For example

As a first car a fabia is a decent choice. Age is one of the more important thing for insurance especially for a new driver. You might find that a newer one might cost 500 pound more,but could save you more than that on insurance. As an aside,is it possible to have a parent insure the car as a main driver and put you on a month or two later? I can guarantee it would be much cheaper on insurance. Also,with that car in question,  150,000 miles is higher than I would be comfortable getting. Plus you could probably find a better equipped one for around the same price if you wait.

Also, a link to the ebay ad would be nice, I cant seem to find it on my phone.

7 minutes ago, DieselMonte said:

You might find that a newer one might cost 500 pound more,but could save you more than that on insurance.

That's a new one on me. Why?

8 minutes ago, DieselMonte said:

is it possible to have a parent insure the...

https://www.moneysupermarket.com/car-insurance/what-is-car-insurance-fronting/

I’d much rather put myself on the insurance and hopefully gain a year of no claims

https://www.motors.co.uk/car-55741052/?i=0&m=spf

3 minutes ago, Wino said:

That's a new one on me. Why?

https://www.moneysupermarket.com/car-insurance/what-is-car-insurance-fronting/

Im not explaining myself right,thats on me.

I found when I was trying to get insurance myself that any car older than 2008 or so would either be prohibitively expensive or I would just be outright refused for a quote. 

What I was trying to say was that a newer car may be cheaper on insurance and stay cheap for atleast a few years to come. (Within reason,a 2020 Gt86 is gonna be more expensive than a 2006 micra for a first time driver) And on the insurance side of things, Aside from a blackbox its the only way to have even quasi-realistic quotes on any car.

I'm not saying its the best way or the most ethical way but the fact is that it is the most reasonable way a young driver can get insurance. And on the blackbox side of things,an insurance company is not out expressly to save you money, I have heard more than a few horror stories of blackboxes being used against the driver and hiking their premiums sky high. Anyone remember the topgear "cheap cars for a 17 year old challenge"?

12 minutes ago, Kiancudd said:

I’d much rather put myself on the insurance and hopefully gain a year of no claims

Youll want to get a smaller engined fabia. Check parkers.co.uk for the insurance groups of various specs of fabias.

...Probable reason for older car having higher insurance cost is risk... Buy an older car for less money, care for it less, crash it more!  (Thats as well as known "Fraudster's" who will buy a cheapo, with the intention of having someone rear-end them for a nice pay-out).

 

Bizarrely, you will get a cheaper insurance quote nowadays, when asking for fully comp as opposed to TPFT, which back in the day, used to be around half the aforementioned F/C price!

I’ve looked into the insurance and it was in between £1100-1300 for a 2009 fabia, I’m pretty sure it was a 1.4tdi. And the majority of other cars I’ve checked with smaller engines have come out as more expensive 

The car you are looking at has had advisories over the last two MOT's for corroded coil springs to the rear, along with a worn offside CV boot and an issue with the front wipers. Get those seen to prior to purchase... 

Also, look out for cam belt, water pump, worn turbo, cat, DPF, and any engine lights that stay on. It is rather high mileage but then, so is mine!

 

 

10 minutes ago, Kiancudd said:

I’ve looked into the insurance and it was in between £1100-1300 for a 2009 fabia, I’m pretty sure it was a 1.4tdi. And the majority of other cars I’ve checked with smaller engines have come out as more expensive 

Honestly not bad. I was getting quotes for 1700 euro initially,then when I was about to pay I was told 4500 euro.

 

3 minutes ago, mrgf said:

The car you are looking at has had advisories over the last two MOT's for corroded coil springs to the rear, along with a worn offside CV boot and an issue with the front wipers. Get those seen to prior to purchase... 

Also, look out for cam belt, water pump, worn turbo, cat, DPF, and any engine lights that stay on. It is rather high mileage but then, so is mine!

 

 

mrgf is right, High mileage cars can be a bit of a risk,but they can also be some of the best cars you can get. However, in my opinion you could definately find a cleaner example of a fabia.

I wasn’t looking at that car in particular, that was just an example of one that I found 

If you go down the petrol route, take care with the TSI engines. I believe they had timing chain issues for cars built prior to 2012. 

If this discussion is about cost of insurance, if you have the option, try to get a multi car insurance. My daughter got her first car - Fabia 3 1.4 petrol - and the insurance with haggling as a multicar for her was £680 with standard access at age 22 a couple of years ago.

We went for a cat N car repaired. I also took the fault tester to the car and used the DTC to get the price down. Use the tester after the test drive in case the seller has already cleared all the fauls for you.

I did a oil change and brake fluid change for peace of mind. Apart from that it was just normal maintaince.