I'm getting a remap on Saturday that will take me from 160bhp to 202bhp.  Naturally, I have informed my insurers.

 

However, my current insurers, Tesco, declined the change in policy so I went to moneysupermarket, far more in hope than in expectation.  It threw up a best quote from LV as follows:

 

• Voluntary excess = £0
• Remap = OK
• Premium = £327.58

 

To put that in perspective, I'm currently paying £292 for a standard car with Tesco; the difference, then, for a policy which accepts my remap, will be around £3 per month - a no-brainer.  I'm really annoyed by Tesco's archaic thinking on this, but delighted that I've found the perfect quote.  I was with LV for a number of years previously and they've always been superb.

 

Obviously, my profile might be more attractive to an under-writer than yours - I'm 52, a married teacher with maximum NCB, living in Shropshire - but it might work out for you too.  Oh, another tip: if you're married, put your spouse on the policy, whether or not they actually ever drive your car - it actually reduces your premium if they are low risk.

 

Hope this helps somebody.

LV are one of the which reports recommended insurers too. If they are uncompetative for individual quotes esure and Admiral are also worth a call, though they tend to be more competative for new quotes than existing customers so you might see an increase in premium the following year. There are also companies like direct line and aviva who don't appear on the comparison sites too. Also don't agree to let the policy auto renew via direct debit or credit card.

Have you received a Declaration Sheet and you have given them all the Details of the Remap?

Is there something in writing on your Schedule accepting that the vehicle is modified with a Remap?

 

george

Check thoroughly through the paperwork, I've not found LV that cheap. They wanted £400 for me to insure my dads standard Fabia for 3 months after he passed away (transferring the policy to my name). I went elsewhere and got it insured with Admiral for £198 with zero NCB for 12 months.

 

LV used to be Mod friendly, not sure if they still are.

Have you received a Declaration Sheet and you have given them all the Details of the Remap?

Is there something in writing on your Schedule accepting that the vehicle is modified with a Remap?

 

george

 

Documents all good.  Mod-friendly.

I would recommend making a call to whoever you decide to insure with before going ahead, as a lot of insurers will need more details of the increase in BHP etc before going ahead, I'd hate for you to buy a policy then get a call asking for details & the premium jump up again.

 

If you would like me to arrange a call to see what we can offer, i'm more than happy to help.

 

Cheers

Dan

LV gave me the cheapest quote for a remap, though that didn't include legal cover which I prefer to have. Adrian Flux beat that, so I'm actually paying slightly less for this year's insurance (with remap and slightly more mileage) than for last year. They may get some of that saving back, as I'll need to make a change to the policy (moving the Yeti onto a private plate soon) which they can charge for.

 

Update: Adrian Flux confirmed there would be no charge for the plate change - which was nice.

Edited 2 July, 201412 yr by dbg400

Hi Ned,

One of the other things you might want to check is the percentage increase the LV will allow. Before the Superb I had a 1.9tdi Octy which was producing 105bhp i looked at a Shark remap which took it to 145bhp or something similar. Anyway when I then started looking at Quotes the insurance companies on moneysupermarket that allowed remaps, when you said it was more than 20% of the original bhp they declined to insure you. In the end because mine was in excess of 30% I had to go through Adrian Flux to get a specialist insurer. I think my policy increased by about £150 per year fully comp.

Hope this helps?

How's the remap working out got you Ned? What did you go for in the end?

How's the remap working out got you Ned? What did you go for in the end?

 

I went for a £199 job from Midland Remaps in Wolverhampton.  Don't anyone wince and draw breath, cynically and sagely    - they were extremely professional and have a large business profile which they will want to maintain.  Besides, it's too late now!

 

Anyway, I've got a nominal 202bhp now, allowing for the age of the engine - 85,000 miles.  I can't say it's turned the car into a hot rod, but there is considerably more pull and it goes like a scalded cat if you floor it in third - I took it round to the red line without even realising it (good stereo!) the other day.  In day-to-day traffic, it punts along more effortlessly and you just get that intangible sensation of robustness, flexibility and power in reserve.

 

In terms of economy, no real difference - my route to work has changed so I can't quite do A-B tests; everything seems normal, though.  Trip computer has been unaffected.

 

I'm not "blown away" - it's a huge lump of metal after all - but I am very pleased and I have no regrets.  Even just saying I have 200 brake gives me the feel-good factor!     The cheap insurance was a genuine surprise and tops off a very satisfying deal.

That's good news - sounds like you have the right balance, with enough power available should you need it.

I've another 3 months before I can get mind fettled, when I can change insurer :(

Edited 3 July, 201412 yr by JakeBlade

Interesting Ned.

Ihave been toying with the idea of getting my Tsi remapped, but I daren't until the manufacturer's warranty runs out in October next year. My estate is a big car, but sometimes I want that bit more oomph.

What is your average mpg? Mine isn't a patch on my previous Passat diesel. I won't say I was naive, but I seem to have halved my old mpg, and I wasn't expecting that!

Mpg entirely depends on the road and the traffic conditions, how much you're on and off the throttle etc.  My old route to work was 20 miles of mostly flat A-road and on a good day I could see 40+ on the maxidot (calibrated by VCDS, so close to genuine); other days it could be 35-36mpg.  The route home varied from 34-38.  But I have to stress: this was with gentle driving!  Going over 2000rpm chips away at the economy so I tended to set cruise at exactly that point (c.57mph).  An occasional flooring of the throttle to vanish traffic was fine, so long as you stayed off the pedal immediately after.

 

My new route is shorter, less flat and more difficult to manage the mpg.  Over 9-11 miles, one route tends to give me 31-33, while the longer one 33-36.

 

Around town, anywhere between 21-26ish is normal.

 

So, overall, after 2 years of ownership, I'm averaging about 35-36mpg, but that will start to go down now with the shorter journey.  Early days on the remap, but the first brim-to-brim calculation I did was normal; trip computer also seems unaffected.

 

It's a LOT of metal to move.

 

Hope this helps.

Great. Thanks for the info mate. I will monitor my mpg but it seems about the same