Can't afford the GTR as it would have to do at least 10K a year I reckon. still hanker after a C6 Corvette or perhaps one day a C7 The 370z is a bit like a small C6 in a way, just without the sound track and better build quality.

 

The 135M is a lot of car for the money though and the only other car currently that excites me a much, apart form the 235M is the A45. But the soundtrack, FWD handling and that ruddy awful stick-on screen would annoy me. Also the ride quality gets panned. I've been in a A250 and thought that was pretty firm, but I couldn't like with the A45 if it's a lot worse.

Even the run of the mill new A classes are very firm. We went for a test drive in a 220CDi, the ride was shocking and although it has a FWD layout there isn't that much room in it. The 1 Series is tight for space in the back but it's compromised by the RWD layout, you accept that if you buy one.

Going FWD/AWD you might as well get an A3.

 

Oh and the Merc Auto box is absolutely rubbish, the VAG DSG is much better and the ZF8HP in the 1 series is in a different league.

 

Lee

Edited 3 September, 201411 yr by logiclee

Can't afford the GTR as it would have to do at least 10K a year I reckon. still hanker after a C6 Corvette or perhaps one day a C7 The 370z is a bit like a small C6 in a way, just without the sound track and better build quality.

 

The 135M is a lot of car for the money though and the only other car currently that excites me a much, apart form the 235M is the A45. But the soundtrack, FWD handling and that ruddy awful stick-on screen would annoy me. Also the ride quality gets panned. I've been in a A250 and thought that was pretty firm, but I couldn't like with the A45 if it's a lot worse.

Shame you have eliminated the Golf R from your list.

Suggest you test drive one ,you might just be pleasantly surprised

Edited 3 September, 201411 yr by vrskeith

Very nice, is it just me or from certain angles does it make anyone else think 'Batmobile'

oooh now that's getting seriously tempting

Get one bought! :-)

Get one bought! :-)

Anyone want to give me some nice shiny money please (quite a lot of money actually)

As an alternative how about a BMW 330d M Sport with business media, 19" alloys and xenons for £315.99 + vat per month for 24 months with 6 months deposit - came through on an email and looks like a pretty good deal to me.

As an alternative how about a BMW 330d M Sport with business media, 19" alloys and xenons for £315.99 + vat per month for 24 months with 6 months deposit - came through on an email and looks like a pretty good deal to me.

So how much, asin, cash buy?

A little off topic sorry, but it really pee's me off how everything is advertised at a monthly cost figure.

I'm not interested in monthly cost, id never finance, i just wanna know how much things are in cash.

So how much, asin, cash buy?

A little off topic sorry, but it really pee's me off how everything is advertised at a monthly cost figure.

I'm not interested in monthly cost, id never finance, i just wanna know how much things are in cash.

Sounds like this is a lease deal rather than purchasing the car. So rented for 2 years then handed back (although some lease companies will let you bid to buy it at the end).

Looking at the figures above it would cost you roughly £11370 to have the car for 2 years. Whether or not this is a good deal compared to a cash purchase depends on how much the car would depreciate in that time. If you were only keeping the car 2 years then if the depreciation was more than £11370 leasing would work out cheaper and actually save you money. If however the depreciation was less then it would have been cheaper to buy as cash.

Never done a lease myself as don't like the idea of being locked into a contract for X amount of years but some of he deals around have been quite tempting. Take the golf R deals recently for example. People were getting these for around £250/month if I recall correctly. Way less than the car was depreciating over the first 2 years.

Never done a lease myself as don't like the idea of being locked into a contract for X amount of years but some of he deals around have been quite tempting. Take the golf R deals recently for example. People were getting these for around £250/month if I recall correctly. Way less than the car was depreciating over the first 2 years.

Thats what i mean.

I dont like the idea of leasing/financing or whatever. I dont wanna be tied to a contract and i dont think itd feel like its 'mine'

Obviously i cant afford too much stuff, but i like to know how much things are in cash. If i was to walk into the dealer with fat bank card (so to speak) how much itd be.

Everythings advertised in monthly figures, terms of contract, limited mileage etc. i think its abit naughty. I know they make more money off these sales, but not everybodys interested.

They should tell you how much it is, and how much a finance deal (or which ever route) is. So you can see properly without digging for info all the time.

Personally always found the 1 Series aesthetically challenged.

 

Interiors nice though and sure it's a great drive

Thats what i mean.

I dont like the idea of leasing/financing or whatever. I dont wanna be tied to a contract and i dont think itd feel like its 'mine'

Obviously i cant afford too much stuff, but i like to know how much things are in cash. If i was to walk into the dealer with fat bank card (so to speak) how much itd be.

Everythings advertised in monthly figures, terms of contract, limited mileage etc. i think its abit naughty. I know they make more money off these sales, but not everybodys interested.

They should tell you how much it is, and how much a finance deal (or which ever route) is. So you can see properly without digging for info all the time.

I've posted before on this subject, but you should really have a look at the finance options before dismissing them, PCP finance is often backed up with very low interest rates and also the manufacture might  put something towards the deal, leaving the dealer to still have his discount available for you to haggle over. The bottom line is it can be cheaper to buy a car with finance, than buying it with cash and by some margin occasionally

 

If you are worried about the finace cost, then either add up the numbers with the salesman/woman's calculator (they will lend it to you, promise)  or go home and do it yourself. It isn't hards and for a 20 minutes work looking at a few numbers, it's worth doing as it can save you several hundred pounds.

