28 years old, 54 plate Octavia vRS, 6 years no claims, no points or accidents - £30 a month including interest. Bargain

My renewal came through yesterday - £480 for an Octy II 2.0TDI with unlimited mileage and business use. Clean licence for me but SWMBO has 3 points and I've got no end of NCB.

The basic policy is about 380 but by the time I add on protected NCB , legal cover and a guaranteed hire car it soon adds up.

Unless area's got a lot to do with it, you're being robbed Alex. I've got all that except SWMBO (and no points for me either) for about £230 (renewal pending though).

Unless area's got a lot to do with it, you're being robbed Alex. I've got all that except SWMBO (and no points for me either) for about £230 (renewal pending though).

It seems that the DY5 postcode is pretty ropey for insurance.

The part I live in is just fine but there are some worse bits and that makes quite a bit of difference to the price.

Each year I shop round and I can never get it cheaper

AB Aberdeen

10-16, 21-25, 30-39, 41-45, 51-56 . . . . . . . A

AL St Albans

1, 7 . . . . . . . . . . . . . . . . . . . . . C

2-3, 8-10 . . . . . . . . . . . . . . . . . . . D *

4-6 . . . . . . . . . . . . . . . . . . . . . . B

B Birmingham

1-21 . . . . . . . . . . . . . . . . . . . . . Refer

23-26, 36, 70 . . . . . . . . . . . . . . . . . E *

27, 29, 31-35, 37-38, 42-44, 66-69, 71. . . . . D *

28, 30, 40, 46-47, 62-63, 72-77, 79 . . . . . . C

45, 48-50, 60, 64, 65, 78, 90-98 . . . . . . . B

61, 80 . . . . . . . . . . . . . . . . . . . . A

BA Bath

1-2, 5, 6, 8, 11-14 . . . . . . . . . . . . . . B

3, 7, 9-10, 15-16, 20-22 . . . . . . . . . . . A

4 . . . . . . . . . . . . . . . . . . . . . . . C

BB Blackburn

1, 4-5, 8, 10, 12, 18 . . . . . . . . . . . . . D *

2-3, 11 . . . . . . . . . . . . . . . . . . . . E *

6, 9 . . . . . . . . . . . . . . . . . . . . . C

7 . . . . . . . . . . . . . . . . . . . . .. . B

BD Bradford

1, 3, 4, 7 . . . . . . . . . . . . . . . . . . Refer

2, 9, 10 . . . . . . . . . . . . . . . . . . . F *

5, 11, 15, 19, 21 . . . . . . . . . . . . . . . D *

6, 8, 12-14, 16-18, 20, 22 . . . . . . . . . . E *

23-24 . . . . . . . . . . . . . . . . . . . . . A

BH Bournemouth

1-5 . . . . . . . . . . . . . . . . . . . . . . C

6-7, 11, 13, 15, 17-18, 25 . . . . . . . . . . .B

8-10, 12, 14, 16, 19-24, 31 . . . . . . . . . . A

BL Bolton

0-2, 6 . . . . . . . . . . . . . . . . . . . . E *

3-5, 7-9 . . . . . . . . . . . . . . . . . . . F *

BN Brighton

1-3 . . . . . . . . . . . . . . . . . . . . . . D *

5-8, 13-14, 17, 24, 27, 41-42, 44-45 . . . . . A

9-12, 15-16, 18, 21-23, 25-26, 43 . . . . . . . B

20 . . . . . . . . . . . . . . . . . . . . . . C

BR Bromley

1, 3-5, 7 . . . . . . . . . . . . . . . . . . . E *

2 . . . . . . . . . . . . . . . . . . . . . . . D *

6, 8 . . . . . . . . . . . . . . . . . . . . .. C

BS Bristol

1, 3, 5, 11 . . . . . . . . . . . . . . . . . . E *

2 . . . . . . . . . . . . . . . . . . . . . . . Refer

4, 6-7, 10 . . . . . . . . . . . . . . . . . . D *

8-9, 13-16, 23, 30, 32, 34-35 . . . . . . . . . C

20, 22, 24-25, 29, 31, 39, 40-41 . . . . . . . .B

21, 26-28, 36-37, 48-49 . . . . . . . . . . . . A

CA Carlisle

1-3, 5, 7, 13, 18-21, 23-24, 26-27 . . . . . . .B

4, 6, 8-12, 15-17, 22, 25 . . . . . . . . . . . A

14, 28 . . . . . . . . . . . . . . . . . . . .. C

CB Cambridge

1, 5, 9 . . . . . . . . . . . . . . . . . . . . B

