it's not nonsense to go blasting round a race track on a standard policy in any country that I know of. This is why insurence companys have been known to secretly film cars at track days, to stop people who have damaged the cars from claiming it's happened on the public highway. Also your correct that that car is insured in the EU but there are stipulations regarding young drivers. Also it probably works out more expensive for one age group, if you can insure a Ferrari 599 then let an 18 year old drive it.

Also do you expect if you kill some one on the race track the insurence company will pay? Or injure. There is more to insurence than the car.

Also I checked with a mate who is Swiss and your correct about the car being insured but not for motor sport, so to say the whole europe is also *******s

 

As I said EU, I checked a couple of countries terms of policy and can't find anything about track days, only when it's not in an EEA member state. I had a friend crash one of my cars (a Ford Cougar ) on a track and he hit a person and left the person in hospital for several weeks. My insurance covered the damage to the person without any problem. The car didn't have casco (UK version is comprehensive) as it's over 12 years old and you cannot casco a car older than 12 years so it wasn't fixed by them. -- Find T&C here for Ergo (the insurance company who covered the accident for me) https://www.ergo.ee/files/S%C3%B5idukikindlustuse_tingimused_KT_0921_13%20_INGL.pdf

 

As for stipulations regarding young drivers, that's exactly what a lot of familes do. They insure the car in their kids name so that when he reaches the age of having a licence he's able to get insurance at a very low price. It's also not uncommon for someone who's been in a lot of crashes to buy insurance on their sons name as it works out to be cheaper... but bad for the son.

 

As for the insurance companies and the UK government, this is something I've heard about from multiple news sources. It stated that the ABI works with the government in passing laws to make motoring "safer and cheaper" aka getting whatever they want... Could be bs, I dunno. All I know is that insurance in the UK is a joke and unbelievably expensive for a bunch of con artists who write your car off for tiny reasons and offer you very little back when they do it.

Edited 25 February, 201610 yr by lulzyboy

As I said EU, I checked a couple of countries terms of policy and can't find anything about track days, only when it's not in an EEA member state. I had a friend crash one of my cars (a Ford Cougar ) on a track and he hit a person and left the person in hospital for several weeks. My insurance covered the damage to the person without any problem. The car didn't have casco (UK version is comprehensive) as it's over 12 years old and you cannot casco a car older than 12 years so it wasn't fixed by them. -- Find T&C here for Ergo (the insurance company who covered the accident for me) https://www.ergo.ee/files/Sõidukikindlustuse_tingimused_KT_0921_13%20_INGL.pdf

As for stipulations regarding young drivers, that's exactly what a lot of familes do. They insure the car in their kids name so that when he reaches the age of having a licence he's able to get insurance at a very low price. It's also not uncommon for someone who's been in a lot of crashes to buy insurance on their sons name as it works out to be cheaper... but bad for the son.

As for the insurance companies and the UK government, this is something I've heard about from multiple news sources. It stated that the ABI works with the government in passing laws to make motoring "safer and cheaper" aka getting whatever they want... Could be bs, I dunno. All I know is that insurance in the UK is a joke and unbelievably expensive for a bunch of con artists who write your car off for tiny reasons and offer you very little back when they do it.

I don't believe this for one minute, no insurence companies is going to underwrite for track use on a standard motoring policy as the risk is increased substantially. Also the car is not designed for track use if a wheel comes off is more likely than if you were to drive to aldi, I. E say you were rallying and you kill 6 spectators like a group b car did in the 80s do you for one minute think an insurence company is going to underwrite for that.

Also you say in the second paragraph that people who have endorsements get the car insured in the child's name yet you clam in you first post it's the car thats insured,? Basically even in the EU there is still a risk factor with any insurence that is taken into account.

I suspect insurence is more expensive for people who don't have any clams history in the EU due to the car having a higher weighting. But the driver is still taken into account, and as for track use or should I say motor sport I don't buy it for one minute.

As for the document 12.1 u could drive a bus through,

Edited 25 February, 201610 yr by Alpha2110

I think mine is just waiting for this, I drive it like I stole it, my 17 year old daughter drives it like she stole it and my wife drives it like she stole it whilst applying makeup or doing one of the million other things she prioritises over actually driving!!!! But I guess that's the life of a leased car.

That's the life of an accident waiting to happen

Perhaps there used to be a road there.........cursed SatNav...............................

That's the life of an accident waiting to happen

According to google it's the PAV Pezinská Baba (also known as Slovakia Matador) held on a ski resort access road in Slovakia.

More info here:

http://www.slovakia-baba.sk

And here:

http://www.rallycross-photo.com/heuvelklim2/championships/slovakia/pezinska-baba/

Another wee compilation here showing more near, and not so near, misses:

The crash barriers appear to be more decorative than functional.

That amount of overspeed (octy) into that angle, maybe just dumb luck of mis-remembering where the course went, or forgetting he's on roady's over motorsport rubber...

 

Once you're locked-ing up and the laws of physics are in effect, no amount of talent will save you.

 

Surprised to see no airbag deployment on an otherwise standard car.

In first video it's obvious he first hit tire fence impact was to weak to trigger Airbags, :peek:  after he went thru he heat the dirt on an angle breaking his bumper when you hear loud cracking noise.