does anyone know who giving out good insurance quotes for a octavia mk1 vrs driven by a 27 yr old male with 1 yrs no claims 6000 miles a yr and 1 accident 3yr 10 months ago. i have no points on my licence and my lowest quote is £1700 which im paying this year and no matter which comparison or insurance site i go on i cant beat this. ive tried chris knott and the cheeky b******d wanted £3100 and that b*****ks flux wanted £2500. any recommendations are greatly appreciated.

:eek: If you had an accident 3 yrs ago... what happened to the other 2yrs no claims ?

i was not driving then i started back with thie vrs and have 1 yrs from last year but cant afford to pay the same this yr. it is only £140 cheaper than last year.

If you've tried all the comparison sites and you've tried Flux and Chris Knott then the only other place I can think of off the top of my head is Noel Dazley.& Co.

Otherwise, buy a copy of Max Power (eugh) and ring every insurer you can find in the back. It's a long and tiring process but I found it worthwhile in the end.

If it makes you feel any better, I know how you feel. Insurance on my PD130 A4 was £3,000 back in the day.. and I paid it! I must have idiot (circumventing the swear filter is not tolerated) written on my forehead!

Edited 25 January, 200917 yr by auroan

might have something to do with where you live too

thanks shark and sms for the replies. shark ive checked all the ones in the back of the top gear mag and no joy.

add your mum and/or older more experienced drivers onto your insurance, can make quite a drop at times

i'm 27, licence for ten years april, 6 years ncb and got the following quotes earlier today

http://briskoda.net/off-topic-chit-chat/how-random-car-insurance/135613/

hiya ive just got an 04reg Octavia VRS n just got my insurance with that swiftcover, im 24 with 5yrs ncb n payin £420 fullycomp thats with payin monthly.. if paid in full was £360! try them

there are folk who don't pop up in the comparisons, like Direct Line, LV, and (I'm with) CIS (co-operative)

ive heard morethan is good on vrs's but you live in manchester according to your profile and if near salford i wouldnt be suprised your insurance is that high. have you done an insurance quote for a 1.0 corsa just for a comparrision of if its a high risk area or not.

It's probably down to the area you live in (as already said)

IMO £1,700 a year to drive a VRs is madness and they are trying to rob you big time :thumbdwn:

More Than gave me my lowest quote on my 56 vRS - started with them last week.

However, here is the bizarre thing.

I initially found More Than via "confused.com"

The quote didn't include everything I wanted, so I went to the quote, ammended it so it did offer everything.

Next Day I'd forgotten my quote code so I went directly to More Than and picked exactly the same options obviously with my details and the car details being the same.

Couldn't get a quote lower than £100 more than the previous days quote.

Went back to confused.com, went through exactly the same process and got the same lower quote once more.

Very strange as I can't see how a quote via a comparisson site would be £100 less than if I went directly to the insurer.

£1700 isn't that expensive for Manchester and 1 year NCB with an octavia VRS for a driver who has had what I assume was a fault accident.

I'd honestly say it's time you work out if you want to spend £2-3k on insurance or if you're better off selling the car and getting something in a lower group for now.

Below is the risk factor attached to your post code.

A = Low Risk

F = High Risk

* = Any motor cycles in areas D, E or F must be garaged in a locked and secured building whilst at the policy holders address. In some of these areas this also applies to cars.