2-4, 6-8, 10-11 . . . . . . . . . . . . . . . . A

CF Cardiff

3, 15, 42, 61-62, 71-72 . . . . . . . . . . . . E *

5, 10-11, 14, 23-24, 63-64 . . . . . . . . . . F *

31-41, 43-48, 81-83 . . . . . . . . . . . . . . D *

CH Chester

1, 64-66 . . . . . . . . . . . . . . . . . . .. C

2-8 . . . . . . . . . . . . . . . . . . . . . . B

41-42, 44 . . . . . . . . . . . . . . . . . . . F *

43, 45-46 . . . . . . . . . . . . . . . . . . . E *

47-49, 60-63 . . . . . . . . . . . . . . . . .. D *

CM Chelmsford

0, 2, 4, 8-9, 11-12, 17 . . . . . . . . . . . . B

1, 3, 6-7 . . . . . . . . . . . . . . . . . . . A

5, 13-14, 16, 20-24 . . . . . . . . . . . . . . C

15, 18 . . . . . . . . . . . . . . . . . . . . D *

19 . . . . . . . . . . . . . . . . . . . . . . E *

CO Colchester

1 . . . . . . . . . . . . . . . . . . . . . . . C

2-3, 5, 8, 10, 15-16 . . . . . . . . . . .. . . A

4, 6-7, 9, 11-14 . . . . . . . . . . . . .. . . B

CR Croydon

0, 4, 7 . . . . . . . . . . . . . . . . . . . . F *

2, 8-9 . . . . . . . . . . . . . . . . . . . . E *

3, 5-6 . . . . . . . . . . . . . . . . . . . . D *

CT Canterbury

1-2, 4, 6, 8-12, 16-17, 19-20 . . . . . . . . . C

3, 5, 7, 14, 18 . . . . . . . . . . . . . . . . B

13, 15, 21 . . . . . . . . . . . . . . . . . . A

CV Coventry

1-3, 6 . . . . . . . . . . . . . . . . . . . . E *

4-5, 7, 11-12 . . . . . . . . . . . . . . . . . D *

8-10 . . . . . . . . . . . . . . . . . . . . . C

13, 21-23, 31-34, 47 . . . . . . . . . . . . . B

35-37 . . . . . . . . . . . . . . . . . . . . . A

CW Crewe

1, 3, 5, 7, 9 . . . . . . . . . . . . . . . . . B

2, 4, 6, 8, 10-11 . . . . . . . . . . . . . . . A

12 . . . . . . . . . . . . . . . . . . .. . . . C

DA Dartford

1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . E *

2-3, 6, 11-13 . . . . . . . . . . . . . . . . . D *

4 . . . . . . . . . . . . . . . . . . . . . . . C

8, 14-18 . . . . . . . . . . . . . . . . .. . . F *

DD Dundee

1-3 . . . . . . . . . . . . . . . . . . . . . . D*

4 . . . . . . . . . . . . . . . . . . . . . . C

5-10 . . . . . . . . . . . . . . . . . . . . . A

11 . . . . . . . . . . . . . . . . . . . . . . B

DE Derby

1, 3, 22, 55 . . . . . . . . . . . . .. . . . . C

4, 12, 14-15, 45 . . . . . . . . . . .. . . . . A

5-7, 11, 13, 56, 65, 72-75 . . . . . . . . . . B

21, 23-24 . . . . . . . . . . . . . . . . . . . D *

DG Dumfries

1-2 . . . . . . . . . . . . . . . . . . . . . . B

3-14, 16 . .. . . . . . . . . . . . . . . . . . A

DH Durham

1-3, 8 . .. . . . . . . . . . . . . . . . . . . D *

4 . . . . . . . . . . . . . . . . . . . . . . . E *

5 . . . . . . . . . . . . . . . . . . . . . . . F *

6-7, 9 . .. . . . . . . . . . . . . . . . . . . C

DL Darlington

1, 15 . . . . . . . . . . . . . . . . . . . . . D *

2-5, 14, 16-17. . . . . . . . . . . . . . . . . C

6-13 . . . . . . . . . . . . . . . . . . . . . B

DN Doncaster

1, 4-5, 11-12 . . . . . . . . . . . . . . . . . F *

2-3, 6 . . . . . . . . . . . . . . . . . . . . E *

7-9, 16-17, 19-20, 37-39 . . . . . . . . . . .. B

10, 14, 18, 21-22 . . . . . . . . . . . . . . . A

15, 31, 33-34, 36, 40-41 . . . . . . . . . . .. C

32, 35 . . . . . . . . . . . . . . . . . . . . D *

DT Dorchester

1-3, 5-11 . . . . . . . . . . . . . . . . . . . A

4 . . . . . . . . . . . . . . . . . . . . . . . B

DY Dudley

1-6, 9 . . . . . . . . . . . . . . . . . . . .. C

7, 14 . . . . . . . . . . . . . . . . . . . . . A

