Has anyone realised how much dearer an Up is versus the equivalent Up if bought on PCP 

I have bought a SE 3 door greentech  on 0% finance

The move up bluemotion by the time you add acceptance fee and interest rate of 6.3% after three years would mean that it would cost over £2000 more than the citigo. Never mind the cheaper  servicing bundle on the citigo.

 

Two grand is a lot to pay for a VW badge. 

Some of which you will recoup with a higher resale value of the VW. But £2K? No way.

And what interest you don't pay for the Skoda you can put in a savings account... where it can earn interest for you.

 

Yes, those two letters from near the end of the alphabet are bizarrely expensive. Bunch of four circles even more so, for some reason.

Edited 5 July, 201510 yr by ettlz

I do find it puzzling with the Up/Citigo/Mii. There is quite a difference between the Golf/Octavia but these three are exactly the same cars discounting minor cosmetic changes.

 

I compared the three carefully before purchasing - the choice between the Citigo and Mii was finely balanced but swung by the fact that the Mii has six speakers and the fact that the dealer was prepared to throw in City Safe braking and a spare wheel

 

To spec an Up! to the level of my Mii would have involved a premium of over £1000 and the Mii had a year's insurance thrown in. OK I will get hit harder by depreciation but as I am keeping the car for the long term I don't really care.

 

Could it really be that the majority of a Up! buyers aren't aware of the other two variants or they don't care and simply want  VW?

Hi

No it could not, we are aware of the sister brands.

 

-eelis-

strange i was in market for another citigo but the online quotes were cheaper for a street up than monte carlo ? must be the 0% deal 

What i would says that vw are more aggressive in getting discounts and doing a deal. The missus had a polo on a Pcp and was still early in the contract so had lots of negative equity. Vw wrote that off to get her in another polo with a better spec for 40pm less than she was paying. Skoda just can't do that.

As for residuals ups are proving just as bad as citigos for holding their money.

0% PCP is why I "switched" from SEAT. I did seriously look at the Mii, but when it came to playing the dealerships off against each other the SEAT place more-or-less capitualted to Skoda's interest-free finance.

 

As for the Up!, well my parents have one and they pay more for less trim. I think the Citigo is better looking, but otherwise it's exactly the same car. However they're not the die-hard economists I (would like to think that I) am and value the customer service from their local dealership. (My mother thinks the complementary biscuit selection is better*, and besides which she knows how to get there.)

 

*No, seriously. That's why she considers it classier than the SEAT place I used to go to.

Edited 6 July, 201510 yr by ettlz