Having just booked my last free service, my mind has wondered to the warranty expiration at 36 months.

I'd have to pay 56 quid to get out 1st of March

Do I, don't I ?

I guess it depends on if can you get a replacement for less than your currently paying, or if you can get a better deal on your new car by changing early.

Having just booked my last free service, my mind has wondered to the warranty expiration at 36 months.

I'd have to pay 56 quid to get out 1st of March

Do I, don't I ?

 

Any Octavia you get now will be dealer stock as they've closed the order books.

There is a decent Race Blue hatch with good options in Lincoln (PM me for the deal I was offered It was worth it). But in the end I got a cracking deal on a A4 Avant from Audi Sheffield (check my other thread) 

 

Both cars involved putting zero cash into the deal.

Edited 21 November, 20169 yr by sniperpenguin

Were about to change our Yeti. We had 10 months left on a PCP deal ( which was 0% inc 3 free services).

Unfortunately, when we enquired early this year unless we put similar deposit, which was quite substantial as we used our current car, our monthly payment would rise dramatically. There was also not the option of 0% at that time.

We hadn't fully understood this when first purchasing the Yeti on PCP due to our nativity and a salesman who didn't fully explain the situation.

After keeping a close eye on any deals available, we have now gone for an Octavia on 0%, £1k deposit asssistance, a lot smaller deposit from ourselves due to some equity now in the current car, and little increase on the monthly payment and have piece of mind with a 3yr warranty again.

We would like to be in the situation where we could just walk into the showroom every 3yrs and swap cars for no deposit and same or better monthly payment. Wether that will ever happen!

We were happy so went for it.

Were about to change our Yeti. We had 10 months left on a PCP deal ( which was 0% inc 3 free services).

Unfortunately, when we enquired early this year unless we put similar deposit, which was quite substantial as we used our current car, our monthly payment would rise dramatically. There was also not the option of 0% at that time.

We hadn't fully understood this when first purchasing the Yeti on PCP due to our nativity and a salesman who didn't fully explain the situation.

After keeping a close eye on any deals available, we have now gone for an Octavia on 0%, £1k deposit asssistance, a lot smaller deposit from ourselves due to some equity now in the current car, and little increase on the monthly payment and have piece of mind with a 3yr warranty again.

We would like to be in the situation where we could just walk into the showroom every 3yrs and swap cars for no deposit and same or better monthly payment. Wether that will ever happen!

We were happy so went for it.

 

Have you looked at PCH? If you want a new car every 3 years it can be cheaper than PCP.

 

Yeti's for £140 PCM with £1200 deposit at the moment.

 

https://www.selectcarleasing.co.uk/special-offers.html

Just out of interest - What did you not understand?

 

We hadn't fully understood this when first purchasing the Yeti on PCP due to our nativity and a salesman who didn't fully explain the situation.

Just out of interest - What did you not understand?

We thought that there would have been enough equity in the car at the end to cover a deposit when changing. We know now that this in our case isn't so. Had the deposit been £1-2 k the equity should have covered this.

I suppose we were " flattered " by the lower monthly payments due to the larger deposit.

I realise that as it was 0% overall it didn't cost us more. In hindsight we should have paid less deposit, bigger monthly.

As has already been mentioned...VT and look for a good PCH deal.

Trouble free motoring, less per month, no having to worry about residuals.

We thought that there would have been enough equity in the car at the end to cover a deposit when changing. We know now that this in our case isn't so. Had the deposit been £1-2 k the equity should have covered this.

I suppose we were " flattered " by the lower monthly payments due to the larger deposit.

I realise that as it was 0% overall it didn't cost us more. In hindsight we should have paid less deposit, bigger monthly.

 

Sorry, cannot get my head around this.

When my wife & I got our Skoda's our previous cars covered the deposits, and left the balance to pay at 0% over 42 months meaning I paid around £160 a month for my Octavia. MY logic was that the more I gave the more my cash balance went down and so did any interest on that balance. (Get bu$$er all interest now but that's just another factor of Brexit) As it was 0% I'm just curious  why hindsight should be - 'less deposit and bigger monthly'.

Edited 21 November, 20169 yr by ajw1100

I been looking at PCH and the best I've seen is £237 p.m. with a £2114 deposit over 36 months on a vRS TSI

Edited 21 November, 20169 yr by themanwithnoaim

Sorry, cannot get my head around this.

When my wife & I got our Skoda's our previous cars covered the deposits, and left the balance to pay at 0% over 42 months meaning I paid around £160 a month for my Octavia. MY logic was that the more I gave the more my cash balance went down and so did any interest on that balance. (Get bu$$er all interest now but that's just another factor of Brexit) As it was 0% I'm just curious why hindsight should be - 'less deposit and bigger monthly'.[/quote

We were originally thinking of keeping the car after the 42 months but circumstances changed.

As we didn't want to pay a another large deposit our monthly payments rose accordingly. It just seemed a lot more money per month than what we normally pay, purely had we originally paid small deposit we would have been used to paying our new monthly cost.

Hope I've explained myself

Edited 21 November, 20169 yr by jerbear

Sorry, cannot get my head around this.

When my wife & I got our Skoda's our previous cars covered the deposits, and left the balance to pay at 0% over 42 months meaning I paid around £160 a month for my Octavia. MY logic was that the more I gave the more my cash balance went down and so did any interest on that balance. (Get bu$$er all interest now but that's just another factor of Brexit) As it was 0% I'm just curious why hindsight should be - 'less deposit and bigger monthly'.[/quote

We were originally thinking of keeping the car after the 42 months but circumstances changed.