8, 10-13 . . . . . . . . . . . . . . . . . . . B

E London E

1-9 . . . . . . . . . . . . . . . . . . . . . . Refer

10-15, 17 . . . . . . . . . . . . . . . . . . . F *

16 . . . . . . . . . . . . . . . . . . . . . . E *

18 . . . . . . . . . . . . . . . . . . . . . . D *

EC London EC

1-4 . . . . . . . . . . . . . . . . . . . . . . Refer

EH Edinburgh

43-46 . . . . . . . . . . . . . . . . . . . . . A

26-27, 38-42, 55 . . . . . . . . . . . . . . . B

23, 28-37, 47, 49, 51-54 . . . . . . . . .. . . C

11-13, 15-22, 24-25, 48 . . . . . . . . . . . . D*

1-10, 14 . . . . . . . . . . . . . . . . .. . . E *

EN Enfield

1, 5-9 . . . . . . . . . . . . . . . . . . . . E *

2-4 . . . . . . . . . . . . . . . . . . . . . . F *

10-11 . . . . . . . . . . . . . . . . . . . . . C

EX Exeter

1-5, 8, 20, 34 . . . . . . . . . . . . . . . . B

6-7, 9-19, 21-24, 31-33, 35-39 . . . . . . . . A

FK Falkirk

1-5 . . . . . . . . . . . . . . . . . . . . . . C

6-10 . . . . . . . . . . . . . . . . . . .. . . B

11-21 . . . . . . . . . . . . . . . . . . . . . A

FY Blackpool

1, 4, 8 . . . . . . . . . . . . . . . . . . . . D *

2, 6 . . . . . . . . . . . . . . . . . . . . . B

3, 5, 7 . . . . . . . . . . . . . . . . . . . . C

G Glasgow

1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 . . Refer

12, 43-46, 66, 69, 71-78, 81 . . . . . . . . . E *

60-62, 64, 67-68, 82 . . . . . . . . . . . . . D *

52, 63, 83-84 . . . . . . . . . . . . . . . . . B

65 . . . . . . . . . . . . . . . . . . . . . . C

GL Gloucester

1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . . . .. A

2, 3, 6, 12, 14, 16-17, 20, 50, 52 . . . . . .. B

GU Guildford

1-3, 5-10, 13-17, 19-24, 27, 30-31 . . . . . . B

33-34, 46-47, 51 . . . . . . . . . . . . . . . B

4, 11, 25, 29, 32, 35 . . . . . . . . . . . . . C

12, 18, 26, 28 . . . . . . . . . . . . . . . . A

GY Guernsey

1-9 . . . . . . . . . . . . . . . . . . . . . . A

HA Harrow

0-2, 4, 7-9 . . . . . . . . . . . . . . . . . . E *

3, 5-6 . . . . . . . . . . . . . . . . . . . . D *

HD Huddersfield

1, 6-9 . . . . .. . . . . . . . . . . . . . . . D *

2-5 . . . . . . . . . . . . . . . . . . . . . . E *

HG Harrogate

1-2, 5 . . . . . . . . . . . . . . . . . . . . C

3-4 . . . . . . . . . . . . . . . . . . . . . . B

HP Hemel Hempstead

1-3, 6, 20 . . . . . . . . . . . . . . . . . . D *

4-5, 7, 10-14, 19, 21 . . . . . . . . . . . . . C

9, 15-18, 22-23 . . . . . . . . . . . . . . . . B

27 . . . . . . . . . . . . . . . . . . . . . . A

HR Hereford

1, 3, 5-6, 8-9 . . . . . . . . . . . . .. . . . A

2, 4, 7 . . . . . . . . . . . . . . . . . . . . B

HS Outer Hebrides

1-9 . . . . . . . . . . . . . . . . . . . . . . A

HU Hull

1-6, 8-9, 13 . . . . . . . . . . . . . . . . . D *

7 . . . . . . . . . . . . . . . . . . . . . . . E *

10-11, 14, 16 . . . . . . . . . . . . . . . . . C

12, 15, 17-20 . . . . . . . . . . . . . . . . . B

HX Halifax

1, 3 . . . . . . . . . . . . . .. . . . . . . . F *

2, 4-5, 7 . . . . . . . . . . . . . . . . . . . E *

6 . . . . . . . . . . . . . . . . . . . . . . . C

IG Ilford

1, 11 . . . . . . . . . . . . . . . . . . . . . Refer

2, 6-8 . .. . . . . . . . . . . . . . . . . . . E *

3, 9-10 . . . . . . . . . . . . . . . . . . . . F *

4-5 . . . . . . . . . . . . . . . . . . . . . . D *

IM Isle of Man

1-9 . . . . . . . . . . . . . . . . . . . . . . A

IP Ipswich

1-3, 5-23, 26-33 . . . . . . . . . . . . . . . A