AB Aberdeen

10-16, 21-25, 30-39, 41-45, 51-56 . . . . . . . A

AL St Albans

1, 7 . . . . . . . . . . . . . . . . . . . . . C

2-3, 8-10 . . . . . . . . . . . . . . . . . . . D *

4-6 . . . . . . . . . . . . . . . . . . . . . . B

B Birmingham

1-21 . . . . . . . . . . . . . . . . . . . . . Refer

23-26, 36, 70 . . . . . . . . . . . . . . . . . E *

27, 29, 31-35, 37-38, 42-44, 66-69, 71. . . . . D *

28, 30, 40, 46-47, 62-63, 72-77, 79 . . . . . . C

45, 48-50, 60, 64, 65, 78, 90-98 . . . . . . . B

61, 80 . . . . . . . . . . . . . . . . . . . . A

BA Bath

1-2, 5, 6, 8, 11-14 . . . . . . . . . . . . . . B

3, 7, 9-10, 15-16, 20-22 . . . . . . . . . . . A

4 . . . . . . . . . . . . . . . . . . . . . . . C

BB Blackburn

1, 4-5, 8, 10, 12, 18 . . . . . . . . . . . . . D *

2-3, 11 . . . . . . . . . . . . . . . . . . . . E *

6, 9 . . . . . . . . . . . . . . . . . . . . . C

7 . . . . . . . . . . . . . . . . . . . . .. . B

BD Bradford

1, 3, 4, 7 . . . . . . . . . . . . . . . . . . Refer

2, 9, 10 . . . . . . . . . . . . . . . . . . . F *

5, 11, 15, 19, 21 . . . . . . . . . . . . . . . D *

6, 8, 12-14, 16-18, 20, 22 . . . . . . . . . . E *

23-24 . . . . . . . . . . . . . . . . . . . . . A

BH Bournemouth

1-5 . . . . . . . . . . . . . . . . . . . . . . C

6-7, 11, 13, 15, 17-18, 25 . . . . . . . . . . .B

8-10, 12, 14, 16, 19-24, 31 . . . . . . . . . . A

BL Bolton

0-2, 6 . . . . . . . . . . . . . . . . . . . . E *

3-5, 7-9 . . . . . . . . . . . . . . . . . . . F *

BN Brighton

1-3 . . . . . . . . . . . . . . . . . . . . . . D *

5-8, 13-14, 17, 24, 27, 41-42, 44-45 . . . . . A

9-12, 15-16, 18, 21-23, 25-26, 43 . . . . . . . B

20 . . . . . . . . . . . . . . . . . . . . . . C

BR Bromley

1, 3-5, 7 . . . . . . . . . . . . . . . . . . . E *

2 . . . . . . . . . . . . . . . . . . . . . . . D *

6, 8 . . . . . . . . . . . . . . . . . . . . .. C

BS Bristol

1, 3, 5, 11 . . . . . . . . . . . . . . . . . . E *

2 . . . . . . . . . . . . . . . . . . . . . . . Refer

4, 6-7, 10 . . . . . . . . . . . . . . . . . . D *

8-9, 13-16, 23, 30, 32, 34-35 . . . . . . . . . C

20, 22, 24-25, 29, 31, 39, 40-41 . . . . . . . .B

21, 26-28, 36-37, 48-49 . . . . . . . . . . . . A

CA Carlisle

1-3, 5, 7, 13, 18-21, 23-24, 26-27 . . . . . . .B

4, 6, 8-12, 15-17, 22, 25 . . . . . . . . . . . A

14, 28 . . . . . . . . . . . . . . . . . . . .. C

CB Cambridge

1, 5, 9 . . . . . . . . . . . . . . . . . . . . B

2-4, 6-8, 10-11 . . . . . . . . . . . . . . . . A

CF Cardiff

3, 15, 42, 61-62, 71-72 . . . . . . . . . . . . E *

5, 10-11, 14, 23-24, 63-64 . . . . . . . . . . F *

31-41, 43-48, 81-83 . . . . . . . . . . . . . . D *

CH Chester

1, 64-66 . . . . . . . . . . . . . . . . . . .. C

2-8 . . . . . . . . . . . . . . . . . . . . . . B

41-42, 44 . . . . . . . . . . . . . . . . . . . F *

43, 45-46 . . . . . . . . . . . . . . . . . . . E *

47-49, 60-63 . . . . . . . . . . . . . . . . .. D *

CM Chelmsford

0, 2, 4, 8-9, 11-12, 17 . . . . . . . . . . . . B

1, 3, 6-7 . . . . . . . . . . . . . . . . . . . A

5, 13-14, 16, 20-24 . . . . . . . . . . . . . . C

15, 18 . . . . . . . . . . . . . . . . . . . . D *

19 . . . . . . . . . . . . . . . . . . . . . . E *

CO Colchester

1 . . . . . . . . . . . . . . . . . . . . . . . C

2-3, 5, 8, 10, 15-16 . . . . . . . . . . .. . . A

4, 6-7, 9, 11-14 . . . . . . . . . . . . .. . . B

CR Croydon

0, 4, 7 . . . . . . . . . . . . . . . . . . . . F *

