age of the person who drives a fabia vrs or monte carlo

[Oddbod]

44 with a fab vrs.

[Dan.Poulter]

Monte Carlo, 19, £1100 pa and both parents as named drivers (very annoying)

[threadbear]

47. Just out of interest but not really my business, but quite a few of you have quoted insurance costs, but what are your excesses?

Edited 30 May, 2013 by threadbear

[Jaws78]

Mines £319 on a brand new 1.6tdi monte tech. £350 excess PLUS £200 young driver excess. But tbh it doesn't add all that much by lowering it.

[Bullyboy]

43 - vRS

Insurance £ 255

[RazeVRS]

44 -VRS ins £230

[grapo]

28 VRS £238

[Dr3w_vrs]

I'd love to know how some of you have got such cheap insurance!

Mine is not terrible, but some people here my age have insurance half the price!

I'm 25, 1 years NCB, 3 points | £742 with Admiral.

What makes the biggest difference to insurance price? Obviously age, penalty points and NCB are a big factor, but what other things are significant??

[Naths vRS]

Adding your Parent/Guardian to your policy helped me.

EDit: Not your's personally Drew

Edited 30 May, 2013 by Naths vRS

[Dan.Poulter]

£150 excess with elephant + all the other bits, legal expenses etc...

[SuperTurbo]

Ooo I like this thread. I'm 22 with a Mk2 VRS estate, was 21 when I got it. 1 year NCB, £1250, Admiral. I thought my insurance wasn't too bad considering my age and the car but it seems others around the same age with points on their license got it way cheaper :/ but hey when I get to drive such a great car who can complain? My first car which was a 1.6 Focus cost me £2800 to insure at the age of 19 so things have definitely improved.

[grapo]

Adding parent and gf helped mine. Being a home owner with a decent post code also helped I imagine. Does job make a big factor? I'm a transport planner for a county council.

[SuperTurbo]

Adding parent and gf helped mine. Being a home owner with a decent post code also helped I imagine. Does job make a big factor? I'm a transport planner for a county council.

Could be, I don't have anyone else on my policy. Another part of it is probably the amount of time I've held my license. Someone who passed at 17 has an extra 2-3 years on me. Regardless, I'm more than happy with only paying 50 quid more than I did for the sluggish, hateful barge of a Mondeo that I had as an "in-between car".

[kaa]

31 vRS - £430

[Dr3w_vrs]

Adding your Parent/Guardian to your policy helped me.

EDit: Not your's personally Drew

lol

[abovethresh]

I pay 750 with admiral with 2 years no claims. No help and no points. I've just turned 23.

[triathlondaz]

39 MkII VRS - £197

wife 44 1.6 Monte cr remapped £300 :wonder:

[sean_92]

20, had a MK2 fab vRS at 19, £900 with 2 year NCB.

Now have. Monte Carlo TDi, got a renwal of £600 with 3 years NCB and both parents on policy

[BTSvRS]

vRS - 22 years old, pay £550 with two parents on as names drivers. Been driving since I was 17. 2 years NCB. NG15 postcode and employed in emergency services.

[[email protected]]

25- fabia vrs mk2 - £340

[tempra007]

44, I was quoted £80 more to insure a VRS than my Monte (same age, but I went for the looks over speed) but still only £211, think the post code and being a College Lecturer (rather than a Chef Lecturer) helped as well.

[Dr3w_vrs]

25- fabia vrs mk2 - £340

Less than half what I pay! Have you got a lot of no claims? Any points?

[[email protected]]

Less than half what I pay! Have you got a lot of no claims? Any points?

5 years no claims and no points. Got the mrs as a named driver. She's abit older than me with max no claims so that may help.

[Dr3w_vrs]

5 years no claims and no points. Got the mrs as a named driver. She's abit older than me with max no claims so that may help.

I guess that explains it then. My insurance has actually dropped from last year even with adding 3 points, so I guess the NCB is the big factor here.

[ScottPenny]

1.6 tdi Monte,I'm 20...im the youngest person ive seen driving one up in Glasgow/West of Scotland

yet the cleanest and best looked after Monte ive seen was driven by a 50/60 Year old, versatile car haha ?