4, 24-25 . . . . . . . . . . . . . . . . . . .. B

IV Inverness

1-28, 30-32, 36, 40-49, 51-56, 63 . . . . . . . A

JE Jersey

1-4 . . . . . . . . . . . . . . . . . . . . . . A

KA Kilmarnock

1-26 . . . . . . . . . . . . . . . . . . . . . B

27-30 . . . . . . . . . . . . . . . . . . . . . A

KT Kingston-upon-Thames

1, 3, 6, 17, 19 . . . . . . . . . . . . . . . . E *

2, 4-5, 7-12 . . . . . .. . . . . . . . . . . . D *

13-16, 18, 20-22 . . . . . . . . . . . . . . . C

23-24 . . . . . . . . . . . . . . . . . . . . . A

KW Kirkwall

1-3, 5-17 . . . . . . . . . . . . . . . . . . . A

KY Kirkcaldy

1-16 . . . .. . . . . . . . . . . . . . . . . . B

L Liverpool

1-21 . . . .. . . . . . . . . . . . . . . . . . Refer

22 . . . . . . . . . . . . . . . .. . . . . . . F *

23, 29, 34, 38, 40 . . . . . . . .. . . . . . . D *

24-28, 30, 32-33, 35-36 . . . . . . . . . . . . E *

31, 37 . . . . . . . . . . . . . .. . . . . . . C

39 . . . . . . . . . . . . . . . .. . . . . . . B

LA Lancaster

1,3-4, 14, 19, 22-23 . . . . . . . . . . . . . B

2, 5-13, 15, 17-18, 20-21 . . . . . . . . . . . A

16 . . . . . . . . . . . . . . . . . . . . . . C

LD Llandrindod Wells

1-8 . . . . . . . . . . . . . . . . . . . . . . A

LE Leicester

1-2 . . . . . . . . . . . . . . . . . . . . . . Refer

3-4, 6, 10 . . . . . . . . . . . . . . . . . . C

5 . . . . . . . . . . . . . . . . . . . . . . . D *

7-9, 11-12, 17-18 . . . . . . . . . . . . . . . B

13-16, 65, 67 . . . . . . . . . . . . . . . . . A

LL Llandudno

11-13 . . . . . . . . . . . . . . . . . . . . . C

14, 29, 31, 33, 41 . . . . . . . . . . . . . . B

15-28, 30, 32, 34-40, 42-49, 51-78 . . . . . . A

LN Lincoln

1, 5-6, 9 . . . . . . . . . . . . . . . . . . . B

2-4, 7-8, 10-13 . . . . . . . . . . . . . . . . A

LS Leeds

1-13, 15-16, 19, 26-27 . . .. . . . . . . . . . F *

14, 18, 28 . . . . . . . . .. . . . . . . . . . E *

17, 21-23 . . . . . . . . . . . . . . . . . . . C

20, 25 . . . . . . . . . . . . . . . . . .. . . D *

24 . . . . . . . . . . . . . . . . . . . .. . . A

29 . . . . . . . . . . . . . . . . . . . .. . . B

LU Luton

1, 4 . . . . . . . . . . . . . . . . . . . . . Refer

2-3 . . . . . . . . . . . . . . . . . . . . . . D *

5 . . . . . . . . . . . . . . . . . . . . . . . E *

6-7 . . . . . . . . . . . . . . . . . . . . . . C

M Manchester

1-9, 11-24, 40, 60 . . . . . . . . . . . . .. . Refer

25-29, 32, 34-35, 38, 43, 45-46 . . . . . . . . F *

30-31, 33, 41, 44 . . . . . . . . . . . . . . . E *

ME Medway

1-2, 4-6, 8-13, 15-17 . . . . . . . . . . . . . C

3, 7, 14 . . . . . . . . . . .. . . . . . . . . D *

18-20 . . . . . . . . . . . . . . . . . . . . . B

MK Milton Keynes

1-5, 7, 9-15 . . . . . . . . . . . . . . . . . D *

6 . . . . . . . . . . . . . . . . . . . . . . . E *

8, 16-17, 19, 40-42 . . . . . . . . . . . . . . C

18 . . . . . . . . . . . . . . . . . . . . . . B

43-46 . . . . . . . . . . . . . . . . . . . . . A

ML Motherwell

1-2, 6, 9 . . . . . . . . . . . . . . . . . . . D *

3-4 . . . . . . . . . . . . . . . . . . . . . . E *

5, 7 . . . . . . . . . . . . . . . . . .. . . . C

8, 10-11 . . . . . . . . . . . . . . . .. . . . B

12 . . . . . . . . . . . . . . . . . . .. . . . A

N London N

1, 7, 9 . . . . . . . . . . . . . . . . . . . . Refer

2, 4-6, 8, 10-11, 13, 15-17, 19, 22 . . . . . . F *

3, 14, 21 . . . . . . . . . . . . . . . . . . . D *

12, 18, 20 . . . . . . . . . . . . . . . . . . E *

