Yeah, I'd definitely want to see both in the flesh before deciding for sure.

Really torn between them as they are represented on the config though!!!

Well if you go Green do not spec the Red seat trim, Red and Green isn't the best combo (although Skoda love it) Green with the silver seat inserts would look better.

I think due to the red callipers the green and red combo works. I came close to ordering it. but decided to save £500 and get a corrida red one

Morning chaps,

 

The Octy is now on the finance system for those considering a PCP.

 

Had a very quick look to see what the GFV's were and are as follows (only 2 examples for the mo @ 3 years):

 

VRS TSI Hatch manual

 

OTR - £22,990

 

GMFV - £9,645.30

 

VRS TDI Hatch manual

 

OTR - £23,260

 

GMFV - £11,414.70

 

HTH

Morning chaps,

 

The Octy is now on the finance system for those considering a PCP.

 

Had a very quick look to see what the GFV's were and are as follows (only 2 examples for the mo @ 3 years):

 

VRS TSI Hatch manual

 

OTR - £22,990

 

GMFV - £9,645.30

 

VRS TDI Hatch manual

 

OTR - £23,260

 

GMFV - £11,414.70

 

HTH

 

Thanks for the info man

Morning chaps,

 

The Octy is now on the finance system for those considering a PCP.

 

Had a very quick look to see what the GFV's were and are as follows (only 2 examples for the mo @ 3 years):

 

VRS TSI Hatch manual

 

OTR - £22,990

 

GMFV - £9,645.30

 

VRS TDI Hatch manual

 

OTR - £23,260

 

GMFV - £11,414.70

 

HTH

Its a shame those GMFVs are looking quite low. I think the golf GTI looks like it has a 3yr GMFVs of circa 13k and the GTD 14k+. That would offset the higher purchase cost and the golf may therefore be blessed with similar or even cheaper monthly payments.....

But remember you have £0 interest to pay on the Octavia where as you will be paying to cover the interest on the Golf so while the loam amount will be larger the payments might level them selves out. Only real way to find out is by getting some sample numbers from VW

Its a shame those GMFVs are looking quite low. I think the golf GTI looks like it has a 3yr GMFVs of circa 13k and the GTD 14k+. That would offset the higher purchase cost and the golf may therefore be blessed with similar or even cheaper monthly payments.....

 

This is where it can be a case of swings and roundabouts though.

 

If the GFV is set ludicrously high, come 3 years the car may have no equity at all, I suppose not bad if the customer has only put in 1% deposit, but you'd be peeved if you'd shelled out 30%.

 

With a lower GFV, yes the payments will be higher but you have a better chance of having equity in the car come change over time. 

 

Nissans were mentioned for this earlier, and I have also seen other marques with sky high residuals. That's the time when some customers really can be stuck in the same cycle with the same manufacturer as no one else can offer a part ex price to wipe out the negative equity.

 

Just my 2p's worth

Morning chaps,

The Octy is now on the finance system for those considering a PCP.

Had a very quick look to see what the GFV's were and are as follows (only 2 examples for the mo @ 3 years):

VRS TSI Hatch manual

OTR - £22,990

GMFV - £9,645.30

VRS TDI Hatch manual

OTR - £23,260

GMFV - £11,414.70

HTH

Dont think this is too bad to be fair. VWFS will have to air on the side of caution when setting GFV's as if they make them overly high then people will get locked into PCP deals for the entire term either giving back cars with no equity or having to buy themselves out. Wouldnt do PCP sales alot of good and would stand VWFS to lose money.

I think 9.6k at 3 years old is a sensible figure....lets face it it'll probably be worth at least 11 or 12k with a 14k used forecourt price most likely (in good nick with sensible mileage) so you'll get a bit of equity out if you dont go silly putting in a massive deposit.

Am sure when I got quotations for a TSi DSG estate and TDi DSG estate 6 months or so ago the GFV for the petrol was about 7k and the diesel just under 9k (BL I have now in 42 month PCP has a GFV of 8.9k) so thats definitely progress.

Think its the case now that with the higher GFV's and no interest that the PCP cost of the newer cars is going to be hardly any different to the VAT scheme deals. Youre not getting a big headline discount on the RRP but probably havig to finance in the region of 15/20% less due to the GFV's and no interest on to. IMO i5s potentiallu giving a very similar discount just in a completely different manner.

