I think the car is a little unstable in standard form and to a certain extent modified as well.

Compared to my old Sierra 1.8 carb with 13" 165 cheapest tyres you can find and warped discs the fabia's platted to the floor

Well out of interest I decided to get a quote for an Octy PD130 L&K. Result. Pretty much the same as the Fabia vRS.

Think it just comes down to the insurance lottery. Who you are, where you live etc

Oh, I'm sorry. I'd forgotten that having been king of the road in your previous 1.2 Clio you're able to make fine judgements on the Fabia's shoddy handling and general poor performance.

I'm not sure what your point is? perhaps you'd like to expand on that very intelligent comment.....

Atleast I commented on the topic. this is just trolling at it's best I love it

carrying on with the topic, the Fabia VRS is not that bad at all for the quotes I have got today on confused.It does not explain people getting similar quotes on performance cars.

I think it's all down to staticstics.

Maybe criminals are targetting lower band cars like the VRS rather than evo's and stuff. Maybe this is down to technology nowadays trackers etc. that you would expect on high end cars

I pay £640 fully comp with my 18 year old girlfreind as a named driver. I am 22 years old with 3 years NCB and 0 pp. My car is modded as per sig and all mods are declared.

I think thats pretty reasonable considering i was paying 600 quid for a 1.4 tdi polo last year.

____

john

My bog-standard vRS - 3 years old - costs me 3285 with max & protected NCB, Class 1 business use, wife as named driver, 15k miles per year. I'm a sprightly 60 year old and premium is higher than normal due to some health disclosures. Lincoln postcode seems attractive, too. My future son-in-law had a Superb. Premium for his Chelmsford postcode was massively less than if he'd had a Southend one. Location plays a big part.

Here

You missed this, I think

£3£3£3

... though I have to state, my own Insurance renewal hasn't been the best. I'm in the fortunate position of owning 2 modded cars.

I pay >£700 for my Impreza and nearly £600 for the Fabia. Though hopefully, the NCD on the Fabia will start to make an impact in that as I had to start a 2nd car policy to cover it.

J.

well this was my costs...

fabia vRS £360

Fiat GP sporting £295

can't understand what the fuss is about i'm 30 all mods declared,395 and how the hell can you insure an evo 8 for a hundred quid more,you must be having a laugh,i got rid of an fto and a skyline cos after i got 15 points i had to declare they became uninsurable for me,this year it should go down,only 9 points to declare and an extra years no claims{10 years to press}

how the hell can you insure an evo 8 for a hundred quid more ............. cos after i got 15 points i had to declare they became uninsurable for me,this year it should go down,only 9 points to declare

Might have answered your own question there

Chris

Might have answered your own question there

Chris

but i can insure a modded vrs for 395,and can't insure a skyline for less than 2000,they wanted 1500 for the fto and that was slow:D

It only cost me acouple of hundred pounds more a year over my standard vRS to insure my ST and I can have a remap at with no increase in the premium

Looks like I made the right choice.. instead of making the vRS quicker... I bought a quicker car...

BTW I'm 27 and I've only been driving for 2 years, 0 points, and 2yrs NCB

a focus st isn't in the same league as a skyline or an evo tho,interesting about the no extra cost on the remap tho,who's it insured with?

In recent years i know of several fabia vRS's that have been crashed and written off, usually ending up on their roofs.. some of which as a result as some dubious driving.

Landing a car on it's roof is quite a good indicator

im trying to renew my insurance for the 4th year of ownership, im 26 and have 9yrs ncb, no points/convictions and am horrified to find that insurance has gone up by average £200 over last year... the problem is i can now get insured on a different car, more than four times the value, and twice the power for less than i can on the Furby so im pretty confident to say, that im now having to pay for the unfortunate reputation the car is getting. especially now used prices are falling to "affordable" values and are being bought by the spotty **** brigade.

:thumbdwn::thumbdwn:

I've had my vRS just over a year, and had to renew the insurance after about a month after having it. I'm 37, 9 years no claims, 1 non-fault accident and 2 windscreen claims. The vRS made my insurance about £100 cheaper than the A3 I ran before, but this years's renewal has gone back up to the original level- over £400- with no claims in that year. Also, some companies are quoting very high excesses.

this is the last nail in the coffin for the vRS for me.. 4yrs and 100k miles of happy Fabia vRS motoring (i was one of the first on this site to get one when they came out in Sept 2003) the love has well and truly gone, and i refuse to pay over £450 to insure the thing... £100 more and i could get an evo 8 now

I think perhaps it was grouped below it's performance level, which meant the

spotty **** brigade

Could afford it. Also, the car itself is pretty cheap for what it is. I think the insurers have caught on to this. I was feeling pleased with my bargain last year, but like I said, it's just back to what I paid for a 1999 TDI 110 A3 Sport.

