You can leave it there but for those who're unfamiliar with the process and want to find out more...
Under PCP, it's the finance company who own the car. If you withdraw / cancel the agreement, the finance company take the car back. If you Settle the agreement, you own the car. It's as simple as that.
You can settle an agreement within 24hr if you so want. The general advice is to give it a few days for the process to be setup.
When you take out PCP, VWFS will set up the agreement on their website. You can access it without having to speak to anyone - the process is now fully automatic. You register your name, you log in and you'll see a list of options, one of which is to settle the agreement. You request a settlement figure. VWFS will then give you a figure and you have 28days to settle ( from memory that is... it might be a full month, I can't remember the exact figure ) without further interest, otherwise the PCP agreement continues as normal.
You say you've done this multiple times? Next time you do it, pay attention to the wording.
Here's the link... Settlement request
There is no such option to withdraw. You're using the wrong terminology.
I 100% agree with @SurreyJohn, withdrawing implies you no longer wish to continue with the agrement whereas settlement implies fulfilling the agreement.
Well, to be a bit more pedantic - it's really nothing to do with VWFS, it's the law, largely the Consumer Credit Act 1974. This allows you to Withdraw completely within 14 days,
No, that's for people canceling a credit agreement. It's designed as a 'cooling off period'. There was a time when as soon as you put pen to paper, a credit company could hold a gun to your head, the 14 day cooling off was introduced to stop that practice. You can cancel a credit agreement within 14days without penalty.