I am looking at using a different company for this year's Car insurance and looking at the "Fine Print" (I really need to get a life) I came across the following clause:

 

"Advanced Driver Assistance systems  (ADAS)

When using a car fitted with ADAS, you must follow the manufacturer’s instructions and load any software and/or safety related updates. If you don’t, your insurance won’t be valid"

 

Is this the norm and is ADAS fitted to the Superb III SEL  2016? Would I be required to update it or would it be a recall?

And because I've moved house, could I have missed it?

Words of wisdom welcome

 

regards  retiredbri

 

ADAS isn’t a thing itself. It’s an umbrella term for a suite of safety systems. 

9 hours ago, retiredbri said:

I am looking at using a different company for this year's Car insurance and looking at the "Fine Print" (I really need to get a life) I came across the following clause:

 

"Advanced Driver Assistance systems  (ADAS)

When using a car fitted with ADAS, you must follow the manufacturer’s instructions and load any software and/or safety related updates. If you don’t, your insurance won’t be valid"

 

Is this the norm and is ADAS fitted to the Superb III SEL  2016? Would I be required to update it or would it be a recall?

And because I've moved house, could I have missed it?

Words of wisdom welcome

 

regards  retiredbri

 

 

Please name the insurance company with this clause.

 

It is pure nonsense and you should avoid this company.

 

It is not incumbent on an owner to load safety critical software and/or safety related updates. Owners do not have the massively expensive equipment to do this, and are not trained or authorised to do it. Car manufacturers will never release such updates to the general public.

 

If they have an issue with turning off a driver assist feature via normal methods provide with the car, say turning lane assist off, then they should address their gripes directly to the manufacturer.

 

Do not accept such a ridiculous condition.

Bit like the Tesla driver who was killed when the car was running on auto-pilot and drove into something.  It was his own fault.

 

You have to remain aware of what is going on around you and take over if the car is doing something risky (i.e. ACC not slowing on approaching another vehicle, lane guidance taking you out of lane etc.)  If you don't then don't blame the system - blame the person in the driving seat.

 

What do they define ADAS as?  Presume they mean autopilot and not cruise control, ESP, emergency braking, antil lock braking, stability control etc.

Thanks xman.

I did some searching an the following URL was found: https://www.fleetnews.co.uk/news/car-industry-news/2020/07/31/insurance-industry-requirements-established-for-adas-equipped-vehicles

 

I think there is a minefield out there.

 

I'm looking at more companies so If I find  similar "ADAS" words, 'll let you know.

 

Regards retiredbri

Edited 1 October, 20205 yr by retiredbri

4 minutes ago, IJWS15 said:

Bit like the Tesla driver who was killed when the car was running on auto-pilot and drove into something.  It was his own fault.

 

You have to remain aware of what is going on around you and take over if the car is doing something risky (i.e. ACC not slowing on approaching another vehicle, lane guidance taking you out of lane etc.)  If you don't then don't blame the system - blame the person in the driving seat.

 

What do they define ADAS as?  Presume they mean autopilot and not cruise control, ESP, emergency braking, antil lock braking, stability control etc.

 

The words were just as in the  policy so are  open to interpretation. Like most "legal speak", baffling to us mortals!

Regards retiredbri

On 30/09/2020 at 13:51, retiredbri said:

I am looking at using a different company for this year's Car insurance and looking at the "Fine Print" (I really need to get a life) I came across the following clause:

 

"Advanced Driver Assistance systems  (ADAS)

When using a car fitted with ADAS, you must follow the manufacturer’s instructions and load any software and/or safety related updates. If you don’t, your insurance won’t be valid"

 

Is this the norm and is ADAS fitted to the Superb III SEL  2016? Would I be required to update it or would it be a recall?

And because I've moved house, could I have missed it?

Words of wisdom welcome

 

regards  retiredbri

 

My take on this is that you have to follow the manufacturer´s instruction (for example the  "these systems are only assisting the driver" and "the driver are always responsible" blobs in the user manual) and if the manufacturer does a recall or releases software updates for these systems you have to accept them installing them on your car. Seems pretty reasonable to me...

To put the topic to bed, I looked at the Policy wording of four Car Insurance Companies.

ADAS only featured in one, Company X.

That said, Company X defined the obligations that it had to the Insured that it would pay for (repair, test, re-calibration etc) if the car had been in any accident that would have affected the ADAS system including Windscreen mounted ADAS components.

Regards 

retiredbri