NE Newcastle-upon-Tyne

1, 4-6, 8 . . . . . . . . . . . . . . . . . . . Refer

2-3, 7, 12, 27-29, 32-33, 36-37, 39 . . . . . . F *

45 . . . . . . . . . . . . . . . . . . .. . . . A

9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 . . . E *

13, 22-25, 35, 61-62, 64 . . . . . . . . . . . D *

18, 20, 26, 47 . . . . . . . . . . . . . . . .. C

19, 43-44, 46, 48-49, 65-71 . . . . . . . . . . B

NG Nottingham

1-4, 6-8, 10-12, 16-18 . . . . .. . . . . . . . C

5, 15 . . . . . . . . . . . . . . . . . . . . . D *

9, 19-21, 25, 34 . . . . . . . .. . . . . . . . B

13-14, 22-24, 31-33 . . . . . . . . . . . . . . A

NN Northampton

1-5 . . . . . . . . . . . . . . . . . . . . . . D *

6, 9, 13-16 . . . . . . . . . . . . . . . . . . A

7-8, 10-12, 29 . . . . . . . . . . . . . . . . B

17-18 . . . . . . . . . . . . . . . . . . . . . C

NP Newport

4, 16, 18, 26 . . . . . . . . . . . . . . . . . C

7-8 . . . . . . . . . . . . . . . . . . . . . . A

10-11, 19-20, 44 . . . . . . . . . . . . . . . E *

12-13, 22-24 . . . . . . . . . . . . . . . . . D *

15, 25 . . . . . . . . . . . . . . . . . . . . B

NR Norwich

1-2 . . . . . . . . . . . . . . . . . . . . . . C

3-4, 6-8, 30-31 . . . . . . . . . . . . . . . . B

5 . . . . . . . . . . . . . . . . . . . . . . . D *

9-29, 32-35 . . . . . . . . . . . . . . . . . . A

NW London NW

1-2, 5-6, 8 . . . . . . . . . . . . . . . . . . Refer

3, 10 . . . . . . . . . . . . . . . . . . . . . F *

4, 9, 11 . . . . . . . . . . . . . . . . . . . E *

7 . . . . . . . . . . . . . . . . . . . . . . . D*

OL Oldham

1-5, 7-9, 15 . . . . . . . . . . . . . . .. . . F *

6, 16 . . . . . . . . . . . . . . . . . . . . . Refer

10-14 . . . . . . . . . . . . . . . . . . . . . E *

OX Oxford

1, 4 . . .. . . . . . . . . . . . . . . . . . . C

2-3, 6, 10, 16, 25-27, 33, 44 . . . . . . . . . B

5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 . . . . A

PA Paisley

1, 3-4 . . . . . . . . . . . . . . . . . . . . Refer

2, 5-8 . . . . . . . . . . . . . . . . . . . . E *

9-11 . . . . . . . . . . . . . . . . . . . . . D *

12-15, 19 . . . . . . . . . . . . . . . . . . . C

16-20 . . . . . . . . . . . . . . . . . . . . . B

21-49, 60-78 . . . . . . . . . . . .. . . . . . A

PE Peterborough

1-3, 5, 7, 20, 22 . . . . . . . . . . . . . . . C

4, 10, 13-14, 19, 25 . . . . . . . . .. . . . . B

6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 . . . . A

PH Perth

1-2 . . . . . . . . . . . . . . . . . . . . . . B

3-26, 30-44, 49-50 . . . . . . . . . . . . . . A

PL Plymouth

1-3 . . . . . . . . . . . . . . . . . . . . . . C

4-5 . . . . . . . . . . . . . . . . . . . . . . D *

6-7, 9, 20-21 . . . . . . . . . . . . . . . . . B

8, 10-19, 22-35 . . . . . . . . . . . . . . . . A

PO Portsmouth

1, 3-6, 19 . .. . . . . . . . . . . . . . . . . C

2, 7-8, 12, 15, 17, 20-21, 30 . . . . . . . . . B

9-11, 13-14, 16, 18, 22, 31-41 . . . . . . . . A

PR Preston

1-2, 4 . . . . . . . . . . . . . . . . . . . . C

3 . . . . . . . . . . . . . . . . . . . . . . . A

5-9 . . . . . . . . . . . . . . . . . . . . . . D *

RG Reading

1-2, 4, 21, 30-31, 42 . . . . . . . . . . . . . C

5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 . . . B

23-27 . . . . . . . . . . . . . . . . . . . . . A

RH Redhill

1-2, 6-9, 14, 16-18 . . . . . . . . . . . . . . B

3 . . . . . . . . . . . . . . . . . . . . . . . E *

4-5, 10, 12-13, 15, 19-20 . . . . . . . . . . . A