Edited 18 July, 201312 yr by pipsyp

Any idea of the estate dsg GFV?

Rears are. Fronts extra

 

Didn't see fronts as an option five minutes ago on the configurator. Perhaps they're having problems with it!

Didn't see fronts as an option five minutes ago on the configurator. Perhaps they're having problems with it!

 

They are part of the park assist pack I believe.

This is where it can be a case of swings and roundabouts though.

 

If the GFV is set ludicrously high, come 3 years the car may have no equity at all, I suppose not bad if the customer has only put in 1% deposit, but you'd be peeved if you'd shelled out 30%.

 

With a lower GFV, yes the payments will be higher but you have a better chance of having equity in the car come change over time. 

 

Nissans were mentioned for this earlier, and I have also seen other marques with sky high residuals. That's the time when some customers really can be stuck in the same cycle with the same manufacturer as no one else can offer a part ex price to wipe out the negative equity.

 

Just my 2p's worth

 

Thanks for the info.

 

Really pleased Skoda have set the GFV at what I think is a sensible level in traditional PCP terms. Although that said, it does look very low IMO (you can never please some!) and shows the car is set to lose an awful lot of money - the gfv is only 42% of list!

So, quick DIY finance e.g....

 

 

OTR - £22,990

 

GMFV - £9,645.30

 

10% deposit = £2290

 

Amount to finance = 22990 - 2290 - 9645.30 = 11054.7

 

36 Monthly payments of £307.075.

 

That's at list price of course.

 

Discount the list by 10% and leave deposit at 10% and you get something like £299 per month payments.

 

Conclusion ... if you've got an extra couple of grand for deposit, you can get the Golf for slightly cheaper monthly payments. My quote was £4k deposit and £265 per month. Yes, more expensive, but not massively more IMO.

 

Don't have time to check, but I've a feeling the Octavia starts about three grand cheaper than the Golf but that the Golf GFV is about £4k more than the Octavia atm, which is what dictates the monthlies.

Edited 18 July, 201312 yr by sotonjoe

This is where it can be a case of swings and roundabouts though.

 

If the GFV is set ludicrously high, come 3 years the car may have no equity at all, I suppose not bad if the customer has only put in 1% deposit, but you'd be peeved if you'd shelled out 30%.

 

With a lower GFV, yes the payments will be higher but you have a better chance of having equity in the car come change over time. 

 

But surely it doesn't matter if you pay a deposit of 1% or 30%, it's only the GFV that's important.

Both the deposit and the monthly payments are the cost of owning the vehicle over that term, however it's split.

 

What interests me is that if Skoda over estimate the GFV, they will be left paying part of your depreciation when you change the car.

But surely it doesn't matter if you pay a deposit of 1% or 30%, it's only the GFV that's important.

Both the deposit and the monthly payments are the cost of owning the vehicle over that term, however it's split.

 

What interests me is that if Skoda over estimate the GFV, they will be left paying part of your depreciation when you change the car.

 

 

No danger of that with the published GFV now - at least i bloody hope not!  :think:

Just seen a race blue estate VRS at my local dealer, a petrol DSG. Been offered a test drive but declined as I want to try manual.

1st impressions of the car are good. Looks sporty but understated. Looks well in blue. Had the pictoris alloys which wouldn't be my choice. Seats feel comfortable and I like the design, however the fabric in the seat centres and the white accents looked a little cheap. If I do look at getting one I think I'd spec full leather.

Brochures do exist as I've taken one away but it shows nOthing new and it doesn't even list options.

Just seen a race blue estate VRS at my local dealer, a petrol DSG. Been offered a test drive but declined as I want to try manual.

1st impressions of the car are good. Looks sporty but understated. Looks well in blue. Had the pictoris alloys which wouldn't be my choice. Seats feel comfortable and I like the design, however the fabric in the seat centres and the white accents looked a little cheap. If I do look at getting one I think I'd spec full leather.

Brochures do exist as I've taken one away but it shows nOthing new and it doesn't even list options.

I agree on the seats I'm going for the red but don't looks as good as the mk2's but are way comfier.

Im hoping to test drive after work tonight.

