Not important but just a point as i have never had an insurance company that had a problem with winter tyres being fitted for winter weather.

But,

people go on about extra charges or being loaded.

Well you are taking off a set of nice alloys & tyres and storing them someplace.

Your shed, in a garage, out the back garden under a cover.

No longer on the car with the lock nuts fitted.

So that might just be what you claim on, a nice set of Standard Alloys & Tyres get pinched while not on the car.

(i seriously think they are not covered, a passenger car probably only gets a maximum of 5 wheels/tyres)

Probably never happens and nobody ever claims for those being stolen.

Probably never even enters the head or computer of an Underwriter, or has it?

george

Not important but just a point as i have never had an insurance company that had a problem with winter tyres being fitted for winter weather.

But,

people go on about extra charges or being loaded.

Well you are taking off a set of nice alloys & tyres and storing them someplace.

Your shed, in a garage, out the back garden under a cover.

No longer on the car with the lock nuts fitted.

So that might just be what you claim on, a nice set of Standard Alloys & Tyres get pinched while not on the car.

(i seriously think they are not covered, a passenger car probably only gets a maximum of 5 wheels/tyres)

Probably never happens and nobody ever claims for those being stolen.

Probably never even enters the head or computer of an Underwriter, or has it?

george

Insurance fraud is a whole different kettle of fish.

But related to the above example, are your summer wheels covered for theft when not bolted to the car?

No.

Sadly stretched tyres are not illegal, there is talk of them being added to the mot checklist but at present there is no law against them.

When you have a heavily modified car you see no changes at all to your policy document , all the changes are held on the system at the insurers end , if the police stopped you out of office hours they would not be able to confirm that you have sufficient cover only that the car registration appears on the MIB database.

If the police are not sure the car is legal or correctly covered they can direct it for an inspection either by VOSA or an mot station , they cannot confiscate a car because they think it has an undeclared air filter on it

You say 'can not', well they most likely 'will not' for an Air Filter.

I put the link from Tayside Police on page 1.

If they stop a car here, Lowered possibly, & an Induction and exhaust mod, they quite often do Seize to be inspected.

The Insurance will be checked, if it is Mrs Walker that is the Registered keeper & Policy holder & its Jimmy Walker (son) a named driver that is driving. 'They often do take the vehicle to be checked for safety in the next few days'.

Construction & Use does actually cover Stretched tyres.

Rims width min & Max for a tyre size will be looked at.

A lowering Kit or Springs that have been cut/shortened will be inspected & a report written.

The Owner/registered Keeper & Policy Holder then has the opportunity to have an Expert Dispute that Opinion or to have the vehicle Altered or reverted to standard & have an MOT carried out.

You can have a VOSA inspection & if everything is OK, the Uplift Fee is Waived.

This is not theory, it is an almost daily/nightly occurrence in this area.

Issuing G9's are rare here.

Use Google Earth and check out 'Bill Stephens Motors' Brechin DD9 7QU

and in that pound you will see Evo's Skylines, Scoobies

& a whole assortment of nice vehicles, some waiting to go to be Collected after Production of Valid Insurance to cover the vehicle as it is, or scrapped.

Thats along with Civics, Saxos , Mini's, Stretched Limos, Land Rovers etc etc.

This is the official stance, in effect it is 'do not d1ck ' about in cars or annoy people',

& keep your car legal. simples really

http://www.tayside.police.uk/Default.aspx.LocID-013new0up.RefLocID-01300q001002.Lang-EN.htm

george

One more reason to avoid Tayside and Scotland in general then, having a police service who choose to make up their own laws wouldnt be tolerated here

THe laws are there, its just that other forces do not apply them.

The A90 is the drug running route to Aberdeen Peterhead etc. so they use powers to monitor and the road is full of Covert and unmarked cars.

That where lots of the nice cars come from, & the Highest Speed chases or stops are for that reason.

I am an old boy racer, you need to be aware of road deaths in Aberdeenshire & Tayside.

It coming down now, but Banffshire, Moray, Aberdeen & Angus is among the highest road deaths fo 4 decades now.

Lots of nice cars in Aberdeenshire, but the Police had to take special measures to reduce road deaths.

george

Lots of water under the bridge since this one, and still a regular event.

Favourite stop location is 'Muckles' outside Stonehaven.

Allternative routes North are well watched right from cars coming north on the M6 & then into Scotland.

http://www.news.bbc.co.uk/1/hi/scotland/2973149.stm

"Inappropriate driving, which can sometimes be just a lapse in concentration that results in a minor indiscretion, can also result in something more serious. For example, there might be circumstances where repeated incidents of inappropriate driving constitute anti-social behaviour resulting in an adverse effect on the community.

In circumstances such as these the Police have powers under Section 126 (3) ( of the Antisocial Behaviour (Scotland) Act 2004 to seize vehicles from repeat offenders."

That is just peachy! Having a drink of water or eating an apple, or sneezing or ANYTHING can be constituted as an inappropriate/anti social driving at cop's discretion and bye bye your car... Then it is up to you to argue, bear the inconvenience and costs or sue the Police. I am really glad this is how the Government is spending the tax money it takes from my hard earned wages..

Young people have certain needs, one of them is to express themselves by modifying their cars and the other to drive fast.

The most cost effective and safest way is for the government and the police to allow this to happen safely in a controlled manner. Have open track days for free once a week controlled by the Police and paid for from our taxes and I will bet a lot that this would not only orders of magnitude cheaper but also waaaaay safer.

But hey, living in a police state is way much more fun, isn't it?

Edited 4 October, 201213 yr by Jabozuma