11 . . . . . . . . . . . . . . . . . . . . . . C

RM Romford

1, 6, 9-10, 12 . . . . . . . . . . . . . . . .. F *

2-5, 11, 17-18 . . . . . . . . . . . . . . . . E *

7-8, 13-16, 19-20 . . . . . . . . . . . . . . . D *

S Sheffield

1-3, 5, 7-8 . . . . . . . . . . . . . . . . . . Refer

4, 9, 11, 13-14, 60-61 . . . . . . . . . . . . F *

6, 10, 12, 20, 35-36 . . . . . . . . . . . . . E *

17, 21, 25-26, 63, 70-71 . . . . . . . . . . .. D *

18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . . .C

40, 42, 45 . . . . . . . . . . . . . . . . . . .B

44 . . . . . . . . . . . . . . . . . . . . . . .A

SA Swansea

1-2, 4, 7 . . . . . . . . . . . . . . . . . . . E *

3, 5-6, 8-13, 15 . . . . . . . . . . . . .. . . D *

14, 16, 34, 40-41, 43-47, 68-69, 72 . . . . . . B

17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 . A

SE London SE

1-2, 4-8, 10-11, 13-19, 21-28 . . . . . . . . . F *

3, 9, 12, 20 . . . . . . . . . . . . . . . . .. E *

SG Stevenage

1, 3, 5, 10-12, 15-17, 19 . . . . . . . . . . . B

2, 4, 13-14 . . . . . . . . . . . . . . . . . . C

6-9, 18 . . . . . . . . . . . . . . . . . . . . A

SK Stockport

1, 4, 14-16 . . . . . . . . . . . . . . . . . . F *

2-3, 5-6, 8 . . . . . . . . . . . . . . . . . . E *

7, 13 . . . . . . . . . . . . . . . . . . . . . D *

9-12, 17, 22-23 . . . . . . . . . . . . . . . . B

SL Slough

0-3 . . . . . . . . . . . . . . . . . . . . . . D *

4-6, 8-9 . . . . . . . . . . . . . . . . . . . C

7 . . . . . . . . . . . . . . . . . . . . . . . B

SM Sutton

1, 5 . . .. . . . . . . . . . . . . . . . . . . E *

2-3 . . . . . . . . . . . . . . . . . . . . . . D *

4, 6 . . .. . . . . . . . . . . . . . . . . . . F *

7 . . . . . . . . . . . . . . . . . . . . . . . C

SN Swindon

1-2, 6-10, 13, 25-26 . . . . . . . . . . . . . B

3-5, 11, 14-16 . . . . . . . . . . . . . .. . . A

12 . . . . . . . . . . . . . . . . . . . . . . C

SO Southampton

14-19 . . . . . . . . . . . . . . . . . . . . . C

20, 24, 41-43, 50-53 . . . . . . . . . . . . . A

21-23, 30-32, 40, 45 . . . . . . . . . . . . . B

SP Salisbury

1-8, 10-11 . . . . . . . . . . . . . . . . . . A

9 . . . . . . . . . . . . . . . . . . . . . . . B

SR Sunderland

1-5, 8 . . . . . . . . . . . . . . . . . . . . E *

6-7 . . . . . . . . . . . . . . . . . . . . . . D *

SS Southend-on-Sea

0-1, 6, 8, 13, 16 . . . . . . . . . . . . . . . C

2-4, 7, 9, 11 . . . . . . . . . . . . . . . . . B

5, 12 . . . . . . . . . . . . . . . . . . . . . A

14-15, 17 . . . . . . . . . . . . . . . . . . . D *

ST Stoke-on-Trent

1, 4 . . . . . . . . . . . . . . . . . . . . .. D *

2-3, 5-8 . . . . . . . . . . . . . . . . . . .. C

9, 12-14, 16, 18-21 . . . . . . . . . . . . . . A

10-11, 15, 17 . . . . . . . . . . . . . . . . . B

SW London SW

1, 3-7, 10, 12-20 . . . . . . . . . . . . . . . F *

2, 8-9, 11 . . . . . . . . . . . . . . . . . . Refer

SY Shrewsbury

1-2, 4-12, 15-25 . . . . . . . . . . . . . . . A

3, 13-14 . . . . . . . . . . . . . . . . . . . B

TA Taunton

1-4, 6-23 . . . . . . . . . . . . . . . . . . . A

5, 24 . . . . . . . . . . . . . . . . . . . . . B

TD Galashiels

1-5, 7-10, 12-14 . . . . . . . . . . . . .. . . A

6, 11, 15 . . . . . . . . . . . . . . . . . . . B

TF Telford

1, 3, 7-8 . . . . . . . . . . . . . . . . . . . C

2, 5-6, 10 . . . . . . . . . . . . . . . . . . B

4 . . . . . . . . . . . . . . . . . . . . . . . D *

9, 11-13 . . . . . . . . . . . . . . . . .. . . A