2, 8-9 . . . . . . . . . . . . . . . . . . . . E *

3, 5-6 . . . . . . . . . . . . . . . . . . . . D *

CT Canterbury

1-2, 4, 6, 8-12, 16-17, 19-20 . . . . . . . . . C

3, 5, 7, 14, 18 . . . . . . . . . . . . . . . . B

13, 15, 21 . . . . . . . . . . . . . . . . . . A

CV Coventry

1-3, 6 . . . . . . . . . . . . . . . . . . . . E *

4-5, 7, 11-12 . . . . . . . . . . . . . . . . . D *

8-10 . . . . . . . . . . . . . . . . . . . . . C

13, 21-23, 31-34, 47 . . . . . . . . . . . . . B

35-37 . . . . . . . . . . . . . . . . . . . . . A

CW Crewe

1, 3, 5, 7, 9 . . . . . . . . . . . . . . . . . B

2, 4, 6, 8, 10-11 . . . . . . . . . . . . . . . A

12 . . . . . . . . . . . . . . . . . . .. . . . C

DA Dartford

1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . E *

2-3, 6, 11-13 . . . . . . . . . . . . . . . . . D *

4 . . . . . . . . . . . . . . . . . . . . . . . C

8, 14-18 . . . . . . . . . . . . . . . . .. . . F *

DD Dundee

1-3 . . . . . . . . . . . . . . . . . . . . . . D*

4 . . . . . . . . . . . . . . . . . . . . . . C

5-10 . . . . . . . . . . . . . . . . . . . . . A

11 . . . . . . . . . . . . . . . . . . . . . . B

DE Derby

1, 3, 22, 55 . . . . . . . . . . . . .. . . . . C

4, 12, 14-15, 45 . . . . . . . . . . .. . . . . A

5-7, 11, 13, 56, 65, 72-75 . . . . . . . . . . B

21, 23-24 . . . . . . . . . . . . . . . . . . . D *

DG Dumfries

1-2 . . . . . . . . . . . . . . . . . . . . . . B

3-14, 16 . .. . . . . . . . . . . . . . . . . . A

DH Durham

1-3, 8 . .. . . . . . . . . . . . . . . . . . . D *

4 . . . . . . . . . . . . . . . . . . . . . . . E *

5 . . . . . . . . . . . . . . . . . . . . . . . F *

6-7, 9 . .. . . . . . . . . . . . . . . . . . . C

DL Darlington

1, 15 . . . . . . . . . . . . . . . . . . . . . D *

2-5, 14, 16-17. . . . . . . . . . . . . . . . . C

6-13 . . . . . . . . . . . . . . . . . . . . . B

DN Doncaster

1, 4-5, 11-12 . . . . . . . . . . . . . . . . . F *

2-3, 6 . . . . . . . . . . . . . . . . . . . . E *

7-9, 16-17, 19-20, 37-39 . . . . . . . . . . .. B

10, 14, 18, 21-22 . . . . . . . . . . . . . . . A

15, 31, 33-34, 36, 40-41 . . . . . . . . . . .. C

32, 35 . . . . . . . . . . . . . . . . . . . . D *

DT Dorchester

1-3, 5-11 . . . . . . . . . . . . . . . . . . . A

4 . . . . . . . . . . . . . . . . . . . . . . . B

DY Dudley

1-6, 9 . . . . . . . . . . . . . . . . . . . .. C

7, 14 . . . . . . . . . . . . . . . . . . . . . A

8, 10-13 . . . . . . . . . . . . . . . . . . . B

E London E

1-9 . . . . . . . . . . . . . . . . . . . . . . Refer

10-15, 17 . . . . . . . . . . . . . . . . . . . F *

16 . . . . . . . . . . . . . . . . . . . . . . E *

18 . . . . . . . . . . . . . . . . . . . . . . D *

EC London EC

1-4 . . . . . . . . . . . . . . . . . . . . . . Refer

EH Edinburgh

43-46 . . . . . . . . . . . . . . . . . . . . . A

26-27, 38-42, 55 . . . . . . . . . . . . . . . B

23, 28-37, 47, 49, 51-54 . . . . . . . . .. . . C

11-13, 15-22, 24-25, 48 . . . . . . . . . . . . D*

1-10, 14 . . . . . . . . . . . . . . . . .. . . E *

EN Enfield

1, 5-9 . . . . . . . . . . . . . . . . . . . . E *

2-4 . . . . . . . . . . . . . . . . . . . . . . F *

10-11 . . . . . . . . . . . . . . . . . . . . . C

EX Exeter

1-5, 8, 20, 34 . . . . . . . . . . . . . . . . B

6-7, 9-19, 21-24, 31-33, 35-39 . . . . . . . . A

FK Falkirk

1-5 . . . . . . . . . . . . . . . . . . . . . . C

6-10 . . . . . . . . . . . . . . . . . . .. . . B

11-21 . . . . . . . . . . . . . . . . . . . . . A

