Welcome Marty, sorry to hear about the accident. On the plus side, no humans were hurt and you'll get your car back. I hope your insurance premium doesn't get too deer.

If as has been suggested there were warning signs up, obviously your late deer couldn't read - didn't have a deer education.

Here in Ireland we have step back protection on some insurance policies, so in the event of a claim you just go back one step rather loose all your NCB; some companies sell insurance on your NCB, so you can insure your insurance, so to speak. In the event of a claim it makes it less deer on you.

Like you I have (touch wood) 9+ years NCB and dread to think what would happen to the premium in the event of a claim.

Marty - as I said it's ages and ages since I claimed so am not totally 'au fait'.

If you go to some of the Car Insurance sites they might explain better - but it should be the way I said.

Perhaps Google for 'loss of no claims' / 'no claims discounts' etc............

Yeah will definetly try that. Thanks mate:thumbup:

Yeah will definetly try that. Thanks mate:thumbup:

Marty - in general - there is sooooo much info you can get from Google (and Wikipedia).

Best of luck with insurance etc - remember not to kill me tomorrow if I'm wrong (don't think I am - surprised no one else has been on to chip in and help with this aspect).

Hope it doesn't cost you too many 'bucks'

P.S. One of the 4 happened on the A720 Edinburgh City Bypass

You won't lose all 9 years but they will probably take 2-3 years back?

Have you got it protected?

You won't lose all 9 years but they will probably take 2-3 years back?

Have you got it protected?

Thats the problem. Dont have it protected.

There's been a herd at Aviemore since the 1950's

(raindeer)

I concur - had the privelege of feeding them in 1991 on a school trip

Hope you get the damage sorted out okay!

HI mate im in glenrothes in fife.

Took the car to the coachworks yesterday so will hopefully have the car back in a few weeks.

Its nothing major just pannel damage.

Needs a new bumper, bonnet, headlight, ns front wing & 2 new doors.

Feckin deer!!!

Alright mate, I can be seen sometimes in Inverkeithing/Dunfermline way either myself or my girlfriend in our yellow fabia vrs, give us a wave if you see us.

David

Alright mate, I can be seen sometimes in Inverkeithing/Dunfermline way either myself or my girlfriend in our yellow fabia vrs, give us a wave if you see us.

David

Will do. That is when i get the car back.

Was it yourself that was organising a bowling night?

Has it been & gone or is it still on the cards?

(raindeer)

I concur - had the privelege of feeding them in 1991 on a school trip

Hope you get the damage sorted out okay!

See you have an Octy now Ross - I'll wave at any race blue ones I see in the area :)

u will not loose all ncb.....ive had an accident in another car when i had 65% ncb but not protected........they put me back to 40%.......even though the other car HIT ME!!!!.something about 50/50....cr*p.

insurance companys suck!!!

hope u have got a motor to drive about until yours is fixed.