I think McDonalds should start offering insurance on cars like the Fabia VRS - You could pay weekly each time you went down to the drive thru on a Friday evening

They all drive Corsas and Spaxos round here still.

a focus st isn't in the same league as a skyline or an evo tho,interesting about the no extra cost on the remap tho,who's it insured with?

:confused: Where abouts did I claim it was?? :confused:

I thought we were discussing insuring the Fabia vRS in standard or modded form and comparing it to other cars some of which have more power.

The ST does however have more power and is quicker than a Fabia vRS, and is worth more but regardless of all these factors the insurance wasn't a massive increase and one of the reasons I made the change...

Insured through Greenlight btw.

There does seem to be an influx of Fabia vrs drivers on here sending out a less than desirable impression, in my opinion which I'm entitled to :P

You're right too. Maybe insurers should load the vRS for under 25s?

[*considers he's rapidly approaching 40*]

All the (few) vRS's I see around our way are driven sensibly

Yep. And by people older than me. There's a red one and a black one locally, both driven by 40-somethings. Then again, maybe they just *look* over 40, like I do.

You're right too. Maybe insurers should load the vRS for under 25s?

Well I think some insurers are. Norwich Union would not allow me to drive the vRS they said I had to be over 25. So I had to change to Admiral. I lost a years NCB. :(

So on the same NOTE why should i bother declareing my mods???

Because:

a: You sound responsible

b: If you have a crash, the mods get fixed too, and your insurer doesn't invalidate the policy.

I used to have an Ibiza a good few years ago, with a few mods. Nothing special- a Momo steering wheel and some alloys. Someone drove into it, and the wheels (steering and road) were damaged. The bodyshop didn't thing they'd get fixed, as they assumed they weren't declared: they were, so I got them fixed.

Well I think some insurers are. Norwich Union would not allow me to drive the vRS they said I had to be over 25. So I had to change to Admiral. I lost a years NCB. :(

I had a 'no driver under 25' clause with the A3. I don't think it's there with the vRS. Can't see the point of it though, as there's only 2 named drivers (me & SWMBO) and we're both 37.

A Fabia VRS? I've not owned one but I did have one for a half day test drive about 18 months ago to see what all the fuss was about. I was most unimpressed. It feels fast thanks to the peaky power delivery but thats about all it had going for it. The other faults are well documented on this site I'm sure.

To be honest, the boot is just way to small for me to even consider owning one.

One of the most conceited answers I've seen in ages. "all it had going for it' ? Shows you know nowt about the Fabia.

Try -

1) Good price

2) Excellent residuals

3) Superb economy

4) Good performance

5) Good handling

6) Excellent build

7) Very reliable

I'm one of those you talk about 'documenting' it's minor faults but that's not to say it's $hite and that's how you always seem to come across with the Fabia. Maybe I should say that the Vauxhall Monaro is for people who can't afford a real sports car, or maybe that's a bit rude.

One of the most conceited answers I've seen in ages. "all it had going for it' ? Shows you know nowt about the Fabia.

Try -

1) Good price

2) Excellent residuals

3) Superb economy

4) Good performance

5) Good handling

6) Excellent build

7) Very reliable

I'm one of those you talk about 'documenting' it's minor faults but that's not to say it's $hite and that's how you always seem to come across with the Fabia. Maybe I should say that the Vauxhall Monaro is for people who can't afford a real sports car, or maybe that's a bit rude.

A Monaro is pretty cool in a way (Mmmmm V8), but not for anyone who has to pay for their own fuel.

Phil doesn't like the Fabia vRS, and likes to say so. He's entitled to his opinion, but IMO he's wrong, for the reasons you've stated. I think he just gets annoyed at the people that claim it's a supercar, when it plainly isn't.

BTW, I wouldn't call the power delivery peaky. It's about normal for a turbodiesel. It will feel peaky compared to 5.7l of petrol V8, but then again, a couple of commutes in the Monaro would bankrupt me .

Can you get a wheel up in a Monaro?

Landing a car on it's roof is quite a good indicator

I dunno. It takes a certain skill to do that - every time I've tried it's carried on rolling.

b: If you have a crash, the mods get fixed too, and your insurer doesn't invalidate the policy.

I always assumed this but you have to read the small print as some insurers will charge you extra for mods and then replace them with OEM items :(

Chris

Well, I don't count as mine was not a vRS, but a mere TDI. :P One moment of lunacy combined with conditions not condusive to cornering at speed cost me my car and could have cost me my life had things been different. Learned from it, and now (hope) I am a better, more informed, safer driver.

There seem to be a lot of vRS Fabias now which means pure statistics puts it in the "more likely" category.

Anyway, anyone who says I'm a bad/reckless driver can get to f***. I'm a good driver with one moment in time which has chequered my 11 year driving "career.

I dunno. It takes a certain skill to do that - every time I've tried it's carried on rolling.