FY Blackpool

1, 4, 8 . . . . . . . . . . . . . . . . . . . . D *

2, 6 . . . . . . . . . . . . . . . . . . . . . B

3, 5, 7 . . . . . . . . . . . . . . . . . . . . C

G Glasgow

1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 . . Refer

12, 43-46, 66, 69, 71-78, 81 . . . . . . . . . E *

60-62, 64, 67-68, 82 . . . . . . . . . . . . . D *

52, 63, 83-84 . . . . . . . . . . . . . . . . . B

65 . . . . . . . . . . . . . . . . . . . . . . C

GL Gloucester

1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . . . .. A

2, 3, 6, 12, 14, 16-17, 20, 50, 52 . . . . . .. B

GU Guildford

1-3, 5-10, 13-17, 19-24, 27, 30-31 . . . . . . B

33-34, 46-47, 51 . . . . . . . . . . . . . . . B

4, 11, 25, 29, 32, 35 . . . . . . . . . . . . . C

12, 18, 26, 28 . . . . . . . . . . . . . . . . A

GY Guernsey

1-9 . . . . . . . . . . . . . . . . . . . . . . A

HA Harrow

0-2, 4, 7-9 . . . . . . . . . . . . . . . . . . E *

3, 5-6 . . . . . . . . . . . . . . . . . . . . D *

HD Huddersfield

1, 6-9 . . . . .. . . . . . . . . . . . . . . . D *

2-5 . . . . . . . . . . . . . . . . . . . . . . E *

HG Harrogate

1-2, 5 . . . . . . . . . . . . . . . . . . . . C

3-4 . . . . . . . . . . . . . . . . . . . . . . B

HP Hemel Hempstead

1-3, 6, 20 . . . . . . . . . . . . . . . . . . D *

4-5, 7, 10-14, 19, 21 . . . . . . . . . . . . . C

9, 15-18, 22-23 . . . . . . . . . . . . . . . . B

27 . . . . . . . . . . . . . . . . . . . . . . A

HR Hereford

1, 3, 5-6, 8-9 . . . . . . . . . . . . .. . . . A

2, 4, 7 . . . . . . . . . . . . . . . . . . . . B

HS Outer Hebrides

1-9 . . . . . . . . . . . . . . . . . . . . . . A

HU Hull

1-6, 8-9, 13 . . . . . . . . . . . . . . . . . D *

7 . . . . . . . . . . . . . . . . . . . . . . . E *

10-11, 14, 16 . . . . . . . . . . . . . . . . . C

12, 15, 17-20 . . . . . . . . . . . . . . . . . B

HX Halifax

1, 3 . . . . . . . . . . . . . .. . . . . . . . F *

2, 4-5, 7 . . . . . . . . . . . . . . . . . . . E *

6 . . . . . . . . . . . . . . . . . . . . . . . C

IG Ilford

1, 11 . . . . . . . . . . . . . . . . . . . . . Refer

2, 6-8 . .. . . . . . . . . . . . . . . . . . . E *

3, 9-10 . . . . . . . . . . . . . . . . . . . . F *

4-5 . . . . . . . . . . . . . . . . . . . . . . D *

IM Isle of Man

1-9 . . . . . . . . . . . . . . . . . . . . . . A

IP Ipswich

1-3, 5-23, 26-33 . . . . . . . . . . . . . . . A

4, 24-25 . . . . . . . . . . . . . . . . . . .. B

IV Inverness

1-28, 30-32, 36, 40-49, 51-56, 63 . . . . . . . A

JE Jersey

1-4 . . . . . . . . . . . . . . . . . . . . . . A

KA Kilmarnock

1-26 . . . . . . . . . . . . . . . . . . . . . B

27-30 . . . . . . . . . . . . . . . . . . . . . A

KT Kingston-upon-Thames

1, 3, 6, 17, 19 . . . . . . . . . . . . . . . . E *

2, 4-5, 7-12 . . . . . .. . . . . . . . . . . . D *

13-16, 18, 20-22 . . . . . . . . . . . . . . . C

23-24 . . . . . . . . . . . . . . . . . . . . . A

KW Kirkwall

1-3, 5-17 . . . . . . . . . . . . . . . . . . . A

KY Kirkcaldy

1-16 . . . .. . . . . . . . . . . . . . . . . . B

L Liverpool

1-21 . . . .. . . . . . . . . . . . . . . . . . Refer

22 . . . . . . . . . . . . . . . .. . . . . . . F *

23, 29, 34, 38, 40 . . . . . . . .. . . . . . . D *

24-28, 30, 32-33, 35-36 . . . . . . . . . . . . E *

31, 37 . . . . . . . . . . . . . .. . . . . . . C

39 . . . . . . . . . . . . . . . .. . . . . . . B

LA Lancaster

1,3-4, 14, 19, 22-23 . . . . . . . . . . . . . B

2, 5-13, 15, 17-18, 20-21 . . . . . . . . . . . A

