I still would get an Octavia. I was meaning even now, I'd still go Mk3.5 over Mk4 (or 4.5). I am quite young (as in, take the median age of this forum, halve it, and you probably can still take five from that), but I absolutely love my car. There are faster, bigger, cooler, more practical, better driving and better quality cars out there, but for the money I don't think you can beat the Octavia vRS. I was considering a GTI (230 and PP), Cupra (ST and hatch), S3, R, JCW and others. Okay, so one of the main reasons for choosing an Octavia was the lower insurance, but I'm still extremely happy with my choice. I drive up to Scotland a few times a year, and recently did it in one fourteen hour hop. The car was amazing. It drove itself most of the way there, being comfortable and having enough space for all our stuff. Once up there, it was put into sport mode and came alive. Okay, it was mapped then (330bhp ish) but it just drives so well. Okay, sure, the road noise isn't the best due to the crappy insulation, and a GTI/JCW/Cupra/etc will all be so much more engaging to drive - but that's missing the point. The Octavia is the most well-rounded of the bunch. I was recently in an I30N - in a foreign non-extradition country. Several times we were well into triple digits, and all I could think was 'this feels so planted, but I'd hate to go anywhere in it'. I think it's one of the first fast FWD hatches I've been in (besides Occy) and the comparison was interesting. Afterwards, while a tiny part of me was longing for the bucket seats and ASBO (factory) exhaust, I just couldn't shake the feeling that I'd made the right choice with the vRS. It might not have been quite as fast, or as engaging, but it would have been a lot more comfortable and done it all with everything but the kitchen sink in the boot. I think that sums up the Octavia vRS quite well. If I were to do it now, with insurance being a lesser factor, I would probably push to get a Cupra ST. I love my Octavia and with the LSD it does such a good job of putting the power down, but you just can't beat AWD. In the winter I do notice it, but how often are you trail braking into and booting it around a dual carriageway roundabout? That being said, again, I am saying this from someone probably a lot younger than you, with a very different set of requirements. During my search, I test drove both a GTI PP and an R. Strangely (well, quite commonly after looking online) I much preferred the GTI. It wasn't that I didn't like the R - I did, it was very quick and got off the line instantly - it's just, the FWD with the diff felt more engaging. Less secure, sure, but more fun. I could see the AWD getting a bit boring, unless you were regualrly doing silly speeds. Similarly, I liked the Mk3.5 better than the Mk4 I drove. It felt a bit more analog - in the Mk4, I felt like the front wheels weren't connected to the wheel. I vastly prefer the feel of Skoda over SEAT/Cupra (I've had both), and think a vRS hatch is just something a little different. It almost feels like an IYKYK car, much like an M340i or Polestar V60. I also like that, around town, the car feels like a minicab. It is quiet, smooth and draws no attention. It's only when I put my foot down do I remember why I bought the car! I hope I've given you something to work with, from a purely performance/driving standpoint. In terms of 'normal' stuff, um... I get around 38mpg long term, the seats are quite comfortable, there's plenty of space to store things and the controls are easy to use. I'm sure others will be along to offer more. What don't I like? Well, aside from my strange spec with no power mirrors or heated seats, there isn't that much. The sound deadening/sound system is pretty rubbish, but that's an issue across SEAT/Cupra. Likewise, the infotainment can be a bit crap, but that's an issue across VAG, along with the hateful Soundaktor. The ACC is rather good, but if a car turns off in front of you, Occy will 'see' it for a bit longer, causing you to brake when there is nobody in front of you. Aside from that, and looking at specific Octavia issues - I don't like that the interior lights are different colours, I hate how cheap the door cards are, I wish it had an EPB and full LED rear lights. Performance wise, I also wish it had the same exhaust as the GTI - the Octavia version is totally silent, along with some slightly stiffer rear springs, a beefier RARB and the same aux/DSG cooler setup as on the more powerful MQB cars. All in all, I am very happy with Occy. I wouldn't change it, and it's the first car I've really liked as more than a lump of metal. Other cars do certain things better, but the Octavia just does everything really well.