As we didn't want to pay a another large deposit our monthly payments rose accordingly. It just seemed a lot more money per month than what we normally pay, purely had we originally paid small deposit we would have been used to paying our new monthly cost.

Hope I've explained myself

Sorry if I've missed something here (it happens ha!)

On a 0% deal, it doesn't matter if you pay £1000 or £20000 as a deposit, the total payable remains exactly the same over the term, just the monthly amount changes.

I been looking at PCH and the best I've seen is £237 p.m. with a £2114 deposit over 36 months on a vRS TSI

Sounds pretty good!

Another Octy though? Not fancy a change?

Can't find anything else that ticks as many boxes for the money but, that's always been the Octy really

Edited 21 November, 20169 yr by themanwithnoaim

That deal works out at £289 per month.

 

This is for a diesel vRS including metallic paint at £239 per month but the petrol should be cheaper still...

 

£1,188 deposit, 23x £198, no broker fees, total £5,742 / 24 = £239 per month.

 

http://www.parkvehicles.co.uk/skoda-offers/view/1110/Skoda-Octavia-20-TDI-VRS--pound165PM

I am flirting with changing mine, I've been given a quote that gives me a staggering £66 equity. The problem is on PCP the new car price has risen by about £2000 and the GFV has dropped by nearly £1000. To buy the same car I need to find nearly extra £3000. At the mo it's back to plan A and pay up and keep the car.

That deal works out at £289 per month.

This is for a diesel vRS including metallic paint at £239 per month but the petrol should be cheaper still...

£1,188 deposit, 23x £198, no broker fees, total £5,742 / 24 = £239 per month.

http://www.parkvehicles.co.uk/skoda-offers/view/1110/Skoda-Octavia-20-TDI-VRS--pound165PM

Not necessarily as the diesel will have better residuals. I've normally found that on lease the diesel equivalent is always a bit cheaper than the petrols.

Bloody good deal that though!

Edited 21 November, 20169 yr by vtec to vrs!

Id be interested to see if the PCH offers can actually be fulfilled - Ive actually had cheap PCHs pulled from offer as the cars / build slots were "no longer available", and PCH isnt an option on unregistered dealer stock.

Id be interested to see if the PCH offers can actually be fulfilled - Ive actually had cheap PCHs pulled from offer as the cars / build slots were "no longer available", and PCH isnt an option on unregistered dealer stock.

Simpsons Skoda are very competetive for PCH deals if you want guaranteed delivery from a reliable source. http://www.simpsonsskoda.co.uk/new-car-offers/pch-offers/

 

Alternatively, many Lease Company provide lists of cars already in-stock or available for almost immediate delivery.

If you are happy with the car why not just buy it outright and extend the warranty. Just checked my car and it will cost me £488 one off payment or £44 a month for all component cover 15k or less mileage and £0 excess.

 

I have a 63plate petrol VRS with 39k on it.

Edited 22 November, 20169 yr by bhoywonder

Simpsons Skoda are very competetive for PCH deals if you want guaranteed delivery from a reliable source. http://www.simpsonsskoda.co.uk/new-car-offers/pch-offers/

 

Alternatively, many Lease Company provide lists of cars already in-stock or available for almost immediate delivery.

 

 IIRC, Simpsons PCH were based on orders, which are not possible now. I have had two dealers tell me that I cannot do a PCH on unregistered stock that is sitting in a dealership (which is all that is left). 

 

This means that your only option would be the dedicated lease companies, who would have taken up some of those build slots some time ago.

I'm in the same boat as the OP, car just had it's third service, three year warranty is up, and 42 months is next May.

I wasn't even aware that I could get out the contract early, and was told at the service, that more than likely I'd get an appointment to see someone to discuss my intentions around April next year.

I don't intend keeping it as I've had a new car every 2 to 4 years for the past twenty years, but again like the OP, PCH does seem to be the way forward.

I saw the VRS price of £237 per month with a 2k deposit too! Again like the OP, thinking of a power upgrade.

Trouble is the face lift will arriving a few months after and then there's the Kodiaq!

Trouble is the face lift will arriving a few months after and then there's the Kodiaq!

There should be some great PCH deals on the Kodiaq. New SUV's tend to have great residuals, making leasing very affordable. Shame that it looks a bit Korean.

Edited 22 November, 20169 yr by Orville

I been looking at PCH and the best I've seen is £237 p.m. with a £2114 deposit over 36 months on a vRS TSI

And there we were, thinking how much you liked the 1.4 TSi, looks like you have the vRS itch big time, at present my head is in control, economy, tax, insurance ect says 1.4, but.....and then again...... Oh well, another 22 months in which to decide what to do.......  20 months in and not gone 8k miles yet, hardly run in.........

Hmm. Not sure about an extended warranty, such a negative image from the past usually with a huge list of exclusions.

Kodiak no, we only have 1 child so, a 7 seater would just be a pee take really.

Superb is just a bit too wafty leaving you needing sea-sickness tablets thru the corners

Whilst the little 1.4 is good, who wouldn't want a power upgrade which also, rules out the vRS TDI as I want an upgrade in power which the TDI isn't

Edited 23 November, 20169 yr by themanwithnoaim