16 . . . . . . . . . . . . . . . . . . . . . . C

LD Llandrindod Wells

1-8 . . . . . . . . . . . . . . . . . . . . . . A

LE Leicester

1-2 . . . . . . . . . . . . . . . . . . . . . . Refer

3-4, 6, 10 . . . . . . . . . . . . . . . . . . C

5 . . . . . . . . . . . . . . . . . . . . . . . D *

7-9, 11-12, 17-18 . . . . . . . . . . . . . . . B

13-16, 65, 67 . . . . . . . . . . . . . . . . . A

LL Llandudno

11-13 . . . . . . . . . . . . . . . . . . . . . C

14, 29, 31, 33, 41 . . . . . . . . . . . . . . B

15-28, 30, 32, 34-40, 42-49, 51-78 . . . . . . A

LN Lincoln

1, 5-6, 9 . . . . . . . . . . . . . . . . . . . B

2-4, 7-8, 10-13 . . . . . . . . . . . . . . . . A

LS Leeds

1-13, 15-16, 19, 26-27 . . .. . . . . . . . . . F *

14, 18, 28 . . . . . . . . .. . . . . . . . . . E *

17, 21-23 . . . . . . . . . . . . . . . . . . . C

20, 25 . . . . . . . . . . . . . . . . . .. . . D *

24 . . . . . . . . . . . . . . . . . . . .. . . A

29 . . . . . . . . . . . . . . . . . . . .. . . B

LU Luton

1, 4 . . . . . . . . . . . . . . . . . . . . . Refer

2-3 . . . . . . . . . . . . . . . . . . . . . . D *

5 . . . . . . . . . . . . . . . . . . . . . . . E *

6-7 . . . . . . . . . . . . . . . . . . . . . . C

M Manchester

1-9, 11-24, 40, 60 . . . . . . . . . . . . .. . Refer

25-29, 32, 34-35, 38, 43, 45-46 . . . . . . . . F *

30-31, 33, 41, 44 . . . . . . . . . . . . . . . E *

ME Medway

1-2, 4-6, 8-13, 15-17 . . . . . . . . . . . . . C

3, 7, 14 . . . . . . . . . . .. . . . . . . . . D *

18-20 . . . . . . . . . . . . . . . . . . . . . B

MK Milton Keynes

1-5, 7, 9-15 . . . . . . . . . . . . . . . . . D *

6 . . . . . . . . . . . . . . . . . . . . . . . E *

8, 16-17, 19, 40-42 . . . . . . . . . . . . . . C

18 . . . . . . . . . . . . . . . . . . . . . . B

43-46 . . . . . . . . . . . . . . . . . . . . . A

ML Motherwell

1-2, 6, 9 . . . . . . . . . . . . . . . . . . . D *

3-4 . . . . . . . . . . . . . . . . . . . . . . E *

5, 7 . . . . . . . . . . . . . . . . . .. . . . C

8, 10-11 . . . . . . . . . . . . . . . .. . . . B

12 . . . . . . . . . . . . . . . . . . .. . . . A

N London N

1, 7, 9 . . . . . . . . . . . . . . . . . . . . Refer

2, 4-6, 8, 10-11, 13, 15-17, 19, 22 . . . . . . F *

3, 14, 21 . . . . . . . . . . . . . . . . . . . D *

12, 18, 20 . . . . . . . . . . . . . . . . . . E *

NE Newcastle-upon-Tyne

1, 4-6, 8 . . . . . . . . . . . . . . . . . . . Refer

2-3, 7, 12, 27-29, 32-33, 36-37, 39 . . . . . . F *

45 . . . . . . . . . . . . . . . . . . .. . . . A

9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 . . . E *

13, 22-25, 35, 61-62, 64 . . . . . . . . . . . D *

18, 20, 26, 47 . . . . . . . . . . . . . . . .. C

19, 43-44, 46, 48-49, 65-71 . . . . . . . . . . B

NG Nottingham

1-4, 6-8, 10-12, 16-18 . . . . .. . . . . . . . C

5, 15 . . . . . . . . . . . . . . . . . . . . . D *

9, 19-21, 25, 34 . . . . . . . .. . . . . . . . B

13-14, 22-24, 31-33 . . . . . . . . . . . . . . A

NN Northampton

1-5 . . . . . . . . . . . . . . . . . . . . . . D *

6, 9, 13-16 . . . . . . . . . . . . . . . . . . A

7-8, 10-12, 29 . . . . . . . . . . . . . . . . B

17-18 . . . . . . . . . . . . . . . . . . . . . C

NP Newport

4, 16, 18, 26 . . . . . . . . . . . . . . . . . C

7-8 . . . . . . . . . . . . . . . . . . . . . . A

10-11, 19-20, 44 . . . . . . . . . . . . . . . E *

12-13, 22-24 . . . . . . . . . . . . . . . . . D *

15, 25 . . . . . . . . . . . . . . . . . . . . B

NR Norwich