 

PCP/HP also gives you some protection. Plus you can give the car back to the finance company after you have paid half of the total value off. This is a neat get-out clause if you can no longer afford the car, or if you wish to offload it early. All legit and legal too

 

I should add the usual disclaimer that all this applies to new cars, as used cars rarely have the same incentives.

Edited 10 September, 201411 yr by Lady Elanore

I've posted before on this subject, but you should really have a look at the finance options before dismissing them, PCP finance is often backed up with very low interest rates and also the manufacture might  put something towards the deal, leaving the dealer to still have his discount available for you to haggle over. The bottom line is it can be cheaper to buy a car with finance, than buying it with cash and by some margin occasionally

 

If you are worried about the finace cost, then either add up the numbers with the salesman/woman's calculator (they will lend it to you, promise)  or go home and do it yourself. It isn't hards and for a 20 minutes work looking at a few numbers, it's worth doing as it can save you several hundred pounds.

 

PCP/HP also gives you some protection. Plus you can give the car back to the finance company after you have paid half of the total value off. This is a neat get-out clause if you can no longer afford the car, or if you wish to offload it early. All legit and legal too

 

I should add the usual disclaimer that all this applies to new cars, as used cars rarely have the same incentives.

I know what you're saying, i just dont want the monthly outlays on something like a car. A mortgage, yeah, havent got much choice about that, but not a car.

Who knows what my financial situation will be like in 3-5 years (or however long the contract is). Id rather just buy things, then theyre mine, sorted. No need to worry about it.

It is a bit different where you are buying a car for private use, and you buy or lease what you want, can afford. or are prepared to stretch to affording

&

a Company or Business use car,

part of your need & equipment to earn your income, and again you buy / lease what you need, want, really want,

and the figures work out for you. the Accountant, and the company and HMRC.

 

george

I buy cars because I like them, then justify it to myself that I needed them in the first place.

I know what you're saying, i just dont want the monthly outlays on something like a car. A mortgage, yeah, havent got much choice about that, but not a car.

Who knows what my financial situation will be like in 3-5 years (or however long the contract is). Id rather just buy things, then theyre mine, sorted. No need to worry about it.

The trick is to take advantage of the cheap manufacturer backed finance offers then pay off the finance within the first month and you get the best of both worlds.

The trick is to take advantage of the cheap manufacturer backed finance offers then pay off the finance within the first month and you get the best of both worlds.

Iv heard this idea before. Sounds like a good plan to me!

Cheap finance is not available on these,

but then its not really the best colour for matching my eyes.

Cheap finance is not available on these,

but then its not really the best colour for matching my eyes.

I know where theres a smashed up orange one, after it went through a garden wall at 80mph and landed on its roof (in a 30mph limit) if youre interested in saving a few quid that way?

The trick is to take advantage of the cheap manufacturer backed finance offers then pay off the finance within the first month and you get the best of both worlds.

If you have a good relationship with the dealer (and wish to keep it that way ) I would ask him/her what the 'claw back' time is on the finance. If you settle too early, the incentive that the dealer got for selling the finance will be taken back by the finance company/manufacturer. It's sometimes as long as 6 months, but more often it's just 3 months. It's worth hanging on that little bit extra so the dealer doesn't end up selling the car at a loss and him/her hating you.

 

 

If you have a good relationship with the dealer (and wish to keep it that way ) I would ask him/her what the 'claw back' time is on the finance. If you settle too early, the incentive that the dealer got for selling the finance will be taken back by the finance company/manufacturer. It's sometimes as long as 6 months, but more often it's just 3 months. It's worth hanging on that little bit extra so the dealer doesn't end up selling the car at a loss and him/her hating you.

 

 

Thats interesting.

Or. Do this straight away if your dealer has upset you in the past.

I find it best to return favours where ever possible.

Thats interesting.

Or. Do this straight away if your dealer has upset you in the past.

I find it best to return favours where ever possible.

Spot on Having worked in the motor trade many years ago, I found out to my surprise that many new car deals don't make much money at all. Iirc the Nissan Micra was targeted at around £600 profit per car. Not a lot when you think of the infrastructure needed to support the deal

If you have a good relationship with the dealer (and wish to keep it that way ) I would ask him/her what the 'claw back' time is on the finance. If you settle too early, the incentive that the dealer got for selling the finance will be taken back by the finance company/manufacturer. It's sometimes as long as 6 months, but more often it's just 3 months. It's worth hanging on that little bit extra so the dealer doesn't end up selling the car at a loss and him/her hating you.

 

 

I know they hate me the moment I walk in to the showroom! That's why I buy on-line. I've heard every bit of bull from dealers over the years and so they get what's coming as far as I'm concerned. If they treated the buying public with the respect they deserve then it might be different.

 

The general consensus is that you can cancel you VW finance arrangement as soon as 7 days after taking delivery and still retain any deals you obtained.

 

I should add that I've always stuck to the original duration of the finance agreement, but if circumstances were different I might do things differently.

Doesn't doing so damage your credit rating as you are terminating a financial agreement? Maybe not I suppose if you are paying it all off at once

Doesn't doing so damage your credit rating as you are terminating a financial agreement? Maybe not I suppose if you are paying it all off at once

No it doesn't as you're not in default. Early settlement is not a negative for credit ratings.

Edited 10 September, 201411 yr by jlwah