Been to my local dealer today, they havent put there demo in the showroom yet its still sat in wrappers, its black TDI DSG with teh standard Pictoris alloy wheels, and personally estates arent my thing so I was always going to come away slightly underwhelmed about it, but I didnt look at it and think wow, no extras on it at all, didnt look sporty, didnt look anything special if I am honest, when its on the road they are going to give me a call for a test drive and to look at some figures, which is fine.

 

But, one question perhaps @Preston_Motors can answer, the discounts which are bring thrown about by DTD etc I know it is all down to us to negotiate indpendently with out dealers, but if you got a discount on the car does that wipe out the 0% as the dealer was telling me if you take 0% then you cant have discount, if you have discount then you will have to take a finance product with some sort of interest!  Being honest I didnt like that as I dont see that as correct?  Surely the cost of the car you negotiate with your dealer is based on what they pay for the car and any kick backs from Skoda, then the finance product is something completely seperate as the dealer is just acting as an agent for VWFS?  And then teh dealer would get a kick back for selling an insurance product??

Been to my local dealer today, they havent put there demo in the showroom yet its still sat in wrappers, its black TDI DSG with teh standard Pictoris alloy wheels, and personally estates arent my thing so I was always going to come away slightly underwhelmed about it, but I didnt look at it and think wow, no extras on it at all, didnt look sporty, didnt look anything special if I am honest, when its on the road they are going to give me a call for a test drive and to look at some figures, which is fine.

 

But, one question perhaps @Preston_Motors can answer, the discounts which are bring thrown about by DTD etc I know it is all down to us to negotiate indpendently with out dealers, but if you got a discount on the car does that wipe out the 0% as the dealer was telling me if you take 0% then you cant have discount, if you have discount then you will have to take a finance product with some sort of interest!  Being honest I didnt like that as I dont see that as correct?  Surely the cost of the car you negotiate with your dealer is based on what they pay for the car and any kick backs from Skoda, then the finance product is something completely seperate as the dealer is just acting as an agent for VWFS?  And then teh dealer would get a kick back for selling an insurance product??

 

If true, that's definitely me out of the running!

Been to my local dealer today, they havent put there demo in the showroom yet its still sat in wrappers, its black TDI DSG with teh standard Pictoris alloy wheels, and personally estates arent my thing so I was always going to come away slightly underwhelmed about it, but I didnt look at it and think wow, no extras on it at all, didnt look sporty, didnt look anything special if I am honest, when its on the road they are going to give me a call for a test drive and to look at some figures, which is fine.

 

But, one question perhaps @Preston_Motors can answer, the discounts which are bring thrown about by DTD etc I know it is all down to us to negotiate indpendently with out dealers, but if you got a discount on the car does that wipe out the 0% as the dealer was telling me if you take 0% then you cant have discount, if you have discount then you will have to take a finance product with some sort of interest!  Being honest I didnt like that as I dont see that as correct?  Surely the cost of the car you negotiate with your dealer is based on what they pay for the car and any kick backs from Skoda, then the finance product is something completely seperate as the dealer is just acting as an agent for VWFS?  And then teh dealer would get a kick back for selling an insurance product??

Drivethedeal puts you in touch with dealers that will give you that reduced price AND offer the 0% offer so thats the bargaining you use for the deal.

Im on with the dtd tonight i will let you know how i get on with my dealer

Sounds like sales talk to me.

 

The 0% finance is offered by Skoda UK via VWFS.

Any list price discount you negotiate is with the dealer, reducing their profit.

 

Two different incentives from two different sources.

Gents, for anyone who's actually sat in a vRS, did you sit in the back and how does it look from there?

 

I have a small kid and my main worry is that she won't be able to see anything towards the front because of those huge seats. What do you think from what you've seen?

Gents, for anyone who's actually sat in a vRS, did you sit in the back and how does it look from there?

 

I have a small kid and my main worry is that she won't be able to see anything towards the front because of those huge seats. What do you think from what you've seen?

 

 

Sod the kids thats what i think, The flipside is you wont have to see them either win, win

Sounds like sales talk to me.

The 0% finance is offered by Skoda UK via VWFS.

Any list price discount you negotiate is with the dealer, reducing their profit.

Two different incentives from two different sources.

Exactly. That anecdote wins the PRIZE for First Bull****ting Salesman Whilst Trying to Sell New Octavia 3 VRS.