1-2 . . . . . . . . . . . . . . . . . . . . . . C

3-4, 6-8, 30-31 . . . . . . . . . . . . . . . . B

5 . . . . . . . . . . . . . . . . . . . . . . . D *

9-29, 32-35 . . . . . . . . . . . . . . . . . . A

NW London NW

1-2, 5-6, 8 . . . . . . . . . . . . . . . . . . Refer

3, 10 . . . . . . . . . . . . . . . . . . . . . F *

4, 9, 11 . . . . . . . . . . . . . . . . . . . E *

7 . . . . . . . . . . . . . . . . . . . . . . . D*

OL Oldham

1-5, 7-9, 15 . . . . . . . . . . . . . . .. . . F *

6, 16 . . . . . . . . . . . . . . . . . . . . . Refer

10-14 . . . . . . . . . . . . . . . . . . . . . E *

OX Oxford

1, 4 . . .. . . . . . . . . . . . . . . . . . . C

2-3, 6, 10, 16, 25-27, 33, 44 . . . . . . . . . B

5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 . . . . A

PA Paisley

1, 3-4 . . . . . . . . . . . . . . . . . . . . Refer

2, 5-8 . . . . . . . . . . . . . . . . . . . . E *

9-11 . . . . . . . . . . . . . . . . . . . . . D *

12-15, 19 . . . . . . . . . . . . . . . . . . . C

16-20 . . . . . . . . . . . . . . . . . . . . . B

21-49, 60-78 . . . . . . . . . . . .. . . . . . A

PE Peterborough

1-3, 5, 7, 20, 22 . . . . . . . . . . . . . . . C

4, 10, 13-14, 19, 25 . . . . . . . . .. . . . . B

6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 . . . . A

PH Perth

1-2 . . . . . . . . . . . . . . . . . . . . . . B

3-26, 30-44, 49-50 . . . . . . . . . . . . . . A

PL Plymouth

1-3 . . . . . . . . . . . . . . . . . . . . . . C

4-5 . . . . . . . . . . . . . . . . . . . . . . D *

6-7, 9, 20-21 . . . . . . . . . . . . . . . . . B

8, 10-19, 22-35 . . . . . . . . . . . . . . . . A

PO Portsmouth

1, 3-6, 19 . .. . . . . . . . . . . . . . . . . C

2, 7-8, 12, 15, 17, 20-21, 30 . . . . . . . . . B

9-11, 13-14, 16, 18, 22, 31-41 . . . . . . . . A

PR Preston

1-2, 4 . . . . . . . . . . . . . . . . . . . . C

3 . . . . . . . . . . . . . . . . . . . . . . . A

5-9 . . . . . . . . . . . . . . . . . . . . . . D *

RG Reading

1-2, 4, 21, 30-31, 42 . . . . . . . . . . . . . C

5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 . . . B

23-27 . . . . . . . . . . . . . . . . . . . . . A

RH Redhill

1-2, 6-9, 14, 16-18 . . . . . . . . . . . . . . B

3 . . . . . . . . . . . . . . . . . . . . . . . E *

4-5, 10, 12-13, 15, 19-20 . . . . . . . . . . . A

11 . . . . . . . . . . . . . . . . . . . . . . C

RM Romford

1, 6, 9-10, 12 . . . . . . . . . . . . . . . .. F *

2-5, 11, 17-18 . . . . . . . . . . . . . . . . E *

7-8, 13-16, 19-20 . . . . . . . . . . . . . . . D *

S Sheffield

1-3, 5, 7-8 . . . . . . . . . . . . . . . . . . Refer

4, 9, 11, 13-14, 60-61 . . . . . . . . . . . . F *

6, 10, 12, 20, 35-36 . . . . . . . . . . . . . E *

17, 21, 25-26, 63, 70-71 . . . . . . . . . . .. D *

18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . . .C

40, 42, 45 . . . . . . . . . . . . . . . . . . .B

44 . . . . . . . . . . . . . . . . . . . . . . .A

SA Swansea

1-2, 4, 7 . . . . . . . . . . . . . . . . . . . E *

3, 5-6, 8-13, 15 . . . . . . . . . . . . .. . . D *

14, 16, 34, 40-41, 43-47, 68-69, 72 . . . . . . B

17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 . A

SE London SE

1-2, 4-8, 10-11, 13-19, 21-28 . . . . . . . . . F *

3, 9, 12, 20 . . . . . . . . . . . . . . . . .. E *

SG Stevenage

1, 3, 5, 10-12, 15-17, 19 . . . . . . . . . . . B

2, 4, 13-14 . . . . . . . . . . . . . . . . . . C

6-9, 18 . . . . . . . . . . . . . . . . . . . . A

SK Stockport

