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Insurance Tips!

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I work in insurance and this is maybe still classed as Fronting the insurance to bring the price down. I'd be careful with that one!

You miss the point.Fronting would be if I insured car in my name abd daughter was main driver.

Car main driver is my daughter. I'm named on policy .I never need to drive. But she gets a discount because of my record. If you work in insurance, perhaps you need a refresher on fronting.

The statistical models and formulae used in motor insurance are pretty ridiculous... daft things like it being cheaper for me to insure my car fully comp rather than 3rd party or 3rd party F&T. Or increasing the excess making my car more expensive to insure. There are probably all sorts of odd little exceptions... maybe that's where a good broker comes in and applies some common sense to what the theoretical risk is.

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