direct warranty, whilst claiming to be comprehensive, didn't cover my car's Haldex nor the airbag ECU. I thought the Skoda warranty was the most straightforward one. Whilst the Warrantywise one claims to contain no weasel wording, a lot of things have to be added to provide comprehensive cover. Beware of any warranty which has a long list of things it covers, however comprehensive that might seem, because there will be an even longer list of things it doesn't - and you won't discover those until you come to make a claim. Also be very aware of servicing requirements to comply with warranty terms and conditions. FWIW, I think I will opt for a Skoda warranty in 2 years time.

The wear and tear cover (which does exist and was very useful) from WD did get items replaced which would be excluded on manufacturer extended policies.

Its interesting you say that, so I guess they cover pads/Discs etc? I wonder how much extra that is a month when compared to buying the items yourself.

I do agree you hear more bad things than good, but for £24 I am not sure that a 4 year old car would be that bad it would need lots doing.

Its interesting you say that, so I guess they cover pads/Discs etc? I wonder how much extra that is a month when compared to buying the items yourself.

I do agree you hear more bad things than good, but for £24 I am not sure that a 4 year old car would be that bad it would need lots doing.

As far as I know there isn't a warranty that covers consumables (pads/disks etc). The wear and tear cover means that items like gaitors, CV joints et al are covered before they break. Same as my gearbox - replaced due to problems not only waiting until it suffered a mechanical failure.

I would say it depends on the car - 4x4/turbo/DSG versions the cover could easily pay for itself (as it did for my gearbox). A normal manual more basic car is less likely to have major issues.

The other thing to check is limitations on mileage/age. WD kept the same excess and free labour but over a certain age/mileage you had to pay a percentage of parts.

Not sure what I will do in 18 months time when my 3 years are up - will look around for the best cover/price options. Not definite on WD but not ruling them out either.

Hope I haven't caused offense - was just trying to add personal experience to the thread.

All the best all

I have the Extended Skoda warranty for my Vrs which also includes Full RAC cover.

As far as I know there isn't a warranty that covers consumables (pads/disks etc). The wear and tear cover means that items like gaitors, CV joints et al are covered before they break. Same as my gearbox - replaced due to problems not only waiting until it suffered a mechanical failure. I would say it depends on the car - 4x4/turbo/DSG versions the cover could easily pay for itself (as it did for my gearbox). A normal manual more basic car is less likely to have major issues. The other thing to check is limitations on mileage/age. WD kept the same excess and free labour but over a certain age/mileage you had to pay a percentage of parts. Not sure what I will do in 18 months time when my 3 years are up - will look around for the best cover/price options. Not definite on WD but not ruling them out either. Hope I haven't caused offense - was just trying to add personal experience to the thread. All the best all

Not at all its good to hear that its worked for you.

I see your point about the CV joints etc

I've extended the skoda warranty on my VRs twice and have claimed for a complete new A/C system and ecu with no problem at all, plus it only cost £350 including breakdown cover.

Best to get quotes online and make sure you enter your phone number. Within a day they'll be ringing you with an offer. Say you are thinking about another product and you'll let them know in the morning. They'll call again with a lower price. Continue with at least three companies until you get a cover and a price you are happy with.

It works. I know. I've done it.

I support warranty purchase , having bought from Warranty Wise - Direct were not as clear when it came to a claim , IMHO . And after three months out of the blue , the propshaft caused problems .

At the time I bought the insurance I opted for claims to be handled by Skoda , and argued successfully that Skoda parts have a two year warranty and not one year as is the case for their parts . This is a " must have " option .

WW stated that the propshaft was far too expensive because , Skoda did not have refurbished units , and said that they would have one fabricated by another company . I declined .

In the end it was the good old fashioned compromise whereby Skoda ( goodwill , because it was a non servicable part , recently out of warranty , and it was my 3rd Skoda ) and WW shared the cost , with no cost to myself .

In the end I do have to support WW because they at least are trying to keep these outrageous costs down in order to make the premiums affordable . The total cost was over £ 1300 . Premium for two years £ 750 ........ a no brainer really , when the Scout , a pretty reliable car , has a few very expensive gremlins that randomly seem to appear in 3-5 year old cars .

My brother in law has the philosophy that you should bank the premiums for a rainy day , but like most of us , he never ever gets around to actually banking the money !

Contact Allams - sponsor - for a price on the Skoda extended warranty. I have taken 2 x 2 year extensions from them and they give Briskys a good price.

During my first 2 years I had 2 repairs which would have cost more than the cost of the warranty and the RAC/SKODA cover is full European cover with more cover than the standard RAC version.

Great value for money.

I keep hearing that the Skoda extended warranty does not cover a failure of the Columbus satnav

Quite a few people seem to have had failures at about the 3 year mark

Beware what ever warranty you buy, every year they'll take some thing off the list that is covered and sods law it will be that thing that fails in the following year.

I've been with WD for about 3 years. In that time they have covered a failed throttle air control flap (£350) and a failed turbo (£1500). However they don't now cover my reversing sensors which were covered 2 years ago but at that time it was an intermittant fault so wasn't claimable. Bah!

It's a game of numbers. And are you willing to take the risk. My mate is with them for his Porsche, and they are arguing over two failed front hubs (996 4S) - aparently a not unheard of problem with these cars, but WD maintain it is the front discs at fault which are not covered despite a Porsche report on the car outlining the problem. It's suing time now - but even so they still want to renew his cover for next year. :wonder:

My warranty expires next month. As I'm looking to keep the car for a while yet I've been quoted (over the phone - better than online price) £850 for 3 years top cover (main dealer etc) from WD which I think is pretty reasonable from the company with the best rep. I've also had a letter through from Skoda Assist/RAC and a 2-year extension of that (which is effectively the top RAC breakdown cover inc Home Start/Europe etc) is again a reasonable £145 for the 2 years if I pay in advance.

Before I sign up to either I will double check with my local dealer if they do their own extended Skoda warranties, but I suspect that they would have been in touch about that already if they did, particularly that they phoned me the other week regarding a 2-year fixed price servicing deal (2 services/2 MOT's) for £299 (again fairly reasonable I thought for main dealer prices)...