TN Tonbridge

1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,

34-36, 39-40 . . . . . . . . . . . . . . . . . .B

2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 . . . A

13 . . . . . . . . . . . . . . . . . . . . . . .D *

15, 17, 21, 37 . . . . . . . . . . . . . . . . .C

TQ Torquay

1-2 . . . . . . . . . . . . . . . . . . . . . . B

3-14 . . . . . . . . . . . . . . . . . . . . . A

TR Truro

1-10, 12-17, 19-27 . . . . . . . . . . . . . . A

11, 18 . . . . . . . . . . . . . . . . . . . . B

TS Cleveland

1-2 . . . . . . . . . . . . . . . . . . . . . . Refer

3-4, 6, 10, 20 . . . . . . . . .. . . . . . . . F *

5, 7-8, 16-19, 24, 26-29 . . . . .. . . . . . . E *

9, 14, 22 . . . . . . . . . . . . . . . . . . . C

11-13, 15, 21, 23, 25 . . . . . . . . . . . . . D *

TW Twickenham

1, 9, 11 . . . . . . . . . . . . . . . .. . . . F *

2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . E *

4-5, 12, 15-18 . . . . . . . . . . . . .. . . . D *

19-20 . . . . . . . . . . . . . . . . . . . . . C

UB Southall

1-3, 9 . . . . . . . . . . . . . . . . . . . . D *

4, 6, 10 . . . . . . . . . . . . . . . . . . . E *

5, 7-8 . . . . . . . . . . . . . . . . . . . . F *

W London W

1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . F *

3-4, 7, 13 . . . . . . . . . . . . . . . . .. . E *

10-11 . . . . . . . . . . . . . . . . . . . . . Refer

WA Warrington

1, 4-8 . . . . . . . . . . . . . . . . . . . . C

2 . . . . . . . . . . . . . . . . . . . . . . . B

3, 9-12, 15 . . . . . . . . . . . . . . . . . . D *

13 . . . . . . . . . . . . . . . . . . . . . . F *

14 . . . . . . . . . . . . . . . . . . . . . .. E *

16 . . . . . . . . . . . . . . . . . . . . . .. A

WC London WC

1-2, 99 . . . . . . . . . . . . . . . . . . . . F *

WD Watford

1-3, 17-19, 23-25 . . . . . . . . . . . . . . . C

4-5 . . . . . . . . . . . . . . . . . . . . . . B

6-7 . . . . . . . . . . . . . . . . . . . . . . D *

WF Wakefield

1-2, 4, 7-10, 12, 16-17 . . . . . . . . . . . . E *

3, 11 . . . . . . . . . . . . . . . . . . . . . F *

5-6, 13-15 . . . . . . . . . . . . . . . . . . D *

WN Wigan

1-4, 7 . . . . . . . . . . . . . . . . . . . . F *

5-6 . . . . . . . . . . . . . . . . . . . . . . E *

8 . . . . . . . . . . . . . . . . . . . . . . . D *

WR Worcester

1, 3, 12, 15 . . . . . . . . . . . . . . . . . B

2, 4-11, 13-14 . . . . . . . . . . . . . . . . A

WS Walsall

1-6, 10 . . . . . . . . . . . . . . . . . . . . D *

7, 12-13, 15 . . . . . . . . . . . . . . . .. . B

8-9, 11 . . . . . . . . . . . . . . . . . . . . C

14 . . . . . . . . . . . . . . . . . . . . .. . A

WV Wolverhampton

1-2, 12-14 . . . . . . . . . . . . . . . .. . . D *

3-4, 6-8, 11 . . . . . . . . . . . . . . .. . . C

5, 9-10, 15-16 . . . . . . . . . . . . . .. . . B

YO York

1, 7-8, 10-11, 16-17, 19, 23-24, 26 . . . . . . B

30-32, 41-43, 51 . . . . . . . . . . . . . . . B

12-15, 21-22, 25, 60-62 . . . . . . . . . . . . A

18 . . . . . . . . . . . . . . . . . . . . . . C

ZE Lerwick

1-3 . . . . . . . . . . . . . . . . . . . . . . A

Oooh, my postcode is A rated.

I pay pennies under a grand when you take into consideration the interest, all the add-ons etc. Not too bad considering I'm driving a 328i, 2 years NCB, I'm 23 and had 2 crashes in the last 5 years that were my fault. However, those 2 crashes both drop off this year, so hoping it will go down from £82 a month to more like £50.

