Got my renewal quote through from Tesco and they want a little over

Admiral for me.

Mods no problem.

elephant for me

Admiral for me.

Mods no problem.

Very odd, admiral were the cheapest on confused but wouldn't offer cover when I told them what mods I had.

Very odd, admiral were the cheapest on confused but wouldn't offer cover when I told them what mods I had.

Do a quote online including mods and see what happens. If not give Elephant or bell a go - all the same company and all allow mods.

i was £260 from click cluck (swift) with my wheels declared but i dont have a vRS

Privilege? Else Admiral/Elephant as previously suggested. Those are the ones I've ever used.

Steve

Swiftcover won't cover the mods listed, they'll cover aftermarket alloys and that's about it.

Swiftcover dead cheap tho'

Privilege? Else Admiral/Elephant as previously suggested. Those are the ones I've ever used.

Steve

Admiral won't touch me, nor will Elephant

Don't get it - mods aside, the car is relatively cheap to insure -

And they have said if I find it cheaper elsewhere they'll probably beat it. I hate that, if you can give me a cheaper quote, do it and I'll probably just go with it!!!

The best quote you've had is

The best quote you've had is £378. You should let them know this and ask how close to it they can get (as you'd like to give them your business)!

Admiral were excellent for me (all mods declared and on the policy documentation) and came in cheaper than Chris Knott's renewal by quite some margin Did they say why they wouldn't cover you?

Chris

Admiral said they wouldn't cover a vehicle with as many mods as mine has. So did Elephant. I didn't think I'd done THAT many

They also said lots of modded vRS owners had been stuffing them into things over the past year and subsequently there'd been a big increase in claims, making the car harder to insure. Come on, own up, who made my insurance dear this year???

Justin,

I'm sorry to say but that is the case, my current insurer will most likely not renew my policy come october.

They said we of course will try for you but based on the current records it would be no.

Admiral insure my Tomcat with a few mods, which was cheaper than anywhere else.

Have you tried Chris Notts? I'm guessing like me your London post code is not helping much!

Justin' date='

I'm sorry to say but that is the case, my current insurer will most likely not renew my policy come october.

They said we of course will try for you but based on the current records it would be no.

Admiral insure my Tomcat with a few mods, which was cheaper than anywhere else.

Have you tried Chris Notts? I'm guessing like me your London post code is not helping much! [/quote']

Yep, so far they are the cheapest - if you call

If it makes you feel any better mine is not alot less. Though if I was to registered the car up at my other half's place it would be

If it makes you feel any better mine is not alot less. Though if I was to registered the car up at my other half's place it would be

I'm about to take out a new policy with swiftcover.com on my furby vRS. I'm 22 with 3 years no claims and have been quoted 400 with an 800 quid excess - its the best I've had by a long shot!!

I know what you mean though about strange quotes. Last year before I bought my furby, asda quoted me 637 quid on a 51 plate bug eyed scooby turbo - not even the affordable insurance could help me get around the front end of the car so I had to leave it!!

indeed it is a joke, to be fair an impreza wrx isn't much more than my fabia (about an extra

Elephant do seem good, I was with them for several years and mentioned a few minor mods: air filter and exhaust. There website lists loads of different catagories for mods.

But they struggled to quote anything sensible when mentioning remap/chip last time. As soon as you make a major mod like increase HP by 10-20% then its just silly.

I've contemplated taking of the superchips mod on mine just because it would save me 200 quid on the insurance. I dont drive it any different to if it wasnt chipped!

For what it's worth, try DNA insurance. I'm 41 with only one years no claims (as I lost mine after two episodes of vandalism in a year on my last car), and I've just served a six month ban for reaching twelve points for speeding four times in three years:rolleyes: . I was expecting a huge premium but got it for

If you get the car reampped what does the insurance company want to know? Is it down to the BHp or what?

Im just starting to mod my car - conservatively at first with seat strut brace and PD160 intake - but am wanting to get it remapped close to when warranty expires (in about a year with my mileage).

Thing is I dont want to get it remaped if its gonna cost the earth to insure - is it possible for an insurance comapny to predict your insurance with different variables?

Of course I could just ring up and ask - but that is a phone call away and you guys aren't.

BTW currently with Zurich via Chris Knott...

Thanks

If you get the car reampped what does the insurance company want to know? Is it down to the BHp or what?

Im just starting to mod my car - conservatively at first with seat strut brace and PD160 intake - but am wanting to get it remapped close to when warranty expires (in about a year with my mileage).

Thing is I dont want to get it remaped if its gonna cost the earth to insure - is it possible for an insurance comapny to predict your insurance with different variables?

Of course I could just ring up and ask - but that is a phone call away and you guys aren't.

BTW currently with Zurich via Chris Knott...

Thanks

Most companies band the performance increases into a percentage increase over standard, usually in 5 or 10% bands with an increasing premium depending on how much over the standard output you increase the power - makes sense I guess as it's not really fair to charge the same for a 15% increase as it is for a 30% jump.

In terms of the difference between these bands, well, my remap is quite conservative (standard output was 140 bhp, remapped was 172, so 22% increase roughly speaking, but combined with my other mods, has added two thirds onto my premium, or about

Cheapest quote I've found so far was here:

www.theinsurancecentre.co.uk

Obviously no option to tell them about mods online, but they may be worth a shot.

Try directline on the web. Found them the cheapest for me after lots of searching.

Sorted in the end, Chris Knott managed to reduce their price to an acceptable level