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Beware Direct Line and winter tyres

Sanqhar
in Skoda Yeti

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I have nokians in standard size and with appropriate rating on a spare set of Annapurnas. I cannot see any purpose  in discussing this with my insurers. If they reduced premiums for those who understand that below 7c they can do better than o/e then there would be a point.

Yes; but what about the other way round. How many are running on winter tyres when not needed? Do they temper their progress accordingly? Is the (insurance) risk altered? I'm running on mud most days and then proceed to drive on tarmac. What tyres should I be using, as I pass under the flowering palm trees in mid Janiuary here? I don't discuss such things with my insurer either (but then £99 is just extracting the michael!).

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  • The Plumber
    The Plumber

    According to the latest list from the ABI you shouldn't need to inform or be charged by DL for changing to winters.   https://www.abi.org.uk/~/media/Files/Documents/Publications/Public/Migrated/Moto

  • nomdeplume
    nomdeplume

    This sort of charge is outrageous. May I suggest NFU at Stratford on Avon for car insurance? They seem to have a more mature approach to dealing with their customers and are good value and good to d

  • trundlenut
    trundlenut

    It should say in the handbook that fitting lower speed rated winter tyres is acceptable, therefore it is within spec. Sent from my Nexus 4 using Tapatalk

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