So is mine, and it was the same (entire code, not just the quoted outward part) when I crashed the ZX (qv).

£3600

:eek: Where do you live Dan? Middle of the Manor or something:rofl:

My postcode is REFER.

Ive no doubt the postcode and my job title put the ins up a fair bit.

54 Mk 1 Octavia VRS Standard & 04 Fabia VRS Standard

I have well over 10 yrs NCB (Cant remember how much)

SWMBO has Approx 4 yrs NCB

No drive or garage so parked on the road.

Fully comp, protected NCB, legal, business use, Insured & Spouse.

Ive got one claim outstanding (still not settled) and a 4 yr old SP30

SWMBO no claims or onvictions

Oactavia £500 (just under)

Fabia £450

I pay £490 fully comp as a 24 year old with 3 years NBC with 3 points on my license and this includes my fiancé who is 20 on my octy Mk1 1.9TDI all mods decleared

I also pay £690 for my rx7 (group 14) fully comp and im in a A grade post code

both cars keep on driveway skoda with up to 15000 mils and rx7 5000 mils

Just took policy out with More than cos it was Less than (I know crap joke) £470 for 57plate Octavia VRS 25k pa 5yrs ncb £250xs plus I got £25 fuel voucher and £35 quid cashback for the football club I help run

I have just had a quote of £224 fully comp for my MKII vRS

Renewal premium for a 110 Elegance £245.

At the moment I pay £287 fully comp with protected no claims (had a bump though in july) so may go up a bit next year that is through Allianz/Cornhill who i am very happy with.

my first car was an old x reg fiesta 950 cc engine and at 19 it cost me £490 for third party fire and theft and i thought that was expensive back then

My renewal came through yesterday - £480 for an Octy II 2.0TDI with unlimited mileage and business use. Clean licence for me but SWMBO has 3 points and I've got no end of NCB.

The basic policy is about 380 but by the time I add on protected NCB , legal cover and a guaranteed hire car it soon adds up.

Dr Z - i've got my Octy RS insured fully comp, protected NCB, guaranteed hire car, wife with 3 points for £250 this year and my CT2 postcode is "C" rated the same as your DY5 one. Insured with More Than on net.

Christ i moved from a A rated postcode to an E* star postcode.. jesus!! No wonder my insurance went up by £100. I know what you mean about young drivers on the Fabia Vrs, i got my GPS, same bhp and engine, but its only a Group 6 compared to group 9, plus it has 5 star N-CAP, was half the price of insuring the Vrs... still want one though :(

294 per year with swift cover.

07 Fabia VRS.

26, 4 years ncb and 3 points.

Just wondered where Dr Zoidberg got that list of postcodes & their risk ratings from?

I live in an E* area, however, some of it's Ok (the bit where I live), whilst some of it,

well you wouldn't choose to live there.

I'm assuming the * means that the next character of the postcode is needed for a more accurate quote.

£450 Fully comp full NCD and protected 20k miles pa.

Octavia 1.8T (53): £560 fully comp, 36 years old, 4 years no claims (not protected :eek:), NE London, car parked on road outside house, social and commuting, uprated wheels, brakes, suspension mods declared.

Pretty average I think? Due to renew next April with a remap to declare, hopefully , and deffo getting NCB protected due to the proliferation of Barry Boys round here.

£760 to insure Skoda Fabia tdi with acident and conviction added, this also includes high mileage due to work commuting

funnily enough my renewal has just come through ...

£528 for a group10 Octavia II 2.0TDI Sport ... no mod's

38 years old, 10 years NCD,

must be the E* rated postcode & space shuttle mileage

about 800 per year (under my dads name thought because i was a fool and got myself a drink drive ban at 19), im 23 now though so not long till i no longer have to declare it!!! have also managed 2 accumulate nearly 2 yrs ncb using direct lines named drivers ncb thing

Some pretty crazy low numbers in this thread! It seems just about everyone is older than me and has more NCB :(

I was just offered a renewal price of £1100!

I'm 26, 3 yrs NCB, "A" rated postcode, parked on road overnight. I have a fault claim from 2004 and 6 points for driving without due care and attention from 2005.

After much ringing around, Brentacre (who were good to me with my Golf before) have sorted me out for £699. Much, much better, but still seems on the higher side of the rest of you.

Some pretty crazy low numbers in this thread! It seems just about everyone is older than me and has more NCB :(

I was just offered a renewal price of £1100!

I'm 26, 3 yrs NCB, "A" rated postcode, parked on road overnight. I have a fault claim from 2004 and 6 points for driving without due care and attention from 2005.

After much ringing around, Brentacre (who were good to me with my Golf before) have sorted me out for £699. Much, much better, but still seems on the higher side of the rest of you.

Possible clues in red.