1, 4, 14-16 . . . . . . . . . . . . . . . . . . F *

2-3, 5-6, 8 . . . . . . . . . . . . . . . . . . E *

7, 13 . . . . . . . . . . . . . . . . . . . . . D *

9-12, 17, 22-23 . . . . . . . . . . . . . . . . B

SL Slough

0-3 . . . . . . . . . . . . . . . . . . . . . . D *

4-6, 8-9 . . . . . . . . . . . . . . . . . . . C

7 . . . . . . . . . . . . . . . . . . . . . . . B

SM Sutton

1, 5 . . .. . . . . . . . . . . . . . . . . . . E *

2-3 . . . . . . . . . . . . . . . . . . . . . . D *

4, 6 . . .. . . . . . . . . . . . . . . . . . . F *

7 . . . . . . . . . . . . . . . . . . . . . . . C

SN Swindon

1-2, 6-10, 13, 25-26 . . . . . . . . . . . . . B

3-5, 11, 14-16 . . . . . . . . . . . . . .. . . A

12 . . . . . . . . . . . . . . . . . . . . . . C

SO Southampton

14-19 . . . . . . . . . . . . . . . . . . . . . C

20, 24, 41-43, 50-53 . . . . . . . . . . . . . A

21-23, 30-32, 40, 45 . . . . . . . . . . . . . B

SP Salisbury

1-8, 10-11 . . . . . . . . . . . . . . . . . . A

9 . . . . . . . . . . . . . . . . . . . . . . . B

SR Sunderland

1-5, 8 . . . . . . . . . . . . . . . . . . . . E *

6-7 . . . . . . . . . . . . . . . . . . . . . . D *

SS Southend-on-Sea

0-1, 6, 8, 13, 16 . . . . . . . . . . . . . . . C

2-4, 7, 9, 11 . . . . . . . . . . . . . . . . . B

5, 12 . . . . . . . . . . . . . . . . . . . . . A

14-15, 17 . . . . . . . . . . . . . . . . . . . D *

ST Stoke-on-Trent

1, 4 . . . . . . . . . . . . . . . . . . . . .. D *

2-3, 5-8 . . . . . . . . . . . . . . . . . . .. C

9, 12-14, 16, 18-21 . . . . . . . . . . . . . . A

10-11, 15, 17 . . . . . . . . . . . . . . . . . B

SW London SW

1, 3-7, 10, 12-20 . . . . . . . . . . . . . . . F *

2, 8-9, 11 . . . . . . . . . . . . . . . . . . Refer

SY Shrewsbury

1-2, 4-12, 15-25 . . . . . . . . . . . . . . . A

3, 13-14 . . . . . . . . . . . . . . . . . . . B

TA Taunton

1-4, 6-23 . . . . . . . . . . . . . . . . . . . A

5, 24 . . . . . . . . . . . . . . . . . . . . . B

TD Galashiels

1-5, 7-10, 12-14 . . . . . . . . . . . . .. . . A

6, 11, 15 . . . . . . . . . . . . . . . . . . . B

TF Telford

1, 3, 7-8 . . . . . . . . . . . . . . . . . . . C

2, 5-6, 10 . . . . . . . . . . . . . . . . . . B

4 . . . . . . . . . . . . . . . . . . . . . . . D *

9, 11-13 . . . . . . . . . . . . . . . . .. . . A

TN Tonbridge

1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,

34-36, 39-40 . . . . . . . . . . . . . . . . . .B

2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 . . . A

13 . . . . . . . . . . . . . . . . . . . . . . .D *

15, 17, 21, 37 . . . . . . . . . . . . . . . . .C

TQ Torquay

1-2 . . . . . . . . . . . . . . . . . . . . . . B

3-14 . . . . . . . . . . . . . . . . . . . . . A

TR Truro

1-10, 12-17, 19-27 . . . . . . . . . . . . . . A

11, 18 . . . . . . . . . . . . . . . . . . . . B

TS Cleveland

1-2 . . . . . . . . . . . . . . . . . . . . . . Refer

3-4, 6, 10, 20 . . . . . . . . .. . . . . . . . F *

5, 7-8, 16-19, 24, 26-29 . . . . .. . . . . . . E *

9, 14, 22 . . . . . . . . . . . . . . . . . . . C

11-13, 15, 21, 23, 25 . . . . . . . . . . . . . D *

TW Twickenham

1, 9, 11 . . . . . . . . . . . . . . . .. . . . F *

2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . E *

4-5, 12, 15-18 . . . . . . . . . . . . .. . . . D *

19-20 . . . . . . . . . . . . . . . . . . . . . C

UB Southall

1-3, 9 . . . . . . . . . . . . . . . . . . . . D *

4, 6, 10 . . . . . . . . . . . . . . . . . . . E *

5, 7-8 . . . . . . . . . . . . . . . . . . . . F *

W London W

1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . F *

3-4, 7, 13 . . . . . . . . . . . . . . . . .. . E *

10-11 . . . . . . . . . . . . . . . . . . . . . Refer

WA Warrington

1, 4-8 . . . . . . . . . . . . . . . . . . . . C

2 . . . . . . . . . . . . . . . . . . . . . . . B

3, 9-12, 15 . . . . . . . . . . . . . . . . . . D *

13 . . . . . . . . . . . . . . . . . . . . . . F *

14 . . . . . . . . . . . . . . . . . . . . . .. E *

16 . . . . . . . . . . . . . . . . . . . . . .. A

WC London WC

1-2, 99 . . . . . . . . . . . . . . . . . . . . F *

WD Watford

1-3, 17-19, 23-25 . . . . . . . . . . . . . . . C

4-5 . . . . . . . . . . . . . . . . . . . . . . B

6-7 . . . . . . . . . . . . . . . . . . . . . . D *

WF Wakefield

1-2, 4, 7-10, 12, 16-17 . . . . . . . . . . . . E *

3, 11 . . . . . . . . . . . . . . . . . . . . . F *

5-6, 13-15 . . . . . . . . . . . . . . . . . . D *

WN Wigan

1-4, 7 . . . . . . . . . . . . . . . . . . . . F *

5-6 . . . . . . . . . . . . . . . . . . . . . . E *

8 . . . . . . . . . . . . . . . . . . . . . . . D *

WR Worcester

1, 3, 12, 15 . . . . . . . . . . . . . . . . . B

2, 4-11, 13-14 . . . . . . . . . . . . . . . . A

WS Walsall

1-6, 10 . . . . . . . . . . . . . . . . . . . . D *

7, 12-13, 15 . . . . . . . . . . . . . . . .. . B

8-9, 11 . . . . . . . . . . . . . . . . . . . . C

14 . . . . . . . . . . . . . . . . . . . . .. . A

WV Wolverhampton

1-2, 12-14 . . . . . . . . . . . . . . . .. . . D *

3-4, 6-8, 11 . . . . . . . . . . . . . . .. . . C

5, 9-10, 15-16 . . . . . . . . . . . . . .. . . B

YO York

1, 7-8, 10-11, 16-17, 19, 23-24, 26 . . . . . . B

30-32, 41-43, 51 . . . . . . . . . . . . . . . B

12-15, 21-22, 25, 60-62 . . . . . . . . . . . . A

18 . . . . . . . . . . . . . . . . . . . . . . C

ZE Lerwick

1-3 . . . . . . . . . . . . . . . . . . . . . . A

I love the ones that say "refer" - presumably so the guys in the office can have a laugh!!

So many Manc post codes get ludicrous loading on them. I gave up my dreams of driving a nice car for as long as I live here. Under your circumstances I was getting £1700 quotes on the 3MPS @ 27 with 1yr NCB. Only () paid £800 on my bottom of the range version.

Wheres the nearest A to Manc Steve?

I bet the house prices in those areas offset the benefit in insurance :P

Is the car standard?

Try Brentacre.

Wheres the nearest A to Manc Steve?

I bet the house prices in those areas offset the benefit in insurance :P

Who's Steve :P

ALthough I think the answe ris WA16 - Knutsford and it wouldn't bet hat much more expensive to livet here

Edited 26 January, 200917 yr by daiking
Freudian typo

Who's Steve :P

ALthough I think the answe ris WA16 - Kuntsford and it wouldn't bet hat much more expensive to livet here

Oops, for some Reason I thought It was Wardy posting

Interesting loading - I went from an RG4 to an RG7 postcode and my insurance went up 150 quid... there's something not quite right there as according to the above my quote should have gone down!

How up to date are those postcode loadings? Preston now has upto at least PR26 as my parents live on that code which has been around the best part of 8 years now iirc.

Insurance area ratings vary from company to company too though - they will be broadly similar but they don't all apply exactly the same weighting to exactly the same areas.

I moved from a York A to a Swansea E* :(

Where the f*ck do you live?! Baghdad?!